154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 28, 2025

Quick and easy

Quick and easy

Insurer: Fetch

By: Diane

Verified March 28, 2025

The girl on the phone was very nice but…

The girl on the phone was very nice but i do not understand how my 20 lb 17 month female aussie doodle is like 34.95 a month and my 8 week old male mini Golden Doodlle is going to be 39.95 per month. he is not even supposed to get as big as her. Both came from the same breeder and are CKC registered.

Insurer: Trupanion

By: Sherri

March 28, 2025

DO NOT CHOOSE TRUPANION

Trupanion Pet Insurance has unethical pricing practices and misleading claims about their policy structure. I have been a loyal customer of Trupanion since my Cavalier was 8 weeks old, and in just two years, my monthly premium has increased by nearly 50%. Most recently, I received notification that my premium would rise again to an outrageous $205 per month for my now 2-year-old dog. This increase is unreasonable, especially considering that my 5-year-old Cavalier is insured with another pet insurance company for half the cost. Despite Trupanion’s claims of being superior, their policy structure is far less consumer-friendly than competitors. Unlike other pet insurance providers that require only an annual deductible, Trupanion enforces a separate deductible per condition, making it difficult for to receive adequate reimbursements. Additionally, Trupanion promotes their “unlimited payouts,” yet many other companies offer the same benefit at significantly lower prices. I have only filed 5 claims over the past 2 years, yet I have only been reimbursed a mere $56. Despite their assurances that premiums are not based on claim history but rather breed and geographic location, I find it highly suspicious that my premium continues to skyrocket. It appears that Trupanion is engaging in price gouging and misleading marketing to maximize profits while providing minimal benefits to policyholders. I will be canceling my Trupanion policy and switching to Figo Pet Insurance, where I have been quoted a significantly lower monthly premium of $65 with better coverage—including a $250 annual deductible, unlimited payouts, and 90% reimbursement. Even with additional coverage for exam fees and wellness (which Trupanion does not offer), my Figo premium will be just $92—less than half of what Trupanion is charging. Trupanion’s rates appear to be designed to take advantage of pet owners rather than provide fair and reasonable coverage.

Insurer: Trupanion

By: Katelyn

March 28, 2025

I was told on the phone a bunch of…

I was told on the phone a bunch of great things. Like when you put in a claim it takes a few days to be refunded if I got the wellness added to my pets insurance. But that is not true now that I put in a claim I’m told it can take almost a month. Why was I told a bunch of lies on the phone ? So you could get a new customer? I truly hope it does not take that long because if it does I won’t be staying with fetch. If I get it soon then I will change my review but I’m still not impressed with being told a different story just to hook a new customer

Insurer: Fetch Canada

By: Tammy Brown

Verified March 28, 2025

Great experience with Nationwide Pet…

Great experience with Nationwide Pet insurance companie. Filings a claim is easy & can be done on your phone. Your refund is received within a few days.

Insurer: Nationwide

By: Teressa Johnson

March 28, 2025

Irresponsible false advertising

Pets' Best website clearly states that *all* policies cover veterinary behaviorists, yet they refuse to cover claims involving veterinary behaviorists if you don't buy a special rider to cover office visits. They claim it's not their fault their website contradicts their policy documents, so they don't have to honor it. And you can't purchase the rider to cover office visits without canceling your existing policy and starting a new one that excludes pre-existing conditions, and no other insurance company will cover pre-existing conditions either, so you're stuck with a useless policy. If they don't stand behind their own claims on their website for this issue, you can be sure they won't stand behind other assurances they make. Avoid.

Insurer: Pets Best

By: J

Useful
March 28, 2025

Best pet insurance out there!

"Very easy process and very quick response. Best Pet Insurance Company out there. Highly recommend. Thank you Pets Best!"

Insurer: Pets Best

Veterinarian: Rosehill Veterinary Clinic

By: Joseph

Useful
March 28, 2025

Finally!

Finally a pet insurance company that does all they say. My claims are addressed quickly and responded to with clear explanation. The claims process is so user friendly. This insurance is better than my health insurance. Highly recommend!

Useful
Verified March 28, 2025

Easy sign up

Easy sign up

Insurer: Nationwide

By: Kyle Schow

March 28, 2025

pets best review

I have never had a problem with Pets Best Ins. Every claim I processed was carefully reviewed and explained as to the why or why not the claim was covered. Any concerns I would have, I would go back to the policy and review it. They were always on point to my policy. Very easy to file a claim and receive payment. Thank you

Insurer: Pets Best

Veterinarian: Webster Lake Veterinary Hospital

By: Donna

Useful

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