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Peace of Mind
Recently my 7 year old Shetland Sheepdog Lexie had to have lifesaving surgery to remove her gallbladder and a gallstone obstructing her bile duct. The operation was a difficult one which required the referral to a specialty vet near Baltimore. The final invoices totaled more than $6,000. I am so grateful that Embrace was there to process my claims in less than 2 weeks and have the checks in the mail. This has made a very stressful situation less painful. The phone and email contacts with Embrace have been wonderful and helpful. Thank you Embrace for giving my Lexie a 2nd chance in life!!
Insurer: Embrace
By: Christine
petinsurancereview.com
I have had ASPCA health Insurance for my cockapoo dog for the past year. They have reimbursed me for claims that I have sent in for various aliments . I have found them to be a great pet insurance provider, and would highly recommend them to others.
Insurer: ASPCA
By: Marta
I'd give it a 0 if I could
Plan period ran January 1-January 1. My dog was diagnosed with severe anemia in mid December. Initial testing showed no causation. They finally did a bone marrow aspiration in January which showed autoimmune disease. The expensive test was not covered because of a clause in the contract "coverage for any illness will not continue into the next plan period". Therefore, even though I paid about $900/year for their fancy Level 4 plan with $7000 in coverage, and my premiums automatically continued into the new plan year, they would not cover the bone marrow aspiration. They denied me before we even had a diagnosis. What good is any insurance plan if the possibility exists that they will only give you 2 weeks (as in my case), to clear up the problem? After many phone calls to customer service, they finally allowed me to purchase a "continuing care" add on, if I paid all of the premiums for 2015 and paid an additional $100 deductible. Did I mention I already paid $900 for the $7000 plan? What a deal. This company is terrible, and the public should know that they do these things. I wouldn't have a problem with a time limit on the duration of coverage for any given problem, but as long as the premiums are paid continually year after year, that time limit shouldn't be factored by the end of the plan period. It's the luck of the draw, and that's not fair.
Insurer: ASPCA
By: Donna
Love Embrace!
Unfortunately my puppy got sick approximately 6 months after I signed up for Embrace. They paid every claim they were supposed to pay. One vet visit alone was over $10,000 and while it did take them a little bit of time to go through each charge line by line because it was pretty complicated for a week in ICU ~ they paid every penny that they were responsible for. They even covered platelets for her blood transfusions. I really expected Embrace to raise my rates and deny claims with loopholes ~ like another well known company did with another dog I had ~ but they didn't. They had some growing pains in there with all the new people they hired because the company grew fast.... so claims took awhile to handle for a brief period. But all in all ~ they were first class from beginning to end!
Insurer: Embrace
By: Boxerlover
Outstanding personal service
When I found my wonderful pit bull, Petey, through a rescue organization, my commitment to caring for his every need included purchasing a pet health insurance policy that would protect both of us. I searched the internet and got personal recommendations and all signs pointed to Healthy Paws, and I'm very glad I made the choice. Submitting a claim is effortless, and Healthy Paw's responsiveness is remarkable. Petey recently went through surgery to repair a torn cruciate ligament. I submitted the claim on the morning following his return home from the vet and Healthy Paws reviewed and approved it, and emailed me that afternoon. No issues, no challenges. On a few occasions, I've called them to ask questions and have always been greeted by pleasant knowledgeable people who provided me with frank honest answers and expressed their concern for my boy. I wish my own health insurance provider was as easy and pleasant to negotiate. They conduct their business with a personal touch, and that's a nice way to experience a health insurance company.
Insurer: Healthy Paws
By: Michael
The BEST!
I have had Healthy Paws insurance for several years. They are the BEST. Claims are processed promptly. My dog had to have surgery last week and after I submitted the claim they sent me an email to ask how he was doing! Amazing concern and customer service.
Insurer: Healthy Paws
By: Mary
So glad I got insurance
I wondered about pet insurance for years but was worried it was a scam. When I added a second dog to my family I decided to try it out. I never wanted to have to make a decision on my pets health due to money and I have not been sorry. It's one of those things you hope you never have to use, but unfortunately I have needed it a few times with both dogs. So far I have found it to be fair and prompt. I only wish it had been around when my 11 year old was young because I'm spending a lot of money on his pre-existing conditions to no fault of the company. I highly recommend it if you don't have a huge savings account and want to take good care of your pets.
Insurer: Embrace
By: Amanda
so happy to have this
MyDog Camo will be 4 years old on May 31. He was diagnoised with Addisons Diease in February of 2013 Camo was born in May 2012 so he was very young to have this medical problem as of today Camo is doing great with the daily meds he has been taken since Feb 2013 and his health is very good, He has to have yearly blood test done but other that that camo is a healthy english springer spaniel and he is one of 9 puppies. all the other 8 were checked and no other puppy has this medical problem. VPI isurance has been wonderful and with this insurance my expenses would be out of this world. Thank you again Nationwide for a wonderful pet insurance program, I urge all new pet owners to insurer there pets thru Nationwide,
Insurer: Nationwide
By: Diana