154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 20, 2025

Very satisfied

Spot has been wonderful and prompt with claims I've had to submit. They are true to their word and having them eases my mind with my pups.

Insurer: Spot

By: jessica moore

January 20, 2025

Great for kittens

Very useful! Great benefits. 2 day waiting for accident! They have tons of options. If you have a kitten they have a great Wellness program for reimbursement for all the 1st year costs!

Insurer: Embrace

By: Aimee Miller

January 20, 2025

Claim process was easy and smooth

Claim process was easy and smooth. From the date I uploaded the bill and invoices, it took less than 2 weeks to receive the money I need. Customer service was good too.

Insurer: Pets Best

By: Lucy

Verified January 20, 2025

The process was clear and easy to do

The process was clear and easy to do. I got my reimbursement really quickly.

Insurer: Spot

By: Joann Cavalli

January 20, 2025

Trust them with your pet family

We've had Embrace Pet Insurance since our Ragdoll cat, Pippin, came into our home five years ago. We found out this month that Pippin has cancer. He's a beloved giant, purring fur-ball who will let you hold him for as long as you need, or he needs(!), and touch his nose to yours in trust, and finding out about this cancer has wrecked everyone in our home. We've had two expensive vet appointments so far and Embrace has been wonderful. I just submit copies of the vet bill online and have always received a determination within a few days and a check in the mail within a week from the determination. If I linked my bank account, the checks would come even faster; I just haven't done that yet. I've liked Embrace so much that we added on our new Australian Shepherd last year. Update - Since I wrote the first part of this review, we have lost our beloved Pippin. We had one more specialist vet appt & the result was that he didn't have much time left. We got another week with him and then we took him in to be put to sleep because we didn't want him to suffer. I have tears just typing this. The last appt was $2500 and I couldn't have afforded that without the pet insurance. I pay for 90% coverage and knowing that we have that meant we could try to get him help, even though it didn't "work." After I notified Embrace, they actually sent an email with their condolences and saying that they were canceling his insurance for us but assuring me that that didn't mean they wouldn't pay for the last claims. I appreciated that so much and I will continue to have Embrace for other pets.

Insurer: Embrace

By: Genie

Verified January 20, 2025

Fast Claim Settlement

Submitted claim online which was very easy. Notified claim was paid with a week. Outstanding! No questions asked.

Insurer: Spot

By: Ben

January 20, 2025

My premium has gone up almost 400% in 5 years.

My premium has gone from $136 to $500 for my two Labradors. That's $7,000 a year! That's almost a 400% increase. I live in Massachusetts. I researched how much Veterinary costs have risen over the past 5 years in my state and it's an average of 16%. This is greed on an epic scale. I canceled my insurance.

Insurer: Trupanion

By: Mark Taylor

Verified January 20, 2025

Fast.easy to maneuver from iPhone …

Fast.easy to maneuver from iPhone information needed.

Insurer: Fetch

By: MaryBeth

Verified January 20, 2025

Always a good experience

Always a good experience

Insurer: Spot

By: customer

January 20, 2025

My dog passed away on January 4th

My dog passed away on January 4th. When I called to remove him from my multi-pet policy, a wonderful man named Ash was very courteous and expressed great sympathy for my loss. It was so greatly appreciated. He took his time explaining the process of removing my dog and backdated his policy to the day of his death. I’m thankful I got him as my representative.

Insurer: Embrace

By: Rebecca Criss

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