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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

Pets Best offers an excellent product and great customer service so I can get excellent and affordable care for my pet.

Pets Best insurance gives me so much peace of mind. My pup has had two accidents and both times insurance saved me from decimating my savings. The Pets Best claims process was easy and they got back to me within the amount of time they promised. They were quick and courteous in answering questions, and they covered everything. My plan includes office visits related to the accident or illness and a $250.00 deductible as well as ninety percent reimbursement. It has paid for itself both financially and with the comfort of knowing I can get my beloved pet whatever care she needs.
  • INSURER: Pets Best
  • POSTED: 02/09/2021
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Reliable pet insurance and easy to file a claim

Reliable, helpful and easy to claim pet insurance. Decent rates! Highly recommend!
  • INSURER: Healthy Paws
  • POSTED: 02/09/2021
  • BY:
  • BREED: Mixed breed Giant (90 Lbs +)
  • AGE OF PET: 1 - 8

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1

out of 10

Exorbitant yearly price increases

I've had pet insurance with Healthy Paws since March of 2018 and luckily we have a healthy dog, so we have not made any claims to date. The initial policy cost $43.23/month and every year there's been an exorbitant price increase. I just received notification that beginning in March, my premium will increase to $92.17/month! So, within three years my dog's policy went from $518.76/year to $1106.04/year... That's practically a 100% increase...IN THREE YEARS. What a racket.
  • INSURER: Healthy Paws
  • POSTED: 08/26/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Our Journey

The team was extremely sensitive to our situation and handled it with care. The claims process was hassle-free that further dampened the effects of dealing with issues with filing our claims, of thousands of dollars. Having pet insurance at hand, even though we didn't anticipate any issues with our four-legged family member this early in his life cycle, was one of the most sensible things that we could have done. Embrace handled our claims with class and we truly believe that they are possibly the best in what they do. THANK YOU!!!
  • INSURER: Embrace
  • POSTED: 02/07/2021
  • BY:
  • BREED: Hungarian Vizsla
  • AGE OF PET: 1 - 8

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9

out of 10

PetInsuranceReview recommened

Quick Electronic Reimbursement

I found the online claims process fairly straightforward. The only somewhat difficult part was scanning documents and uploading them. I had signed up for electronic reimbursement and it was very fast once the claim was settled.
  • INSURER: 24PetWatch
  • POSTED: 02/07/2021
  • BY:
  • BREED: Domestic Medium Hair
  • AGE OF PET: Over 8 years

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

They are the best insurance company there is!

They have been the easiest people I have ever done business with. They are always there to answer questions and they stand behind what they sell! It has been the best investment I have e we made!
  • INSURER: Trupanion US
  • POSTED: 03/26/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Excellent company!

Healthy Paws is excellent! I have used them for years and it has been a pleasure!
  • INSURER: Healthy Paws
  • POSTED: 02/07/2021
  • BY:
  • BREED: Mixed breed Large (70–90 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Can we humans switch to Healthy Paws Pet Insurance?

We don’t typically write a lot of reviews, but in this case it is a must! When it comes to pet insurances, we are seriously in good hands with Healthy Paws. Our story began last year when we adopted a puppy; our little Humphrey came from a very good breeder with a good family health history; did it matter?...not in this case and like people, things can go wrong sometimes health wise even at a young age. He was diagnosed with something similar to Crohn’s Disease (in humans) but in order to find this out, we ended up having to go through a process of elimination of a series of very expensive tests; from x-rays, to an ultrasound, to an endoscopic procedure with biopsies. Healthy Paws was with us every step of the way, starting with the hassle free and ease of submitting claims, no questions asked and no bad surprises; “what we were insured for, is what we got”. Each time, the claims were reviewed quickly; and the reimbursements received promptly. Their website is also very user friendly and the information provided very clear; their live Customer Service agents, all excellent. Finally, I would like to add, that, as if this is not satisfactory enough, after each procedure that was done on Humphrey, Healthy Paws would follow up to see if he was feeling better...asking us to take care of him and not to worry about the rest! ...come on!... does your doctor’s office or health insurance company do that? It is as simple as that: if Healthy Paws could insure us, humans, we would switch instantly! Marie-Christine & David Girton
  • INSURER: Healthy Paws
  • POSTED: 02/07/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: Under a year

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1

out of 10

Bait and switch at it's finest.

Buyer Beware!!! We got a service dog and thought that it would be helpful to get insurance for him since he does so much for me. We also got the wellness policy for him. We knew he was allergic to chicken, but soon found out that turkey was much worse when we had to pay $1,500 for an emergency vet. When we filed the claim, they paid very little of it because when he was a puppy he had worms from the breeder. They said that because he had diarrhea from the worms then it was too soon to pay a claim for his diarrhea for his allergic reaction to the turkey, even though it was a totally unrelated issue. We've had so many issues with them not paying our claims, and kicking back our wellness claims (even though they said we could buy vitamins at a pet store) because the vet needed to add more notes to their already clearly written receipt. We never received a discount for multiple pets since we added our second dog as soon as we got her a few months after my first service dog. We cancelled our policy after four years because they constantly increased the rates each year by a significant amount despite never paying a claim, and the dogs are now only four years old. They will live to be about 10-15 years old since they are Doberman Pinchers. We just got an email stating that they "inadvertently" charged us for another month of coverage even though we cancelled, along with 67 other people who also cancelled that month. They can't even keep their records straight after we dump them!
  • INSURER: Embrace
  • POSTED: 08/24/2021
  • BY:
  • BREED: Doberman Pinscher
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Outstanding Coverage, Claim Processing and Customer Service

What outstanding service. My cat, Julius, has had skin problems since he chose me, several years ago. After exhausting all options, at his primary vet, I finally got him in front of a cat dermatologist. A week later his lab test results came in, and we have identified what ails him. He will soon be starting, what will likely be, a life-long regimen of allergy medicine that should help alleviate his symptoms. I can tell you that Healthy Paws has been fantastic throughout this journey. Having pet insurance has really helped. When the specialist vet tells you the cost, to figure it all out, is over one thousand dollars... knowing I had coverage was such a relief. I find it much easier to move forward with what will best help Julius, rather than being hyper-focused on the bottom line of cost. The claims process is extremely smooth. I scan my receipts and vet notes, for each appointment - and within a day or two my claim is completed and paid. Phenomenal. And for that I say THANK YOU. They allow me to focus on my cat's health.
  • INSURER: Healthy Paws
  • POSTED: 02/07/2021
  • BY:
  • BREED: Domestic Long Hair
  • AGE OF PET: 1 - 8

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