207,041+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,041 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,041 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,192 reviews

4.9
Trupanion

58,961 reviews

4.9
Pets Best

14,606 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 29, 2025

PETSBEST IS BEST!

The claims process is easy and are processes quickly! I totally understand my policy and know exactly whats covered so there are no surprises. I feel confident my two kitties are protected throughout their lives. Nobody should have to choose between care and the life of their pet! PetsBest has them covered for life!

Insurer: Pets Best

Veterinarian: A & A Veterinary Hospital

By: Debbie

Useful
March 29, 2025

Easy to navigate the site

Easy to navigate the site, submitting my claim was painless.

Insurer: Embrace

By: Traci Grizzle

Verified March 29, 2025

Recommend 100%

I have had spot pet insurance for two years and had never submitted a claim. I was a little skeptical about the claim process. However it was very fast and easy, my dog had not fully recovered yet from her tooth extraction and I already had the refund in my bank account.

Insurer: Spot

By: Arlet

March 29, 2025

Great coverage/fast pay!

I've had two dogs with significant health issues and Embrace covered us - no problems. Direct deposit pay and turnaround is SUPER fast!

Insurer: Embrace

By: Cindy C

March 29, 2025

Thank you Megan

I would like to thank Megan for going above and beyond to help me getting a pre authorization thru in record time for my dog, Markie! You are very lucky to have her working for you. I can’t thank her enough. Joanne Cain

Insurer: Fetch

By: Joanne Cain

Verified March 29, 2025

The customer service was wonderful

The customer service was wonderful, and she explained everything to me the first time

Insurer: Nationwide

By: customer

March 29, 2025

Joshua was very polite and…

Joshua was very polite and professional. He provided excellent customer service!

Insurer: Fetch Canada

By: Victor Feng

Verified March 29, 2025

Excellent claim settlement timeframe

Excellent claim settlement timeframe

Insurer: Spot

By: Beth

Verified March 29, 2025

SPOT makes it easy to submit claims…

SPOT makes it easy to submit claims online, and was very quick with reimbursement without a lot of hassle or jumping through hoops.

Insurer: Spot

By: Linda Cabaniss

March 29, 2025

Choose Wisely... And Don't Choose Embrace

It should say something about the company when 24% of the reviews are 3-stars or less and 16% are 1-star. It should also tell you something about the company when the annual rate increase is predictable and will be double digits. But if you log in and get a rate quote for your pet you will get a cheaper rate than if you renew. Today's email ping-pong battle with the Embrace Claims Adjuster Manager was an exercise in futility. She kept telling me what information she had access to and refused to acknowledge that someone in the company above her level might have the information. I can't believe that USAA has aligned themselves with this company and actually recommends Embrace's services to their customers. Embrace does not understand the fundamental tenets of customer service and building brand loyalty. The very people that created the problem (Claims) are left to adjudicate the problem? That solution doesn't always work.

Insurer: Embrace

By: James Scruggs

Compare top pet insurance providers plans.