209,379+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,379 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,379 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,732 reviews

4.9
Healthy Paws

11,005 reviews

4.9
Fetch

5,273 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 30, 2025

Pet insurance

Pet insurance has been a god send for us. Out of 5 pets all but 1 have had major health issues that would have been hard to pay for out of pocket. As the dogs get older the premiums go up but until after 10 or 11 it has always paid for itself in claims submitted. Pets Best has been wonderful and we have had it for over 10 years .

Insurer: Pets Best

By: Pam

Useful
January 30, 2025

STAY AWAY!!

These people are stealing from me!!! I canceled my pet insurance and they continued to take.miney from my account. I am in contact with my bank and I will be getting my money back!!

Insurer: Fetch Canada

By: Stephanie

Useful
January 30, 2025

The worst. Do not waste your money!!

If I could give them zero stars I would. You’re better off saving your money on your own because these guys will not pay out a single claim. Bought insurance for my kitten and during the first year she felt a bit sick so took her to the vet and she got treated for a slight respiratory virus. Fetch didn’t cover because of some BS they stated. It wasn’t a lot of money so I said ok I will let it slide. It came time to neuter her and I opted for a plan that covered part of neutering. Nope denied too because it needed an add on. They are complete crooks, stay away.

Insurer: Fetch

By: Andy

Useful
Verified January 30, 2025

It is not easy to renew policies…

It is not easy to renew policies on-line, this is the second year in a row I had to call to renew my policy. It took me over one-hour on the phone. This is the last year I will be using nationwide for my pet insurance.

Insurer: Nationwide

By: customer

Verified January 30, 2025

Ease of use.

Ease of use.

Insurer: Nationwide

By: Bill

January 30, 2025

Answered all my questions in plain…

Answered all my questions in plain simple English. Highly recommend.

Insurer: Embrace

By: William Phillips

Verified January 30, 2025

This is an expensive option

This is an expensive option, but I will soon need to add birds and Nationwide insures birds, so here we are

Insurer: Nationwide

By: Patricia Nicholson

Verified January 30, 2025

Spot is very prompt

Spot is very prompt

Insurer: Spot

By: Sherry Smith

January 30, 2025

Claims process a hassle

I have had many headaches submitting claims. Sometimes Healthy Paws will contact my vet for records, sometimes I get a message saying I have to contact the vet and have them send records. I work late at night, so I can’t contact anyone after work, and I frequently don’t have time before work to try getting through to the vet to have records sent in. So multiple claims have been denied because I couldn’t get in touch with the vet to have records sent in within the timeframe given. I also had an incident of sending in a dozen invoices at one time and all were denied before the end of the day. I seriously doubt they were even looked at before being denied because when I called customer service to find out what the f was going on, all were approved on review. Because of all the hassle, I would only submit claims when I would have the time and energy to call the vet to have records sent in and call customer service if the claims were denied. That wasn’t often, so I literally have a stack of unsubmitted claims 2 inches thick that goes back years amounting to tens of thousands of dollars.

Insurer: Healthy Paws

By: A

Useful
January 29, 2025

I have embrace for our fur baby

I have embrace for our fur baby, and I was just informed that the first claims will take up to 30 days.. Embrace has all medical history & medical bills, and was told it will take 30 days !! I was not told this when taking this pet insurance out for our dog.. I was told they have a quick turnaround and will get reimbursed with in 10 days !! NOT TRUE

Insurer: Embrace

By: Becky Payne

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