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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

Unreasonably long waiting period!!! They won't cover your pet for 30 days!

Buyer Beware: To anyone considering Trupanion I would suggest to look for an insurance company with a shorter waiting period. Our puppy caught kennel cough 26 days after starting his insurance policy, and we ended up with more than $1000 in bills, as Trupanion considers this a preexisting condition within their waiting period of 30 day. Most other insurance companies waiting period is only 14 days. Among them are https://www.mypeppermint.ca/, https://www.petsecure.com/, https://www.petassure.com/, https://www.petfirst.com/, https://www.petsplusus.com/ - In fact - I have yet to find another pet insurance company with a 30 day waiting period for illnesses. BEWARE
  • INSURER: Trupanion Canada
  • POSTED: 07/12/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: Under a year

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10

out of 10

PetInsuranceReview recommened

Best Pet Insurance Hands Down

I highly recommend 24PetWatch! Not only do they make it easy to submit claims, their quick to review, respond and reimburse. It’s a peace of mind for the unexpected costs to ensure your pet gets the care they deserve. Don’t look any further - 24PetWatch is the best option.
  • INSURER: 24PetWatch
  • POSTED: 07/12/2021
  • BY:
  • BREED: Mixed Breed Toy (up to 10 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Efficiency

Unfortunately, our little girl had allergies when we picked her up and Embrace was quick to help us through the issues. The processing of my claims have been quick and they were available for any questions I had. I would highly recommend them for insurance for your pet.
  • INSURER: Embrace
  • POSTED: 07/12/2021
  • BY:
  • BREED: Labrador Retriever (Yellow)
  • AGE OF PET: Under a year

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

The most comprehensive and easy to make claims pet health insurance ever.

Mindy Ortiz had to be put to sleep on Nov. 16, 2020, So she did pass away. Don't know if this is going directly to Trupanion but I want to clarify that my responsibility to pay was 15% not 90%. I am very happy with the customer service I received during such a horrible moment and personal tragedy, and with the easy claim process. When Mindy was hit with an unknown cause Trupanion was always there and delivered outstandingly. I would not hesitate to recommend it highly.
  • INSURER: Trupanion US
  • POSTED: 07/12/2021
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Excellent, Easy Claims

Highly recommend Pet's Best! They're very transparent with their claims, and keep me posted throughout the claims process. It's super easy to submit claims (I've submitted multiple for my 2 dogs) and have had no issues with payment. I preciously had a different company with a different dog--and they paid very little and made me submit a ridiculous amount of paperwork. I wound up cancelling because it cost more than they paid. NOT the case with Pet's Best!! They've made pet ownership more affordable!! Highly recommend!
  • INSURER: Pets Best
  • POSTED: 07/12/2021
  • BY:
  • BREED: Mixed Breed Small (10-20 Lbs)
  • AGE OF PET: 1 - 8

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10

out of 10

Verified Reviews

PetInsuranceReview recommened

Never an issue with Trupanion

I have had Trupanion for approximately 12 years. My Maggie has had CHF since she was 9 and Trupanion has saved us so much money on emergency visits and medications. They make it so easy to file our monthly claims.
  • INSURER: Trupanion US
  • POSTED: 07/12/2021
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Rates

If you think their rates are high, just wait until you need to pay for a 5 night stay in the hospital out of pocket, then you will have perspective. They have paid the claims fast and with no bureaucracy.
  • INSURER: Healthy Paws
  • POSTED: 07/20/2021
  • BY:
  • BREED: Bouvier Des Flandres
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Cooperative

Always a pleasure to do business with.
  • INSURER: PetFirst
  • POSTED: 07/12/2021
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Reliable, Helpful The Best

I have had only wonderful experiences with Trupanion Insurance. My niece is a Veterinarian and she recommended it. It has been a great experience, they have answered all my questions and were very helpful when Tucker tore his ACL and had to have surgery. Having the insurance and knowing I would have help paying the bills for his surgery helped make the decision to have the procedure less stressful. Filing the claims for his bills was easy and they reimbursed me quickly for 90% of the cost after the deductible was reached. I would recommend this insurance everyone who has a pet. Thank You Trupanion
  • INSURER: Trupanion US
  • POSTED: 07/12/2021
  • BY:
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 1 - 8

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1

out of 10

Verified Reviews

NO BASIS DENIAL!!!

Trupanion made our Vet send records multiple times to several different claims numbers, one for each invoice for same condition!. Trupanion denied asthma claim on pre-existing basis because one prior to coverage visit mentioned gagging with no relation to asthma or anything else. Cats gag all the time for multiple reasons. She was only recently diagnosed with asthma It is being appealed. If Trupanion does not accept, we will drop coverage.
  • INSURER: Trupanion US
  • POSTED: 07/12/2021
  • BY:
  • BREED: Tabby
  • AGE OF PET: 1 - 8

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