207,041+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,041 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,041 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,192 reviews

4.9
Trupanion

58,961 reviews

4.9
Pets Best

14,606 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 29, 2025

My experience with spot pet care has…

My experience with spot pet care has been good in every way. They're very responsive and easy to deal with

Insurer: Spot

By: Melanie Grasle

March 29, 2025

Excellent customer service

Customer service was pleasant and ez to deal with and very knowledgeable about their services

Insurer: Pets Best

By: Sandi Biggins

March 28, 2025

If I could give them a zero I would

If I could give them a zero I would. This is so unfortunate. We have been HP customers since 2014. We just got notice that our premiums are going up $300 a month. I want to be clear that this post isn’t because the premium increases, it’s that fact that it increased without reason by 300 a month! When I inquired I got numerous different stories reasons why (we have not had any claims in 5 years and zero with two of the dogs). When I inquired further the excuses just continued. We will be leaving and it’s sad. We were very loyal Customers, minimal claims in the last 12 years, monthly payment NEVER missed. To get inconsistent stories, and no factual information was uncalled for. HP was in a huge lawsuit years ago for something similar to this. Steer clear lots of other insurance companies out there.

Insurer: Healthy Paws

By: Brooke

Verified March 28, 2025

Great response after I called and they…

Great response after I called and they reviewed my claim a second time.

Insurer: Fetch

By: Nancy

March 28, 2025

Embrace for the win 😃

I’ve been with Embrace Pet Insurance for three years now, and I couldn’t be happier. I have a beautiful King Charles Cavalier—my boy—and anyone who has one knows they can be high maintenance. Embrace has been consistently supportive, responsive, and easy to work with. One of the things that really gives me confidence is their affiliation with USAA, a company I trust completely. That trust extends to Embrace. I had an issue at one point where a pre-existing condition was incorrectly applied to an injury that wasn’t related. The adjuster, Alexi Z., went above and beyond—she took the time to listen, review additional documentation, and ultimately handled everything professionally and courteously. She truly cared, and it showed. I can’t say enough good things about Embrace. I trust them completely with my boy’s care and peace of mind.

Insurer: Embrace

By: Benjamin Longacre

Verified March 28, 2025

Too difficult to find where to add a…

Too difficult to find where to add a new pet

Insurer: Nationwide

By: Donnie Schmidt

March 28, 2025

Being a new customer of Fetch

Being a new customer of Fetch, l required a bit more info regarding the Wellness portion. Bonnie was very pleasant, and answered my questions clearly. In the short time l have been a client l have been pleased with Fetch’s prompt responses, as well as the quick payment of the first claim l made. One thing l would find helpful, is a “Chat “ line for general questions not categorized. Keep up the great service. Sharon

Insurer: Fetch Canada

By: Sharon Brown

Verified March 28, 2025

Excellent service and very patient

Excellent service and very patient. Todd explained everything that I needed to know.

Insurer: Nationwide

By: raenette Gabriel

March 28, 2025

Super quick reimbursement

Super quick reimbursement! I have had such great experiences with my Embrace insurance. It’s easy to submit claims on the website and the best is that I get reimbursement very quickly! Highly recommend!

Insurer: Embrace

By: Dianne

Verified March 28, 2025

Spot has been nothing but fantastic

Spot has been nothing but fantastic! Claims are easy to file and the response and payments are quick. The terms of our policy are easy to understand. I’m so glad I went with Spot for our cats. 🐈‍⬛

Insurer: Spot

By: J. Wilson

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