209,466+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 209,466 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Easy to navigate and amazing coverage!
Easy to navigate and amazing coverage!
Insurer: Fetch
By: Heather
Its easy to submit a claim.
Its easy to submit a claim. I paid the emergency vet then submitted the invoice to Spot. After my deductible ( $ 250) was met, they paid 80% of the claim. I researched a lot of pet insurance plans & I'm glad I went with Spot. They have been very good
Insurer: Spot
By: Leslie Rosewarne
Embrace Modernizes Claims
Embrace continues to make the claim process more user friendly. Even us older folks can navigate it without any problems. The direct deposit really brought it into the 21st Century!!!
Insurer: Embrace
By: Jim
Get your claim is in ASAP after treatment
Pays promptly
Insurer: Fetch
By: Bette D Hoffman
Amazing experience and super fast claim…
Amazing experience and super fast claim processing!!!
Insurer: Spot
By: Jimmy K
We had a very sick dog for 8 years
We had a very sick dog for 8 years. PetsBest was a blessing to work with. Customer service was always polite and helpful. They were very goid to pay claims quickly and when they were busy they would always send an email apology for taking a bit longer than usual. When our dog crossed over the Rainbow Bridge they not only paid the claim quickly but also canceled our insurance. I so appreciated that as I was dreading to make that call. Thank you PetsBest for being thete with us every step of the way. She could have never gotten the level of care we were able to give her if it were not for PetsBest.
Insurer: Pets Best
By: linda
Exceeded My Expectations
Embrace has exceeded my expectations on coverage for my pets. Both 2024 and the start of 2025 have been extremely difficult for one of my pets with Laryngeal Paralysis, and several complications from tie-back surgery. Each time I've submitted a claim, I'm amazed and appreciative at the ease and timing of the process as a whole. Thank you, Embrace!
Insurer: Embrace
By: Sheena Perez
Response time
the response time from submitting a claim to the claim being paid. Highly recommend.
Insurer: Fetch
By: Judy
Claim turnaround time
We recently signed up for Spot pet insurance (accident and illness coverage only), and both of our young labs happened to have an injury and an illness around the same time. I sent in the claims - there were a few with medication, examination, and a surgery - and within 1-2 days they were working on the claims. We had the money in our account within one week. Their promptness and communication was timely and efficient. We recommended Spot insurance to family and friends.
Insurer: Spot
By: Joanna Mathews
Asked me to return their reimbursements
ASPCA has been great... until last week, they reached out to me saying they had an error in their system, and they accidentally approved several claims that I had over 6+ months ago that they now believe were potentially caused by a preexisting condition. Which is not the case. And they now have the audacity to ask me to repay them over $600 in the next 30 days from reimbursements they made to me literally over 6 months ago. Absolutely absurd and unacceptable. I am good about not submitting claims that are truly for preexisting conditions, so this is just truly disappointing.
Insurer: ASPCA
By: Katherine