209,556+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,556 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 13, 2025

Love Fetch!

We have had such a great experience using Fetch. They make things very quick and easy, whether it's getting reimbursed or answering questions. I recently spoke with one of their agents, Fabrice, and he was extremely helpful and went above and beyond to explain things and get me the information I needed.

Insurer: Fetch

By: Angela

Verified January 13, 2025

I've been with Spot for almost 2 years…

I've been with Spot for almost 2 years now and just recently made my 1st claim. It was quick and simple. I was shocked at how quick it went to get paid.

Insurer: Spot

By: Shaqwana R.

Verified January 13, 2025

Communication is great

Communication is great. Claims are processed in a timely manner. All questions I’ve asked have been answered promptly.

Insurer: Fetch

By: Susan Barnes

Verified January 13, 2025

Quick and Easy

Quick to process all claims

Insurer: Spot

By: Jessica Sainz

January 13, 2025

NOW I UNDERSTAND THE 1 STAR REVIEWS.

I was told that an invoice I sent for preventative care would take two to four weeks to process...for yearly checkup and shots. They have no problem debiting my credit card on time each month. I got this insurance in July and this is my first claim. DO BETTER.

Insurer: ASPCA

By: rem atwork

January 13, 2025

Spot insurance is a fraud

Spot insurance is a fraud! Totally a waste of money! Processing time, even if you include all the correct documents takes up to 10 business days! They try not to pay for things that you are covered by and you have to fight with them about it and threaten to sue. I DO NOT RECOMMEND THIS INSURANCE.

Insurer: Spot

By: Rhiannon Martina

Verified January 13, 2025

Quick and easy enrollment and claim processes

Enrolling multiple pets is easy and the discounts offered per additional pet are good. Submitting claims is also intuitive and quick, and the reimbursement process through direct deposit is very convenient.

Insurer: Spot

By: Karla T.

January 13, 2025

Highly Recommend - 9 years and counting

I've had this insurance for 9 years - with one of my dogs needing multiple expensive surgeries. HP has never questioned a claim or tried to deny a claim that should be paid. Reimbursement is typically within days. Although rates go up as the pets age, they've never hiked up rates because of the number of claims I've submitted. Highly recommend

Insurer: Healthy Paws

By: Sarah

January 13, 2025

Itis very easy to submit a claim

Itis very easy to submit a claim. Thank you

Insurer: Embrace

By: Raymond

Verified January 13, 2025

it was alot of back and forth.

it was alot of back and forth. But payment approved quickly.

Insurer: Fetch

By: Ana

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