217,980+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 217,980 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
217,980 total
What are you looking for?
Most selected providers in "April, 2026"
This chart shows the distribution of the most selected pet insurance providers in April, 2026.
Providers with highest rating
19,820 reviews
11,128 reviews
5,461 reviews
55,032 reviews
14,906 reviews
Category with most reviews
This chart shows the distribution of review categories.
Save the money you would spend...
Take the money you would pay monthly for this insurance and put it in a savings account for your pet - you will be much better served (my vet suggested this when I first got the policy. I should have listened). I obtained this insurance for my dog when he was about a year and a half old. He did have a couple of pre-existing conditions for which I did not expect coverage (torn ACL in back leg and food allergies). I had this insurance for 3 1/2 years and Nationwide/VPI has declined both claims I have made for my dogs veterinary needs to one of the two pre-existing issues (yes, my dog is quite healthy and I have made only two claims). As a side note, when you want to dispute a claim, they make it incredibly hard and time consuming to do so. Most recently, I received notification from Nationwide two months ago informing me that my payment option was expiring (credit card) and that if I did not update the information, my policy would lapse. I purposely did not update the information because I had decided I did not want the policy anymore (no payment was taken in April as expected.) Nationwide somehow found a way around the need for my updated information and began charging me again in May and June. I discovered the payments just after the June payment was deducted (the new charge had a 30% increase as well!) I immediately called them to find out how this happened and ask for a refund. The customer service representative simply said that they kept re-submitting the charge until the bank finally accepted it. I then explained that based on the information they sent me, I purposely did not update my information because I wanted the policy to lapse and I would like a refund. After a bunch of policy quoting and run around, I got no where except to have my policy cancelled as of today. If I want to attempt to receive a refund for the charges in May & June, I need to write a letter and provide supporting documentation to get it. This organization has demonstrated to me at each turn that the only thing that matters is the almighty dollar and they are going to do everything get and keep the money they received from their customers. I strongly, STRONGLY recommend that you do not choose this provider.
Insurer: Nationwide
By: michelle
Great Service and Support!
Thank you, Embrace...for helping me with Tinker's care. Your online and telephone support staff are helpful, kind, and courteous. I am so glad my veterinarian referred your company to me. Nancy and Tinker
Insurer: Embrace
By: Nancy
Very good company
We have been very pleased at their responsiveness. Claims payment has also improved greatly in the last year, since the online claim filing debuted. I don't know what we would have done without them when our dog was attacked by a much larger dog, and needed emergency surgery at out local university. They generally end up paying about 60% of total cost (80% of the allowed amount)
Insurer: ASPCA
By: Charlotte McLendon
Excellent!
Good coverage, excellent customer service and follow up.
Insurer: ASPCA
By: Linda C.
Decent insurance
Generally good insurance, although high rates per month (especially with Wellness plan). The rates that are considered customary and reasonable are quite low for someone living in NYC like myself. The claims process is easy and you're able to complete online.
Insurer: ASPCA
By: Tina Boyle
Consistent and Efficient Life Savers
My dog has had two serious surgeries in the course of his life. Both times he was covered by Healthy Paws and both times we were able to put Basha first as opposed to worrying about the costs of these particularly costly surgeries. The instructions for reimbursement are clear and easy to follow, and I consistently feel like I'm working with a group of people (not a corporation) who genuinely care about providing the service for my pet.
Insurer: Healthy Paws
By: Deena
Reimbursements
I let several months go by before submitting over a dozen invoices from my Vet Hospital. Within two weeks, Embrace reimbursed what was allowable under my policy - the deposits made directly to my checking account. I was and am, very impressed with the efficiency and thoughtfulness that Embrace and its staff bring to the table. I am so thankful that I bought this policy when I got my dog in August 2015. I plan to continue with it, without a doubt!
Insurer: Embrace
By: Susan
Simply the BEST
I had a recent illness claim for my puppy Mia, the bill was very expensive having barium series, IV Vet stay, meds. I have the 80% reimbursement plan. The money was back in my checking account with a couple of days. This insurance is the best even better than what we have on ourselves! Always extremely helpful staff and you don't get the run around, they never look for reasons not the cover any claim. Totally hassle free, EMBRACE is the BEST!!!
Insurer: Embrace
By: Terry
excellant service and coverage.
could not have saved pet without you
Insurer: Trupanion
By: Duane