209,379+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 209,379 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
209,379 total
What are you looking for?
Most selected providers in "February, 2026"
This chart shows the distribution of the most selected pet insurance providers in February, 2026.
Providers with highest rating
3 reviews
19,732 reviews
11,005 reviews
5,273 reviews
55,032 reviews
Category with most reviews
This chart shows the distribution of review categories.
I do NOT consider a $4 discount for an…
I do NOT consider a $4 discount for an additional pet very compelling to work with nationwide I will continue to research options
Insurer: Nationwide
By: customer
Preventive Care - Rabies Vaccine Denied - UPDATED
I purchased the Preventive Care Gold plan which documents that an annual rabies vaccination will be reimbursed up to $20 annually. They "denied" my reimbursement, stating that the rabies vaccine that my cat received this January was "not" a rabies vaccine, even though I have an invoice from my vet with "rabies vaccine" on the invoice. I won't renew my policy, as it expires in early March anyway. I don't have time to deal with absurdity. 02/03/2025 Update. Spot Pet Insurance emailed me to verify that I had an actual claim number which I provided. After review, their response was to stand by their denial. 02/03/2025 Update 2. I received a phone call from Spot Pet Insurance to tell me that my initial claim was valid, that they had incorrectly processed the rabies vaccine, and that I would be receiving the benefit of the $20 reimbursement. Will update again when the funds are received. 02/11/2025 Update 3. I did finally receive the $20 benefit for my cat's rabies vaccine from the Preventive Care Gold plan. It took this review, an email, 2 phone calls, and 2 weeks and 2 days. Review changed from 1 star to 3 stars, because they did correct their mistake.
Insurer: Spot
By: Wren
You are on top of the claims sent in…
You are on top of the claims sent in and settle them fairly quickly that you can understand.
Insurer: Spot
By: Terry Mcgallicher
Easy Breezy Claim Process
Fetch makes it easy for me to file claims and receive the coverage I need for my cat. Thank you so much!
Insurer: Fetch
By: Jennifer
Fast, super easy and paid the full claim.
Fast, easy and paid in a week! This was my first claim submitted in the almost 5 years with Spot. I carry a high deductible (1000) and 80% co-insurance, so when my fur baby needed ortho surgery I knew this was going to be submitted. The invoices dated back almost a year as my Vet tried numerous things before deciding that surgery was the only option. No questions from Spot about that. I had a few that were beyond the 270 days, that was my fault, but I think if it relates to the exact same claim that 270 date thing should be adjusted. That is my only gripe, but it is in the contract. Overall very pleased with the easy process and payment direct to my back account. After time, this ortho surgery will not count as preexisting - big bonus there!!
Insurer: Spot
By: Jer H
I am very great full for spot insurance for handling the claim in few days
It was very painful to see my dog hit by a car. I am very greatfull to spot insurance for handling the claim in few days.
Insurer: Spot
By: Simon Sarkissian
Not So Good First Impression
So far, they’ve told me my application is in underwriting and charged my account but no email confirmation nor a way to register an account to get updates. I am hoping the rest of my experience is a lot better than the first impression.
Insurer: Nationwide
By: Jameson
The claim process is easy and he…
The claim process is easy and he response time is quick
Insurer: Embrace
By: Stephen Stonehouse