154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified February 01, 2025

So easy to enroll and a good price.

So easy to enroll and a good price.

Insurer: Trupanion

By: Thomas

Verified February 01, 2025

What the insurance paid for

What the insurance paid for. The process time was good. I didn't like how I had to do the process on line only. Everyone isn't good with online services. I rather mail my claims in like I did my previous insurance.

Insurer: Spot

By: Linda Robinson

Verified February 01, 2025

Very prompt with insurance process!!!!!

Very prompt with insurance process!!!!!

Insurer: Spot

By: James

February 01, 2025

Unfortunately

Unfortunately, I can no longer trust Embrace. Here's why: When I first signed up, I had to choose which breed my dog was. It is a Mini Australian Bernedoodle (a mix between 4 breeds) and there was no option to select "bernedoodle', so I selected "Mixed Breed" (which is accurate). In addition, Bernedoodles are not even recognized as a breed by the American Kennel Club (AKC). My original quote was ~$52/month. Six months later, after they saw that one of my veterinarian records said my dog was a bernedoodle, they said they needed to change the breed classification, which increased my premiums by 92%. Then 1 month later, they raised the premium by 11% more as part of an annual premium rate increase. Then several months later, they increased the premium again by 33%. And just recently, they increased the premium by ~50%. I have not had any major/expensive claims that would warrant these increases. So I am cancelling my policy and going elsewhere.

Insurer: Embrace

By: ConcernedCitizen

February 01, 2025

Best insurance for your pet!

This company has went above and beyond my expectations when covering our unexpected vet visit with our puppy who recently had new onset of seizures. The claims process was quick and easy and they covered almost all of the bill without question or issue. Will keep this insurance for life and recommend to anyone else shopping for it.

Insurer: Pets Best

By: Brittany Hurd

Verified February 01, 2025

Summited a claim for 2 dogs and it…

Summited a claim for 2 dogs and it didn’t take long to process. Fast replies

Insurer: Fetch

By: Dee Pepper

Verified February 01, 2025

Fast claims processing

Spot Pet Insurance is great! It’s super easy to submit claims and they are fast in processing claims!

Insurer: Spot

By: Rachel Huneryager

Verified February 01, 2025

Super easy to file a claim and…

Super easy to file a claim and reimbursement came very fast

Insurer: Embrace

By: Carrie

February 01, 2025

Embrace has been a great company

Embrace has been a great company that has been true to its word. Submitting a claim is easy and the team is available and responsive. They paid my wellness claims very quickly. Thank you!

Insurer: Embrace

By: Joyce Sebian

Verified February 01, 2025

So far so good with spot

I’ve had spot coverage for my cat since 2022 when he was around 2 years old. He had no preexisting conditions fortunately. Recently we had to make two trips to the ER one for a concern for a urinary blockage, another a week later for an actual urinary blockage. Spot has been good so far with my plan and coverage. For a $4,200 combined vet bill I got 90% back, minus my deductible of $250. It took them about 5 business days to file my claim and send reimbursement via direct deposit. So far I would recommend Spot for coverage if you are looking for Emergency/Illness coverage for your pet.

Insurer: Spot

By: Paul

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