216,391+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 216,391 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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great pet insurance!
I am sad to say that my cat has a sarcoma. I was shocked that my claim was approved in probably 48 hours. I had a check in my mailbox 4 days after it was emailed to them. I couldn't be happier with them!
Insurer: Trupanion Canada
By: Katrina
great pet insurance!
I am sad to say that my cat has a sarcoma. I was shocked that my claim was approved in probably 48 hours. I had a check in my mailbox 4 days after it was emailed to them. I couldn't be happier with them!
Insurer: Trupanion
By: Katrina
Can do better
Embrace does not cover for pre-conditions, so I don't know why one customer said Embrace did for her dog. If that's the case, than Embrace can cover my kitten! Embrace is NOT speedy with payments, it takes a long time before you are reimbursed. As far as the amount of well-care for your pet's, it's not enough to last one year's worth! Embrace only does a good job if your pet has a accident, than for your peace of mind are you taking care of.
Insurer: Embrace
By: Mrs.
THANK YOU Trupanion
Thank you very much for the all around prompt service. This is the BEST pet insurance that we have ever had. Communication is faithfully fantastic. Customer services are excellent. I like the overall policy that we have for our Bengals...thanks to TRUPANION. Your information is crystal clear...ALWAYS. YOU ARE 100% APPRECIATED.
Insurer: Trupanion Canada
By: LENNA
THANK YOU Trupanion
Thank you very much for the all around prompt service. This is the BEST pet insurance that we have ever had. Communication is faithfully fantastic. Customer services are excellent. I like the overall policy that we have for our Bengals...thanks to TRUPANION. Your information is crystal clear...ALWAYS. YOU ARE 100% APPRECIATED.
Insurer: Trupanion
By: LENNA
Love, Love, Love this Business!
Caring and ready to help. A great experience each time I've had to call them. Great value and my fur baby is now covered in case of any problems he may encounter as he is getting up there in years!
Insurer: Trupanion
By: Sherry Huffman, mom to Otis Pickles the PUG!
Romeo's surgery
Shortly after enrolling my Yorkie, he was diagnosed with AAI. He required surgery which includes X-rays, MRI and ICU care post-op care. It was expensive, $7,000. The claims were paid on time, there was email sent to let us know when Trupanion received the claim and shortly email was sent to let us know the amount covered. Staff is friendly and professional. I'm so pleased our vet introduced me to Trupanion.
Insurer: Trupanion
By: Gladys
More than fair in the appeal process.
My dog had surgery for a ruptured disc prior to obtaining insurance. After spending long hours at the Specialty Emergency Hospital with our dog & seeing all the accident & illness coming through the door we decided to get insurance for her & called Trupanion since that seemed to be the company used there. Since she had one ruptured disc we wondered if another would be covered & ask that question & discussed it with a representative on a couple different recorded calls. We were told that if it was a different disc than the one that previously ruptured it would be covered. Well unfortunately our dog did have another ruptured disc(different one)! The claim was denied because it was considered to be an illness that existed prior to coverage. We resubmitted it with a statement from the surgeon that it was a different disc. Again it was denied. We appealed based on what we were told on the recorded phone calls. During the appeal process they listened to the recorded phone calls & agreed that although it was a condition that existed prior per there policy, they would pay the claim since we were told otherwise by their representative on the phone. We received a check a week later. I would have to say that they were more than fair about that since the policy itself using other examples could indicate otherwise which is why we ask. Even though I know that they won't cover any further disc ruptures, I do still have the insurance because I do feel confident that they will pay if other health problems arise.
Insurer: Trupanion
By: Janet
Great customer service/easy to use
Embrace has been so easy to use with the claims portal and direct deposit reimbursements. They are always friendly and helpful when you call.
Insurer: Embrace
By: Cupcake's
Go elsewhere
Ugh. Our experience was frustrating. Maybe if you have a pet with zero preexisting problems...? They would look for any reason deny claims - saying it was related to preexisting condition - despite what our vet would say. Good luck appealing anything. I found that any attempts talking customer service - you would just find yourself being talked to in circles. (Even when cancelling our coverage... What a frustrating experience!) They increase their premiums without notice. And by large amounts. Which adds up each month - especially with two dogs. I would strongly recommend looking elsewhere (or putting that money into a separate account each month... Into your own pockets instead of theirs). If we did insurance with pets in our future - it wouldn't be with trupanion.
Insurer: Trupanion Canada
By: Jane