154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 18, 2025

Helpful

Helpful. Easy to navigate website.

Insurer: MetLife

By: Dawn

Verified December 18, 2025

Hip replacement surgery for my Malinois…

Hip replacement surgery for my Malinois "Reckless Chaos" is no picnic and the expense is great! Having the ability to quickly upload receipts and documents when filing for reimbursement is wonderful. It took a couple extra days to be approved but it was a large expense so it was understandable. Reimbursement was still fast and allowed me to pay off care credit immediately. My boy Chaos means everything to me and the reimbursement process was easy and allowed me to focus on taking care of him instead of worrying about finances.

Insurer: Healthy Paws

By: Lisa

Verified December 18, 2025

Very quick and easy to navigate

Very quick and easy to navigate

Insurer: Nationwide

By: customer

Verified December 18, 2025

Easy claim filing

Easy claim filing, fast payment..never a problem

Insurer: Healthy Paws

By: Lisa

Verified December 18, 2025

great customer service all around!

Rebecca was so awesome!! She not only answered all my questions, but it was an enjoyable and fun experience getting to chat as well! Delaney is also so wonderful and has helped me a number of times too! Great customer service all around!

Insurer: Prudent Pet

By: Breanna Barnett

December 18, 2025

Would give zero stars if I could

Would give zero stars if I could. I could have saved all the money I spent on their monthly premium (that they raised every year) in a jar under my bed and it would have been more useful. I spent thousands and they won’t even pay a couple hundred on a bill. Don’t pay these scammers money you could have used to pay for your pet’s bill instead. Some nerve to raise premiums and still not cover anything. Their rules about “pre-existing” conditions are so strict. They’ll find any excuse to not pay. STAY AWAY FROM THIS COMPANY. Seriously, just stick some cash under your mattress once a month. It will be better use of your funds for your pet. They just take advantage of people of love their animals. Scum bag scammers

Insurer: Trupanion

By: Jessy Le

December 18, 2025

DON'T USE NATIONWIDE

I got nationwide pet insurance for my dog a couple years ago. The first year or two I did not have to use it, as we only needed standard wellness check-ups. However this year my pet got sick and needed hospitalization. I currently pay $70/month for a max reimbursement of $7,500. Recently I got a letter in the mail saying that my current policy is going away and my new policy is $326/month with a max reimbursement of $5,000 for illness. So nearly $4k annually to get at most $5k reimbursed for illness. Furthermore since she is still being treated for the illness, if I moved to a new insurance provider this would be considered a pre-existing condition and likely wouldn't be covered. So basically even if it seems like a good deal now, it's possible if you need something in the future they will screw you over in the long run. I brought this up to my vet and she said she has heard lots of complaints from people with Nationwide pet insurance, and often hears "Nationwide is NOT on your side." To be fair, their app is easy to use and submit claims, and I did find the 24/7 vet line to be helpful. But I now wish I would have gone with a different provider to begin with.

Insurer: Nationwide

By: Laura

Verified December 17, 2025

easy to use online

easy to use online

Insurer: MetLife

By: Kerensa Rogers

December 17, 2025

Typical insurance company

Typical insurance company, always a reason to not stand behind their product.

Insurer: Fetch Canada

By: DC Friesen

Verified December 17, 2025

Excellent Coverage

My cat needed ED care with unexpected diagnostics, medication, and follow-up care, and the final vet bill was substantial. I submitted my claim to Spot, and I was incredibly impressed with the speed and simplicity of the entire process. • Easy Claims Process: Submitting the claim online was straightforward and hassle-free. • Fast Reimbursement: I received the reimbursement much quicker than I anticipated, which was a huge relief. • Excellent Coverage: The amount they covered was exactly what I had expected based on my plan details, with no surprises or hidden fees.

Insurer: Spot

By: Justin T.

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