209,466+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,466 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,466 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,732 reviews

4.9
Healthy Paws

11,009 reviews

4.9
Fetch

5,276 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 27, 2025

Easy to file

Easy to file

Insurer: Embrace

By: Duane Wilson

Verified January 27, 2025

My very first claim was effortless

My very first claim was effortless. My cat was diagnosed with cancer. Thank goodness I didn’t have to fight with anyone about claims, reimbursements or anything. The money was directly deposited into my account quickly. Thank you Spot. I am so grateful I found you.

Insurer: Spot

By: Trixie

January 27, 2025

Good customer service

Have had this coverage for a couple years, but thankfully haven’t needed to use it until recently. I thought the price was high, so called around to other insurers, and Embrace’s premium is actually quite fair and similar to other pet insurance for the same coverage. I chose this one because of their affiliation with USAA and good reputation. I had difficulty uploading documents and making a claim through the app, which is the only reason it wasn’t a five star rating. However, when I called customer service for help, they offered both guidance on using the app and alternate ways to make a claim. The app advice from customer service didn’t work, but they immediately sent an alternate means via email. Turn around and reimbursement was just a couple days. Happy with the service with no plans to look for alternate insurance.

Insurer: Embrace

By: Carmen

January 27, 2025

Embrace has been very easy to do…

Embrace has been very easy to do business with over the last 4 years. We are so thankful that we elected to get insurance when our dog was a puppy. Embrace claims were easy to file over the years between surgeries and wellness visits. Reimbursement was fast and fair, just as expected. If we ever get another pet, we will certainly get them covered as well. The peace of mind Embrace offers is worth every penny!

Insurer: Embrace

By: Jeanie Helms

Verified January 27, 2025

Quick turnaround

I was faced with a $5000+ bill when my dog blew her ACL. Spot made it possible for her to get the surgery she needed in a timely fashion so she wasn’t in pain for long and the reimbursement came before she even got her stitches out. Thank you.

Insurer: Spot

By: Carolyn Wiland

January 27, 2025

Excellent service as always.

Excellent service as always.

Insurer: Embrace

By: L. P. from California

January 26, 2025

Amanda has been very responsive and…

Amanda has been very responsive and efficient in providing quotes to us! She is a champ and fabulous to work with!

Insurer: Fetch

By: Ms Greenfield

Verified January 26, 2025

Pet Insurance is easy to use and…

Spot Pet Insurance is easy to use and has been extremely helpful keeping our costs down with our Blue Heeler.

Insurer: Spot

By: Linda

January 26, 2025

Easy to submit a claim

Easy to submit a claim. The instructions provided made it quick and easy to file a claim.

Insurer: Embrace

By: Jayme Young

January 26, 2025

Recommend

My dog had bilateral knee surgery and Pets Best came through for us. It was a large surgical fee and the claim was approved in approx. 24 hours. What a relief this is for us. Thank you Pets Best!

Insurer: Pets Best

By: Cathy Williams

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