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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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Quick Claims Processing
It took just a few days from the time I submitted the claim for Embrace to review the claim, approve it, and issue payment. It was very much appreciated.
Insurer: Embrace
By: Pet Parent
Good Pet Insurance
First off, I would like to say I loved how quickly I was responded to! I gave only 3 stars because I sent in two different claims and was told they were one in the same. They were different. One was from last year and one was from this year. Otherwise, I would have given 5 stars if I had been told that I couldn't submit a claim from the previous year.
Insurer: Spot
By: Terri
Great return time!
I filed my claim and it was processed quickly. Fetch deposit money for the claim into my account in about 7 days. I love this insurance because of their efficiency.
Insurer: Fetch
By: Teresa Kellar
They changed my rates without telling…
They changed my rates without telling me.
Insurer: Pumpkin
By: customer
I was happy with the whole process
I was happy with the whole process. I would like to get a copy of the insurance. Can you mail or email me with the contract.
Insurer: Pumpkin
By: JustAnswer Customer
Not worth it except major injury or illess
After several claims: is clear that preventive care reimbursements are not realitybase. Treatment claims (at least once) declined erroneously.
Insurer: Spot
By: Sarah O.
This is the best pet insurance I have…
This is the best pet insurance I have ever had
Insurer: Embrace
By: Sandra Short
Very prompt reimbursement and easy claim submittal.
I've had Embrace for a couple years and I filed my first claim last week. The process was simple and the reimbursement showed up in my bank account within 2 days. The process took less than 5 minutes. Very satisfied.
Insurer: Embrace
By: Bicar
The claims process is simple
The claims process is simple and reimbursement is timely! I would 100% recommend this pet insurance!
Insurer: Spot
By: Desiree F.