154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified February 02, 2025

Submitting and paying bills

It is very easy submitting and paying bills.

Insurer: Spot

By: Nancy Bertin

Verified February 02, 2025

Spot pet insurance has been awesome so…

Spot pet insurance has been awesome so far- the claim submission process online was super easy, and it took less than a week for our claim to be approved and reimbursed.

Insurer: Spot

By: customer

Verified February 01, 2025

So easy to enroll and a good price.

So easy to enroll and a good price.

Insurer: Trupanion

By: Thomas

Verified February 01, 2025

What the insurance paid for

What the insurance paid for. The process time was good. I didn't like how I had to do the process on line only. Everyone isn't good with online services. I rather mail my claims in like I did my previous insurance.

Insurer: Spot

By: Linda Robinson

Verified February 01, 2025

Very prompt with insurance process!!!!!

Very prompt with insurance process!!!!!

Insurer: Spot

By: James

February 01, 2025

Unfortunately

Unfortunately, I can no longer trust Embrace. Here's why: When I first signed up, I had to choose which breed my dog was. It is a Mini Australian Bernedoodle (a mix between 4 breeds) and there was no option to select "bernedoodle', so I selected "Mixed Breed" (which is accurate). In addition, Bernedoodles are not even recognized as a breed by the American Kennel Club (AKC). My original quote was ~$52/month. Six months later, after they saw that one of my veterinarian records said my dog was a bernedoodle, they said they needed to change the breed classification, which increased my premiums by 92%. Then 1 month later, they raised the premium by 11% more as part of an annual premium rate increase. Then several months later, they increased the premium again by 33%. And just recently, they increased the premium by ~50%. I have not had any major/expensive claims that would warrant these increases. So I am cancelling my policy and going elsewhere.

Insurer: Embrace

By: ConcernedCitizen

February 01, 2025

Best insurance for your pet!

This company has went above and beyond my expectations when covering our unexpected vet visit with our puppy who recently had new onset of seizures. The claims process was quick and easy and they covered almost all of the bill without question or issue. Will keep this insurance for life and recommend to anyone else shopping for it.

Insurer: Pets Best

By: Brittany Hurd

Verified February 01, 2025

Summited a claim for 2 dogs and it…

Summited a claim for 2 dogs and it didn’t take long to process. Fast replies

Insurer: Fetch

By: Dee Pepper

Verified February 01, 2025

Fast claims processing

Spot Pet Insurance is great! It’s super easy to submit claims and they are fast in processing claims!

Insurer: Spot

By: Rachel Huneryager

Verified February 01, 2025

Super easy to file a claim and…

Super easy to file a claim and reimbursement came very fast

Insurer: Embrace

By: Carrie

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