218,294+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,294 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,294 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,826 reviews

4.9
Healthy Paws

11,137 reviews

4.9
Fetch

5,485 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,929 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified August 21, 2025

Very professional and personable

Very professional and personable! Swift notification of claim receipt and processing! Thank you

Insurer: Embrace

By: Linda Mauro

Verified August 21, 2025

I am very happy with Spot Pet…

I am very happy with Spot Pet insurance. Filing claims are super easy and I receive notification that my claim had been received. Soon after that I received another notification that my reimbursement was being sent to me. I would definitely encourage others to sigh up for coverage of their pets with Spot

Insurer: Spot

By: Judy Abraham

August 21, 2025

Great customer service!

Great customer service!

Insurer: Fetch

By: judi

Verified August 21, 2025

Quick and easy service

Quick and easy service

Insurer: Spot

By: Anuradha Bhagwandin

Verified August 21, 2025

Getting pet insurance I can rely on for my new puppy!

Getting pet insurance I can rely on for my furbaby is important. Referred to Pumpkin by my Vet hospital tells a good story. Looking forward to having the wellness care I added and the overall coverage for my new puppy. I have always had pet insurance on my dogs. This is no exception.

Insurer: Pumpkin

By: Kristin

Verified August 21, 2025

MetLife is very responsive and makes…

MetLife is very responsive and makes the entire process of filing a claim easy. I have had MetLife for my dog since I got her and am extremely pleased with every aspect of their service.

Insurer: MetLife

By: Margot Moran

August 21, 2025

After punching in the correct number I…

After punching in the correct number I was directed immediately directed to the department I needed. If only all personnel were as polite and understanding and able to answer all of your questions as this representative your business would thrive. I enthusiastically rate her 5 stars. She is truly as asset TO Fetch Pets! Warmest Regards, Rochelle Rosenthal

Insurer: Fetch

By: Shelli Levy Rosenthal

August 21, 2025

They are usually quick to process our…

They are usually quick to process our claims. They keep us informed if there's a delay. They have paid most of our bills!

Insurer: Pets Best

By: Kathy Cullen

August 21, 2025

A different definition for deductible with Fetch Pet Insurance?

I just received an explanation of benefits for a claim I submitted to Fetch Pet Insurance. My policy has a 70% reimbursement rate and $500 deductible. Rather than counting the entire amount I spent for a recent veterinary visit toward my deductible (which is how my own health insurance works), Fetch decided to only apply 70% of the visit cost toward the deductible. So--now rather than having a $500 deductible, it seems I have a deductible of $500 x 0.7 = $714. I've had my Fetch policy for several years and do not recall the company applying this approach to calculating a deductible. Something is not right here. I've also experienced astronomical increases in my monthly premium (now $325, or about $4000 per year) for a limited amount of coverage (capped at $15,000). I believe that the tactics that Fetch uses to secure its near-five-star rating on this site are deceptive. For example, most of the comments on the review page describe interactions with specific customer service representatives. Most consumers want to give high ratings to customer service representatives because we all know those peoples' jobs depend on getting the highest ratings. using those ratings to describe the overall offerings of the company seems a bit deceptive. I've also noticed new advertising where Fetch spotlights large payouts in emergency situations and the reactions of the policy holders to those events. It is great that the policy holders had support for their pets in an emergency situation, but if Fetch paid out $11,000 for a single incident, what is the new premium that the policy holder will be charged? In my experience, use of the insurance leads to astronomical premium increases, so this approach to advertising also seems a little deceptive. My conclusion is that I would do things differently if having to select pet insurance for a new puppy. I would not select Fetch again. I would look for a company that offers unlimited coverage (rather than capping at $15,000) and does not gouge its policy holders. I would also look for a company that is posting genuine reviews of its entire performance, not just selecting comments about specific employees.

Insurer: Fetch

By: Mom

Verified August 21, 2025

The agent was super helpful and patient.

The agent was super helpful and patient.

Insurer: Nationwide

By: Jill b

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