154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 01, 2025

Embrace has been a great company

Embrace has been a great company that has been true to its word. Submitting a claim is easy and the team is available and responsive. They paid my wellness claims very quickly. Thank you!

Insurer: Embrace

By: Joyce Sebian

Verified February 01, 2025

So far so good with spot

I’ve had spot coverage for my cat since 2022 when he was around 2 years old. He had no preexisting conditions fortunately. Recently we had to make two trips to the ER one for a concern for a urinary blockage, another a week later for an actual urinary blockage. Spot has been good so far with my plan and coverage. For a $4,200 combined vet bill I got 90% back, minus my deductible of $250. It took them about 5 business days to file my claim and send reimbursement via direct deposit. So far I would recommend Spot for coverage if you are looking for Emergency/Illness coverage for your pet.

Insurer: Spot

By: Paul

February 01, 2025

Disappointed and unsure why I pay so much

My first two vet visits were covered almost 100%. When I took my girl for a wellness check for her 2nd birthday they wouldn't even cover her rabies vaccine or distemper. $415 bill and they paid $117. Why am I paying a premium if suddenly I can "cap" on necessary vaccines and care for a healthy dog? Even in the fine print I didn't see that. Disappointed in my pet insurance choice now when I expected the vaccines and heartworm care and tests to be covered.

Insurer: Pets Best

By: Trissy Lee

Verified February 01, 2025

Very easy and Iike the choices if…

Very easy and Iike the choices if programs.

Insurer: Trupanion

By: Stephanie Emery

Verified February 01, 2025

I have more Italian greyhounds that I…

I have more Italian greyhounds that I rescued. spot has been great in managing their health

Insurer: Spot

By: Elliott Lowen

Verified February 01, 2025

Communication was great

Communication was great! Speed of payment was so fast, couldn't believe it! Thank you

Insurer: Fetch

By: Lucinda

Verified February 01, 2025

The young man named John helped me a…

The young man named John helped me a lot with my policy for my pet Lucy

Insurer: Nationwide

By: Patricia

Verified February 01, 2025

Good to have an organized vet!

Once you get all the medical records (which are available from your vet), it was pretty easy to upload the necessary documents to get the refund for my dog's medical procedure. My vet had it all ready digitally, and getting them was easy.

Insurer: Fetch

By: Yumika

February 01, 2025

Very quick with the claims and very kind staff

Back in August my dog started coughing and it was a battle to get him to stop. So many medications and tests had to be run to make sure we got to the bottom of it. It was a very expensive and trying time, but the insurance was so quick with the claims and reimbursement. They said it could be a few weeks but every time we submitted a claim, it was only a few days. We are so grateful for the quick turnaround with reimbursement especially when money is tight.

Insurer: ASPCA

By: Jorden Kennedy

February 01, 2025

My dog had diarrhea the first week we…

My dog had diarrhea the first week we got her. So now any time she ever gets diarrhea Trupanion declares it a preexisting condition. Absolutely ridiculous. Horrible company.

Insurer: Trupanion

By: Steve Davis

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