216,093+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,093 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,093 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,767 reviews

4.9
Healthy Paws

11,041 reviews

4.9
Fetch

5,351 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,908 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 24, 2015

They are the the best! I love them!

I've had them for over 5 years now and they've paid out about $20,000 in claims for my dog. My old Great Dane-Rottweiler mix is...danger prone. He just seems to develop issues. They've paid to fix tears, gastro issues, ultra sounds to explore his sudden neurological issues, physical therapy, all kinds of stuff. A few nights ago he starts panting, dry heaving, looking uncomfortable. Yep, bloat. Since then we've had emergency surgery to fix the bloat, then a gastroplexy to staple the tummy down to prevent it happening again, then while we are in oops remove the spleen. Then he got a post surgery infection. So $2,700 for the 1st surgery, Another $4,500 for the 2nd round. $1,400 for the emergency infection. And now he's back in today for another who $1,000+ followup ultrasound to see if it was the surgery that got infected or just a routine bladder thing. Do you have an extra $10,000 just sitting there handy to spend on your sweet old dog? I got Healthy Paws when the economy tanked and I lost my job because I didn't want to have to make a scary decision. I researched the heck out of insurance. Now I'll never have a pet without them. The other thing I like is they are actually human - none of that faux customer service with canned responses. You actually get people sending you real emails. It's nice. Once I hadn't cashed the checks and they reached out to me to find out why and reissued them. How cool is that? I tell every pet owner I know. Even my vet now tells everyone because they've seen the other insurances deny so many things. The website is well designed too.

Insurer: Healthy Paws

By: Lori

Useful
July 24, 2015

Fast and direct!

I started insuring my adult dog Parker ~8 months ago after adopting him from a shelter. Unfortunately he injured his knee while playing at the park and required an expensive orthopedic surgery! Western Veterinary Specialists submitted a pre-approval form and we received the result within a day or two that everything would be covered! Parker had surgery soon after and Trupanion reimbursed the hospital so I wouldn't have to pay the whole bill up front. I've had to purchase some follow up medication from my family veterinarian and I received approval for that quickly as well. Thank you Trupanion for pushing everything through so quickly so that I wouldn't have to worry about the stress of making phone calls, etc while dealing with the already stressful situation of a large dog having orthopedic surgery.

Insurer: Trupanion Canada

By: Sarah

Useful
July 24, 2015

Fast and direct!

I started insuring my adult dog Parker ~8 months ago after adopting him from a shelter. Unfortunately he injured his knee while playing at the park and required an expensive orthopedic surgery! Western Veterinary Specialists submitted a pre-approval form and we received the result within a day or two that everything would be covered! Parker had surgery soon after and Trupanion reimbursed the hospital so I wouldn't have to pay the whole bill up front. I've had to purchase some follow up medication from my family veterinarian and I received approval for that quickly as well. Thank you Trupanion for pushing everything through so quickly so that I wouldn't have to worry about the stress of making phone calls, etc while dealing with the already stressful situation of a large dog having orthopedic surgery.

Insurer: Trupanion

By: Sarah

Useful
July 24, 2015

Fast reimbursement

I submitted 2 claims for 2 cats. Even before I submitted the claims I received at least one, maybe 2 condolence calls on the death of one of the cats. The other cat had huge dental bills and a good bit of her costs, from our primary care and the specialist were covered. The checks came quickly.

Insurer: ASPCA

By: Karen

Useful
July 24, 2015

I don't choose if my dog lives or dies b/c of $$

I've been a Healthy Paws customer for 5 years now. They've reimbursed $20,000 in vet bills. This last episode was bloat, emergency surgery, followed by gastroplexy, spleen removal, post surgery infection. I got Healthy Paws when I lost my job and I didn't want to have to make tough decisions based on money. They've reimbursed *EVERYTHING* at 90% without hassle. One time the checks got lost in the mail, and they noticed I hadn't cashed them and proactively emailed me to find out why. I also like that when I contact them I interact with a human - no canned scripted responses. I tell every pet owner I meet about them. I don't know what I would have done without them. I wish my health insurance operated like this.

Insurer: Healthy Paws

By: Lori

Useful
July 24, 2015

Thank God for our ASPCA insurance

Our beloved Buttons , now 13 years old ,was recently diagnosed with lung cancer . She needed extensive surgery and follow-up care, the cost of which was high. The ASPCA claim was answered in a timely manner that was more than adequate to help cover the expenses. We have been a customer for nearly 4 years and highly recommend their services to anyone who wishes to have peace of mind when it comes to pet insurance. Thank you ASPCA

Insurer: ASPCA

By: Dave

Useful
July 24, 2015

No hassle with reimbursements

Trupanion is fair and quick with their reimbursements. The process is very easy.

Insurer: Trupanion Canada

By: Monique

Useful
July 24, 2015

No hassle with reimbursements

Trupanion is fair and quick with their reimbursements. The process is very easy.

Insurer: Trupanion

By: Monique

Useful
July 24, 2015

We Love Trupanion

Excellent Company!

Insurer: Trupanion Canada

By: Ms.

Useful
July 24, 2015

We Love Trupanion

Excellent Company!

Insurer: Trupanion

By: Ms.

Useful

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