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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

PetInsuranceReview recommened

i haven't sent in a claim yet but i have a claim going n this week i've heard many good things about trupanion.

i haven't sent in a claim yet, but i have a claim going n this week, i've heard many good things about trupanion. i've had it ever since i got my long haied chihuahua.
  • INSURER: Trupanion US
  • POSTED: 03/09/2021
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Healthy Paws is always there for Bruno

Bruno has been a client of Healthy Paws Pet Insurance for 6 years. When I needed to submit a claim the Healthy Paws Team always responded in 1 to 2 days. Reimbursement was made in 3- 10 businesses days. Recently Bruno had surgery and the Healthy Paws Team inquired how he was doing. He had made a full recovery and was back playing ball and enjoying his log walks. Healthy Paws is always there for Bruno.
  • INSURER: Healthy Paws
  • POSTED: 03/11/2021
  • BY:
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Healthy Paws is always there for Bruno

Healthy Paws Pet Insurance has always treated me and my dog with the greatest care and has always been there for Bruno.
  • INSURER: Healthy Paws
  • POSTED: 03/09/2021
  • BY:
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

We made the BEST decision enrolling in this insurance!

What a great experience. Received a fast quote with all my pets needs. Affordable and very fast refund. They are GREAT.
  • INSURER: Pets Best
  • POSTED: 03/11/2021
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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4

out of 10

My cat needs Renal Support food at $65 a case. I was not told that we were allowed $75 for the entire year!!!!!

If an animal develops an illness, I would expect a reasonable amount for care ie:special food to keep her kidneys functioning
  • INSURER: Pets Plus Us
  • POSTED: 06/03/2021
  • BY:
  • BREED: Calico
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Fantastic Service!

Healthy Paws Pet Insurance is a great pet insurance provider. I have had amazing customer service. All my claims have been quickly processed with short turn around time. I highly recommend Healthy Paws for your pet insurance provider.
  • INSURER: Healthy Paws
  • POSTED: 03/10/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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1

out of 10

BUYER BEWARE!!!!

Disgusting Company: This company is an absolute fraud and scam. We signed up under the recommendation of a few friends and they are ALL now considering canceling their policies with this company based on our experience. Our cat was diagnosed with heart disease almost 6 months AFTER we signed up. They tried to claim that this was a pre-existing condition. However, the two SPECIALISTS our cat has seen have both written letters based on their existence medical expertise/experience that there was no way our cat could have had heart disease in June or prior and that he was in great physical condition otherwise. The doctors said that it was actually "IMPOSSIBLE" (yes, they used the word impossible) for him to have heart disease and survive with it untreated for almost 5 months. Period. They ALSO stated that if he had been examined in June that there would be NO WAY this would have been diagnosed during a basic physical. They went on to say that even if we had ordered a full cardiac work up that it would still NOT have been diagnosed at that time. This disgusting company is still trying to claim that his condition was pre-existing since he didn't have an actual physical exam. The last time he was seen by our vet before this diagnosis was in June 2019 and we signed up with this company in June 2020. We did not take him in for an insurance exam because we were told they would only need orthopedic exams to be done in order to be covered. This was also confirmed with our friends that have been with Embrace and they were shocked to hear this is supposedly their policy which has not been stated to any of us. Since our pets did not have any orthopedic symptoms and COVID was rampant at that time, we didn't think it was necessary (based on our in-depth call with their customer service rep that signed us up) for any of our pets to have a vet exam and didn't think we needed to take them in and risk being exposed to COIVD (our home is high risk if we were to get COVID). This has been a battle since November of 2020, it is now March of 2021 and they are STILL trying to claim this was a pre-existing condition despite multiple letters from our vets that are specialists in their fields and when it comes to heart conditions and cats. Our sweet baby passed away a week ago due to this disease and sudden onset of heart failure. We are now having to argue back and forth with Embrace (i.e. the con artists of pet insurance) and deal with his passing at the same time. This has made the situation so much worse because we have to go back and forth with them knowing our baby is gone at the same time. This is literally the last thing we should have to be doing. He was the sweetest boy and now we are wasting so much time and emotion arguing with this company that is basically out to take money from hard working families such as ourselves. What makes this worse is that when we asked for the phone call where they claimed they were supposed to inform us of this policy, they refused, stating that they would listen to it and we would not be allowed to. Basically, we should totally take their word that it was discussed and should completely trust them. Yea. Right. Please take our advice and DO NOT sign up with them, they are disgusting and absolutely have no problem trying to get out of paying claims that are medically backed by doctors. We do extensive work with rescues and other animal organizations that are both in our state and across the country. We will be sharing our story with all of them and making sure no one else has to be put through the same nightmare we have with Embrace. I also notice that all of their responses to the HUNDREDS of HORRIBLE reviews on here are canned responses and the standard excuse they seem to use in regards to "pre-existing" conditions. Bottom line, you will pay an exorbitant amount of money each month with the mindset that you are being responsible and covering your fur babies if something bad were to happen. In reality, they will take your hard earned money and keep taking it. They will go out of their way to deny your claim and will REFUSE to look at absolutely irrefutable medical documentation because they just don't want to cover your pets. Their only goal is to take your money at the expense of your fur baby's well being.
  • INSURER: Embrace
  • POSTED: 08/24/2021
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Worst experience of my life

This place is a scam, or so incompetent that it might as well be. My cat got sick once and it was a nightmare just dealing with pets best. Go somewhere else, this company is a nightmare
  • INSURER: Pets Best
  • POSTED: 03/12/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Healthypaws is a must have for any pet owner

I have had Healthy Paws for my Golden since he turned 5. He's now almost 11 and just in the past two years, we have had some meaty claims. Healthy Paws is easy to work with, all you need to file a claim is upload the invoice/receipt from the vet and that's it. Once direct deposit is setup, they deposit the reimbursement directly into my bank. In 6 years of being insured with them, I have yet to have a bad experience with a single claim. We recommend Healthy Paws to friends and neighbors alike.
  • INSURER: Healthy Paws
  • POSTED: 03/09/2021
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

So thankful for Pets Best Health Insurance!

We are so thankful we invested in Pets Best Health Insurance for our dogs! Our dog, Huck had onset of a lethal disease last summer and had to be hospitalized at a pet ER for 4 days that included many tests and expensive medications. The peace of mind knowing that we had Pets Best health insurance for him was priceless! We were able to rest assured that we were able to give him the best treatment to save his life. We can now rest assured that we can continue his monthly expensive medication and tests to keep him healthy and happy for the rest of his life.
  • INSURER: Pets Best
  • POSTED: 03/08/2021
  • BY:
  • BREED: Rat Terrier
  • AGE OF PET: Over 8 years

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