216,093+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 216,093 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Horrible experience. 15%premium increase each year. Each Time I need to spend extra time to disagree with their claim decisions. I'm not sure how they concluded pre-existing conditions. It's not clear. I will never use the company in the future. This was my bad mistake.
Insurer: Embrace
By: Tami
Happy!
Josie is being treated for what appeared to us to be seizures. She has not had any further episodes since receiving her VOM treatments. I am happy to say that I've reached my deductible!
Insurer: Pets Best
By: Lisa
First Class Through and Through
First class through and through. Healthy Paws has a different approach from the other companies I looked at. Most companies will have a catalogue of types of injuries, caps on reimbursement, and deductibles. It was very complicated and confusing. Healthy Paws was simple. If it is an expected expense (vaccines, fixing, or mandatory check ups) they do not help. But, anything unexpected, no caps or restrictions, there is coverage. My puppy Loic broke his leg, and the vet told me if he did not have $4,500 surgery, he would most likely not be able to walk on his back hind leg. Having insurance is one thing. However, having Healthy Paws is completely different. I called them and spoke with Ryan, and he was in constant email contact with me helping me to get the claim filed. I simply had to send them scans of the invoices, and within a week, I had a reimbursement check in the mail. They kept me updated every step of the way. To put the cherry on top, I received an email after all was said and done which simply inquired about how well Loic was recovering from his surgery. Really made me feel like they cared about Loic and my wellbeing.
Insurer: Healthy Paws
By: Thomas Vitale
Healthy Paws Pet Insurance is the best!!
My dog recently had spinal surgery which required expensive diagnostics and then the surgery itself, including several days in the hospital. After he was released, he needed extensive rehabilitation, including hydrotherapy and acupuncture. Healthy paws has covered everything, and they have reimbursed me right away, with no hesitation. And to top this off, they emailed me to see how he was getting along, and to wish us well, and send hugs to him. They are genuinely concerned with his health! I could not be more pleased with Healthy Paws, and I love the peace of mind I have since I have coverage by them.
Insurer: Healthy Paws
By: Katie
Denying Claims is what they do BEST!
Almost every claim takes about 30-60 days to get paid especially if you have to appeal their decision and have your vet write a personal note. In my situation, they like to always claim a "pre-existing" condition. For example, my dog got a staph infection that was eating away at his skin 11 months after we got the policy. They denied it within a week and said "pre-existing" condition. If that were the case, then my dog would have died by know. No medical records requested at all! Processor likes to deny claims within 7 days or request medical records and deny claims in 14-21 days. Their customer service agents and their call center manager agreed that it should not have been denied and at the very least, medical records should have been requested. Still waiting on decision as we approach 30 days on something that should have been paid weeks ago. On the plus, their online system to submit claims is easy and allows you to even write a comment, so I gave a 3 instead of a 1. Even though I think the claim processors don't read them. Otherwise, they would have requested medical records on the bacteria that was eating away at my dog's skin.
Insurer: Pets Best
By: Snehal
First Class Through and Through
First class through and through. Healthy Paws has a different approach from the other companies I looked at. Most companies will have a catalogue of types of injuries, caps on reimbursement, and deductibles. It was very complicated and confusing. Healthy Paws was simple. If it is an expected expense (vaccines, fixing, or mandatory check ups) they do not help. But, anything unexpected, no caps or restrictions, there is coverage. My puppy Loic broke his leg, and the vet told me if he did not have $4,500 surgery, he would most likely not be able to walk on his back hind leg. Having insurance is one thing. However, having Healthy Paws is completely different. I called them and spoke with Ryan, and he was in constant email contact with me helping me to get the claim filed. I simply had to send them scans of the invoices, and within a week, I had a reimbursement check in the mail. They kept me updated every step of the way. To put the cherry on top, I received an email after all was said and done which simply inquired about how well Loic was recovering from his surgery. Really made me feel like they cared about Loic and my wellbeing.
Insurer: Healthy Paws
By: Thomas
Healthy Paws insurance review - great company!
When we got our puppy we were unsure about insurance. However, I did lots of on line research and decided on Healthy Paws. What a wonderful decision. Healthy Paws is (because we are currently working on a claim) doing everything to quicken our claim process. Also, the fact that members of the Healthy Paws program are emailing to check on the progress of our Mowgli is so nice. This personal touch is thoughtful and reassuring. I would highly recommend this program to anyone that is looking for pet insurance.
Insurer: Healthy Paws
By: chris
Love This Pet Insurance Company
Claims are handled quickly, friendly service. Can't say enough good things about this company. Love that you can purchase the Wellness Plan along with accident/illness Plan.I always recommend Embrace to any pet owner searching for pet insurance.
Insurer: Embrace
By: Peg
7-10 business days... More like 6weeks
This company is a joke, they advertise 7-10 days to pay a claim. Into week 6 with no update on the claim, just lots of excuses. Will cancel the policy once my claim gets paid
Insurer: Petsecure
By: Justin
We love Embrace Pet Insurance
We truly love embrace pet insurance and would highly recommend it to anyone. we have 4 fur babies, 3 of which are with Embrace (2 dogs and 1 cat) and one of the dogs developed diabetes 3 month after signing up with Embrace and they have paid every one of our claims without missing a beat. Going into our 2nd year now. I don't think twice when my vet feels we are off on the diabetic treatment to suggest a test, a glucose check because I know we are covered and its the BEST for my pet. My vet contributes our well being as a diabetic to embrace because I can care much better for my pet knowing we don't have to worry about cost and it shows in his treatments and outcome so far!! I have many times, where I make the initiative with my vet to run a certain test just to make sure we are on level just because I know we have insurance and I'm gonna be ok. I never think twice if my pets need any kind of treatment because I know with embrace on my side we are the best team for my pets and I can go to sleep at night knowing in their little world everything will be ok no matter how big or little of a problem will arrise. Such a lifesaver, timesaver and peace of mind for a very little cost. Oh and I love the personalized phone calls when I need to talk to someone about our account, just amazing!!! By far the best and only the best is good enough for us and should be for you too!! 99% of my claims have been handled in under 24/hr with reimbursement in my checking account within 24/h after that... !!
Insurer: Embrace
By: Peanut