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Pet parents across the U.S. and Canada have left over 209,630 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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We Recommend ManyPets Health Insurance!
We signed up for ManyPets insurance when we adopted our dog Chico. We have both preventative care insurance, which reimburses the cost of his annual wellness check, vaccines, and meds, including his monthly flea/tick/heartworm meds. We also got the accident/illness policy. There is a $250 deductible and a 20% copay. We recently had to take Chico to urgent care when he developed a cyst on his side that had doubled in size within a week. There was an exam fee to take a sample and lab costs to check the sample. We were so relieved to find out the cyst was benign and know our fur baby is OK. We submitted our claim on Dec 28th and our claim was approved in less than a week. We were reimbursed $266 of the $423 bill, after the deductible & copay. Filing claims is so easy - just have the vet provide an electronic copy of the itemized bill and upload it on the ManyPets website. It takes only a few minutes to file the claim. We have been very pleased with ManyPets.
Insurer: ManyPets
By: Deb B.
Submitting my first claim was easy even…
Submitting my first claim was easy even though I had at add her medical records to for the third time. Approval was started quickly and payment was really quick. Thank you
Insurer: Fetch
By: Carla
Very easy to submit claims and quick…
Very easy to submit claims and quick review of claims
Insurer: Fetch
By: Molly
Quick claim process
I added the preventative care feature to our dog’s policy which came in handy once we had our dog’s teeth cleaned. Quick review and payment once we sent the proper documentation into Fetch.
Insurer: Fetch
By: BA from Dallas
First class all the way
The claim submission couldn’t get any easier, and my benefits were received so quickly and deposited directly into my account. This organization is first class.
Insurer: Fetch
By: Bob R
Questioning change
I just switched to Embrace after using another company and I am beginning to question my change. I submitted a claim and it was declined and when I reached out 3 times for details no one ever reached back out to me! I am starting to wish I stayed with the other company. DO BETTER EMBRACE!!
Insurer: Embrace
By: Melanie
I have never had any issues with filing…
I have never had any issues with filing claims and getting them paid for both of my dogs. Many Pets has been great.
Insurer: ManyPets
By: Jim
Always a pre-existing not covered condition.
My dog was adopted when she was 2 months and is a stray dog. She has all his vaccinations and at every visit to the vet for vaccinations there is a report saying that the dog was in good health, since this is a condition for the dog to be vaccinated. She has never been sick and we have never had to take her to the vet. She started limping because of a bacterial infection that was misdiagnosed as an orthopedic problem and then referred to another clinic that made the correct diagnosis. Embrace used the first misdiagnosis to claim pre-existence in a puppy, and it took more than a month to return with the denial of the claim.
Insurer: Embrace
By: Luciano Bulu Natrielli
Very easy to use and quick reimbursement
Very easy to use and quick reimbursement
Insurer: Fetch
By: Dawn Mahoney