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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Easy claim process

"I dragged for a year before I submitted my claims out of fear that the process would be long and stressful. I was 100% wrong. When I finally decided to submit my claims, all I had to do was click one button and submit my pet invoices. That was it and received payment in just a few days."
  • INSURER: Pets Best
  • POSTED: 01/06/2025
  • BY: Sandra
  • BREED: Miniature Goldendoodle
  • AGE OF PET: 4 - 6

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5

out of 5

Just like breathing, smooth and easy

Very easy to put in a claim most claims have been paid. I think they paid a total of $50,000 in claims for our dogs two of them had cancer. Could not be happier. I’ve sent between 12 and 15 people to pets best and always recommend them when I’m in a clinic if I see somebody Sitting in the waiting room with me.

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5

out of 5

Successful Claim Submittal and Reimbursement

I submitted multiple claims for my dog's recent injury and all were processed successfully. I was very pleased with the quick responses I received regarding each claim. It was a relief knowing that Pets Best met our needs during a stressful time for our dog's care.

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5

out of 5

Perfect pet insurance

Easy registration and easy claim
  • INSURER: Pets Best
  • POSTED: 01/04/2025
  • BY: MOHAMMAD
  • BREED: Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

Our dog will eat ANYTHING!

"Our 2 1/2 year old Pit Mix is a wonderful dog and a blessing in our lives. However, she is always looking for something to eat....ANYTHING. She swallowed a tennis ball and required stomach surgery. There weeks after the incident, I had received my check for the insurance amount due to the penny. No hassles or stalls, just the check. Purchasing Pet's Best is the smartest decision I have ever make. Mike"
  • INSURER: Pets Best
  • POSTED: 01/02/2025
  • BY: Michael
  • BREED: Other Mixed Breed
  • AGE OF PET: 0 - 3

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1

out of 5

Nothing is ever eligible - total waste of money

It doesn't seem to matter how long I've had my policy, all of my claims are always denied for some reason or another. Seems like EVERYTHING is a preexisting condition or not within the timeframe of the policy.... For me it's been a total waste of money. I could have paid for almost everything with the money I've spent in monthly insurance payments.
  • INSURER: Pets Best
  • POSTED: 01/02/2025
  • BY: Lore
  • BREED: Blue Heeler
  • AGE OF PET: 4 - 6

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1

out of 5

This is a warning from a member with 4 pets over 10+ years

This is a warning from a member with 4 pets over 10+ years I have been a menber with Nationwide pet insurance when it used to be VPI pet insurance. I had a plan that was grandfathered in which was 90% covered with no CAP (this means no matter the treatment they covered the full cost) They tried to push me out by raising the cost the that plan year after year so I played ball with them and dropped it down to 70% covered with no CAP. They always stress to insure the animal since they were a puppy or kitten so everything can be covered through their life without any exempt. So this year they decided to write me that they are canceling my policy becuase the cost to them are too high to cover his plan even though they havent offered this plan in over 7 years and I was grandfathered in. I was told they will move me to the 70% plan and a 10k cap so if my animals had any thing serious over 10k i had to put the money up. Or other wise I can go kick rocks. Even though I have been paying over 10 years of premiums for 4 animals and they were so selfesh and could wait maybe another 5 years until all the grandfathered customer fur babies passed and crossed the rainbow bridge. Instead this $60.3 billion dollar in sales for 2024 company decided to be selfish and not cover and honor the pet plans they gave customers. Its really sad and disgusting that they used the phrase they are loosing money as an excuse to hurt theese animals. I will say over the past 10 years nationwide has been amazing with quick payouts and customer service. But that dose not fix how they handled this selfish situation.
  • INSURER: Nationwide
  • POSTED: 12/31/2024
  • BY: Chris
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

OUTSTANDING - 10+ stars if I could!

This insurance company actually has heart and a passion (clearly) for customer service. I can't say enough amazing things about them. They are efficient, SPEEDY payments on claims (usually same week!), thoughtful, caring, explain everything easily and the rates are great. They have literally saved my cats life, we have had to use the insurance quite a few times in the last couple of years, if it wasn't for them, there is no way I could have afforded to care for her. Now... she's 11 and in great shape! Happy, playful herself again for many years to come. THANK YOU EMBRACE for everything you, from start to finish, consistently for years!
  • INSURER: Embrace
  • POSTED: 12/30/2024
  • BY: D
  • BREED: Tabby
  • AGE OF PET: 7 - 10

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1

out of 5

WORST PET INSURANCE OF ALL TIME!

Fetch Pet Insurance is an absolute scam. We filed a $9,000 claim for our pet’s medical expenses and received literal pocket change in compensation. Their policies are riddled with fine print designed to deny your claims, and their so-called “coverage” is a joke. They don’t care about your pets or their well-being — it’s all about the money. Avoid this company at all costs if you value your pet’s health and your wallet. Do yourself a favor and find an insurance provider that actually cares. Fetch is nothing more than a predatory business hiding behind a façade of concern for animals. Total disgrace.
  • INSURER: Fetch
  • VETERINARIAN: TY
  • POSTED: 12/27/2024
  • BY: RR
  • BREED: Other Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Olive....lives on

"Olive is my first dog that I've purchased a pet insurance policy on. She was approximately 6 months old when we signed up with Pets Best. Little did I know that my baby would utilize that policy for approximately 3 major surgeries and some specialty appointments down the road. My baby is now 4 years old and I am so thankful she is still with me and of that decision made to purchase this pet insurance policy. My experience with Pets Best has always been terrific, from uploading claims on their website to easy comprehension of the finished claim process notification. In closing, I am so thankful for this policy because it allowed me to avoid the most difficult and painful decision that pet owners have to face when their beloved pet is in an emergency situation."
  • INSURER: Pets Best
  • POSTED: 12/26/2024
  • BY: Suzanne
  • BREED: Doberman Pinscher
  • AGE OF PET: 0 - 3

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