154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,229 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 28, 2025

Mirroring a review I have seen below

Mirroring a review I have seen below, they have zero interest in helping our animals…zero, extremely challenging to deal with to get our pup the help he needed and we couldn’t get a reimbursement at all for a general health check which had been included in our plan. The worst for me is, we just got charged an increased price without further notification of said increase or that a renewal was going to occur. This company is essentially a money grab and using celebrity vets to pump up their name! Shame on you. Like any other insurance company it is only just about taking money and nothing about helping. They filled me full of shit about ‘waiving’ non coverage periods when you get seen within certain periods of coverage beginning…I was lied to. The response I got below is utter nonsense, if they gave a crap they would do the right thing and not just take money without ever showing a willingness to care for animals. WILL BE CANCELLING! And they charged an expired card

Insurer: Fetch

By: Mark

Verified January 28, 2025

It’s okay

It’s okay , sometimes you guys take to much time to reimburse the money

Insurer: Pumpkin

By: Anjoe

January 28, 2025

Do not waste your time or money on this service - it's horrible and literally useless.

They refuse to communicate without waiting on their phone line for long periods of time on hold and are not clear on the payouts. I've waited well over the time they have told me repeatedly my claim would be finished. Do not expect to get paid for months. I'm so sad my work picked this company to work with as a perk (because it hasn't been helpful at all so far), and I am running to my HR rep right now to share my experience with this company. Hopefully we'll get a new option next year Response to the Company: I've emailed that specific email you list here at least 3 times over various questions I've had in the past - with no response. Your online chat has NEVER worked, and emails go to a black hole. Sitting on hold for long periods of time is the only way your company communicates with people. Also, I see my claim has changed the amount of my allowance, yet - IT IS STILL PROCESSING AFTER 20 business days now and I still have heard nothing. Your company claims 5-10 days on its tracker. I'm baffled a MetLife company would actually be run this poorly tbh.

Insurer: MetLife

By: Nellie

Verified January 28, 2025

Easiest claim submission I’ve ever had

Easiest claim submission I’ve ever had! App is extremely user friendly. Thank you for giving me peace of mind to give Maisie the care she needs!

Insurer: Fetch

By: Stephanie

Verified January 28, 2025

Spot was quick in processing my claim

Spot was quick in processing my claim. They do exactly what they say will do and it is appreciated.

Insurer: Spot

By: Brad Stieler

January 28, 2025

Luxating Patella Surgery

One of my pups recently had luxating patella surgery, and I am so glad that I had coverage from Pets Best, as orthopedic surgery is not cheap. I am in the veterinary field, so I have gone back and forth with myself about keeping coverage for my animals (I have 3 dogs and 2 cats, so it adds up quick) but this has definitely proven to me that it is totally worth every penny, because I was able to get my girl the best care possible, knowing I would get some of my money reimbursed to make it less stressful, financially. Filing the claim, uploading medical records, and everything was so easy. I was shocked by how quick the whole process was, and how quickly I was able to get the reimbursement. It helps me feel much more at ease, knowing that Pets Best is here to help if my animals need any sort of specialty, or emergency care. Even if you only have accident/illness coverage, it helps with the more unexpected things that come up. Overall I am very happy with my experience, and definitely recommend Pets Best to anyone who is looking to get pet insurance for their furry friends.

Useful
January 28, 2025

We love Embrace!

We love Embrace!

Insurer: Embrace

By: Victoria Lynn Berdnik-Atkinson

January 28, 2025

DON'T DO IT!

So I saw all the reviews and I applied anyways some where good. Well Was I wrong! I have 3 cats and 2 dogs one was 9 at the time. Well when it came to renew the older Dog was going to be 10 years old and more money and that was ok but the last 2months before the date they should be taken the money out They took out more money then they should have. I asked them about the first time and they said nothing and the 2nd time they said I was sent a letter that before the big payments would start I would need to pay a deposit why I have been with you all for a year. I asked to cancel all 5 animal's I had with them....Talk about biting the hand that feeds you! No one asked if I would like to talk to a manager and I can only assume they wouldn't care as well.! Then I asked if the money would be put back in my account they said yes. Well Not there yet it was 3 days late I had to call back and they stated it takes 8 days for this to happen WTH they have no problem taken your money but can't give it back as fast as they can take it out that's CRAP! I have to say they are not flexible as well they don't care if you live check to check like the rest of the world! I'm going back to HEALTH PAWS I never had a problem with them! I think all insurance is a scam and to fill pockets for the big people but man when your pets get hurt they should be there! I have to say HEALTH PAWS was there for my older Dog I should of never left! I did leave because I was going to put the new cats on as well and Health Paws was a lot don't for get I live check to check with the rest of the world. So going back to them with the Dogs maybe I will fine a place for the cats and this time I will do my research well for them!

Insurer: Nationwide

By: Denise Kuczynski

Verified January 28, 2025

Paid $5000 of coverage on Dog's $8,310 surgery

Great straight forward service. Paid full $5000 of coverage on my dogs $8,310 surgery with no fuss. Couldn't be happier.

Insurer: Spot

By: Jarrod

Verified January 28, 2025

I was able to get the policy I needed.

I was able to get the policy I needed.

Insurer: Pumpkin

By: Gail

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