216,195+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,195 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,195 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,768 reviews

4.9
Healthy Paws

11,046 reviews

4.9
Fetch

5,363 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,917 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 08, 2016

GREAT COMPANY

The month of August was a bad month for our 2 1/2 year old chocolate lab. I think I had five claims. Pets Best reviewed and paid them so fast, I was shocked. I thought we were going to lose our dog and the expense was crazy.. But, with Pets Best Insurance, It helped so much. When I call them, they are generally concerned about my pet.

Insurer: Pets Best

By: Jean

Useful
September 08, 2016

Best Insurance for Older Dogs

We didn't purchase pet insurance for our mini-doxie until he was 10 and it's very difficult to find any coverage at that age. Embrace not only covers his accidents and injuries but any future illnesses, as well. Their service is top-notch and claim reimbursement is fast and efficient.

Insurer: Embrace

By: Wade

Useful
September 07, 2016

Don’t let age or pre-existing conditions stop you.

We’ve had three Golden Retrievers and with each one when they were puppies, we THOUGHT about getting pet insurance but never did it. With each pup, we regretted our decision because sure enough, something came up and we were left with expensive vet bills. From a thyroid condition in our first to a broken leg with our second and seizures with our third regret for not having pet insurance set in each time. After each expensive bill, we assumed that nothing worse would happen to our pet and the previous diagnosis would leave our pet with a pre-existing condition and insurance would never cover anything. We then found Embrace Pet Insurance. With the addition of the wellness coverage, that we knew we were very likely to use since grooming was included, the overall monthly costs weren’t as high as they seemed. Embrace also has a 30-day review plan. Upon request, they will review your pet’s history and let you know what is covered and what isn’t covered due to any previous health issues. You can cancel the policy if you don’t like their response. Even though our third dog had seizures, since he was only 6 months old, we decided to take a chance with Embrace. We signed our pup up online and requested the 30-day review. We also submitted the orthopedic report from our vet so we didn’t have to wait for this coverage as well. In less than a month, our pup swallowed some objects whole and had to have emergency surgery as a result. It’s not fun having to play god for a pet. Having the insurance gave us peace of mind that we were able to give our pup a chance at life by undergoing surgery instead of making a fatal decision due to our financial circumstances. After surgery, we submitted our claim form and paid vet bill receipts through the online claim submission section. We received email confirmations upon creation and along the way while our claim was being reviewed. We received payment for both wellness and accident claims and staff was readily available when we had questions about the benefits and continued coverage. The claim process was easy and taking a chance on coverage even with a pre-existing condition was something I was very THANKFUL for. We decided not to take any more chances - our older dog has coverage now as well. If more puppies come our way in the future, we will sign them up for insurance from day 1 but know that it’s not too late if you put this important decision off like we once did.

Insurer: Embrace

By: Kelly

Useful
September 07, 2016

Best investment I have ever made.

I adopted two rescue yorkies in May 2016 and insured them with Embrace. I had never had pet insurance before and I have had a lot of pets and paid a lot of vet bills. In Aug 2016 my smallest yorkie tore her ACL or in doggie language CCL. My policy is $500.00 deductible and then 80% paid. I set it up so that Embrace could deposit directly into my bank account. 10 days after I submitted the claim I received $1083.50.

Insurer: Embrace

By: Patty

Useful
September 07, 2016

A loyal fan of Healthy Paws!

My pets have been on Healthy Paws plans for 4 years now and I have been nothing but happy with this company. They have faithfully covered all claims as per the agreements without a glitch. Recently my dog had to have a $4000 surgery out of the blue!! Thank goodness for Healthy Paws! I received a check within 10 days of filing! I asked them for a pack of brochures which I will be taking down to my vet. I even handed some out to neighbors. What could have been a disaster was a breeze thanks to HP!

Insurer: Healthy Paws

By: Michelle

Useful
September 07, 2016

Reliable and caring pet insurance

Very easy to access claims and extremely helpful and responsive customer service. Wouldn't trust my pet insurance needs to anyone else.

Insurer: ASPCA

By: Kathryn

Useful
September 07, 2016

Easy claims & great service

We decided to get pet insurance because our dog Sage started eating things she shouldn't. When we saw how much it costs to remove a foreign object, we realized we couldn't afford the surgery and decided to get pet insurance. A month later our dog ate something and had to have surgery. We were so happy we had insurance otherwise we would have not been able to keep her. Healthy Paws paid the claim before we even got the credit card bill. They were so kind and even emailed us to check in on her. They are clear on the benefits and the claims process was so easy.

Insurer: Healthy Paws

By: Noelle

Useful
September 07, 2016

Wish my insurance was this easy!

I got Embrace for my English Mastiff as soon as we got him. I did A LOT of number crunching between the plan options. And his coverage has been great over these past (almost) two years. I'm planning on always having it for him. We have used it...needed it...so glad to have had it! No problems at all. My refunds have been fast & easy! Totally worth it!!!Any future dogs...I will be signing them up.

Insurer: Embrace

By: Kelly

Useful
September 07, 2016

I'd be lost without Trupanion

I rescued Heidi, a Bernese Mountain Dog with severe chronic dry eye, 2 years ago when she was 6. Last year, she developed a small mast cell tumor on her side; subsequent checking revealed she had the early stages of lung cancer. I took her to the very best facility in the area, Cornell Veterinary Specialists in Stamford. They removed 2 of her smaller lung lobes and put her on chemo. We are still treating with the chemo, but she is doing very well. Here's a video I did last winter: https://youtu.be/vmCm6M6IBQo. I own an online business dedicated to creating custom pet memorial jewelry, www.ZeldasSong.com, and i have actively promoted Trupanion to my blog readers and customers: http://blog.zeldassong.com/defend-yourself-with-pet-insurance/. I urge any BMD owner to get Trupanion...I don't think I could have kept Heidi alive without it.

Insurer: Trupanion Canada

By: Sharon

Useful
September 07, 2016

I'd be lost without Trupanion

I rescued Heidi, a Bernese Mountain Dog with severe chronic dry eye, 2 years ago when she was 6. Last year, she developed a small mast cell tumor on her side; subsequent checking revealed she had the early stages of lung cancer. I took her to the very best facility in the area, Cornell Veterinary Specialists in Stamford. They removed 2 of her smaller lung lobes and put her on chemo. We are still treating with the chemo, but she is doing very well. Here's a video I did last winter: https://youtu.be/vmCm6M6IBQo. I own an online business dedicated to creating custom pet memorial jewelry, www.ZeldasSong.com, and i have actively promoted Trupanion to my blog readers and customers: http://blog.zeldassong.com/defend-yourself-with-pet-insurance/. I urge any BMD owner to get Trupanion...I don't think I could have kept Heidi alive without it.

Insurer: Trupanion

By: Sharon

Useful

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