154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified February 28, 2025

The rep was really nice and helpful.

The rep was really nice and helpful.

Insurer: Nationwide

By: customer

February 28, 2025

Scam - pay less than 30% of claims

This company is completely untrustworthy. I paid in for 12 years and the first time I had a claim they paid less than 30% of my claim - with a policy that is supposed to pay 90%. When you take your dog in on an emergency basis they do not pay for "examination" to determine what is wrong with your dog. I was told twice that acupuncture treatment (to control inflammation from IVDD) would be paid for, only to have these claims denied. The premiums go up every year - now over $175 a month for ridiculous claim policies. They are a terrible, terrible company. Save your money and use foregone premiums to pay for treatment yourself - you will save money. When I first started with them, my premium was around $35 a month - now it is $175 a month. A 500% increase in 12 years. Supposedly this is based on inflation, not my dog's age. Inflation over 12 years has not been 500%. I am ashamed that I was taken in by this company.

Insurer: Trupanion

By: Lucy

February 28, 2025

Great Coverage and Pricing

Great company, easy to use website, easy to submit claims. Occasionally slow in payment but, getting better. Monthly costs are very competitive and you have a wide variety of coverage and amounts to choose from. Don't wait, get this coverage as soon as you get your pet. You don't want to delay and find that if something happens while you were not insured, the condition will be treated as pre-existing throughout the entire policy. Insure Now! I highly recommend Embrace for your pet insurance needs!

Insurer: Embrace

By: Pete Ginocchio

Verified February 28, 2025

First Experience with Spot Insurance

Quickly processed my claim according to my coverage

Insurer: Spot

By: Melanie Ells

Verified February 28, 2025

Knowledgeable and friendly

Would not want to be with any other insurance company they've always taken care of my four-legged family

Insurer: Trupanion

By: Jon

Verified February 28, 2025

Very easy company to work with

Very easy company to work with. They respond quickly. Filing claims can be done by phone.

Insurer: Spot

By: Larry

February 28, 2025

No-haggle payment

No-haggle payment within the terms of the agreement. Everything I could expect, takes the financial fear out of taking the dog for emergency care. Have not yet received the payment, but got the notification it was on its way within a week or so.

Insurer: Pets Best

By: Chris Krushinski

February 28, 2025

My furball just crossed over

My furball just crossed over and Trupanion was there to help. Through all her illnesses over the past few years and to the end. I have just added a new baby girl companion for my other cat and look forward to the years ahead.

Insurer: Trupanion Canada

By: Mary

Verified February 28, 2025

I haven’t actually used it yet but…

I haven’t actually used it yet but upgrading my plan for this next year was easy enough

Insurer: Pumpkin

By: J Redmond

Verified February 28, 2025

I needed to get pet insurance for my…

I needed to get pet insurance for my two pets and when I called Rebecca is the one I got transferred to that took my call. She was amazing. She helped me pick out the best plans for my two pets and made sure they were covered on everything .

Insurer: Prudent Pet

By: Haley

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