154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 23, 2025

Very quick and efficient

My claim was processed quickly and efficiently. I am very pleased with the level of service I received.

Insurer: Spot

By: New Dog Owner

March 23, 2025

Great company

Absolutely love pets best. They are friendly, knowledgeable, and explain well. Prompt reimbursement. You Rock Pets Best!

Insurer: Pets Best

By: Beth

Useful
Verified March 23, 2025

Insurance. Good for large Procedures Only.

The response to my information submitted was excellent. Claims processed quick and payment indicated quickly as well. However, I am confused. When I signed up it indicated that I would receive 80% reimbursement. In most of the claim responses, I probably got back more like 25%. This is certainly better than nothing, but I may need to rethink what I am getting back for what I pay monthly.

Insurer: Spot

By: PATRICIA

March 23, 2025

This insurance is a scam! beware!…

This insurance will do anything and use any excuse to not pay claims. We have an adopted pet that was abused. So, they denied a claim for his allergies that he developed later due to the grass type in the yard. They decided that it was a pre-existing condition because they “ found lesions” in the vet report from the rescue. We appealed and our vet wrote a letter saying that the lesions were not allergies but due to abuse. Then , they said that he was viewed by our vet 2 days before the back out period!! All of that of course without talking about the premium increase! My daughter had 2 pets on the insurance, my son had one and we had 2. We all canceled!! It is a scam. Instead of paying premiums to them, I will put the premium in an account specially dedicated to dog care. No so called pre existing condition on a rescue dog, deductible or co-pay!

Insurer: Embrace

By: Patrice Gilles

March 23, 2025

I wish that I read the reviews before…

I wish that I read the reviews before joining. When aspca says that they pay for preventative — they lie. I called around and could not form anyone who would spay or give vaccines for this minimal price. Not only that, they do not cover all of the vaccines. Which is sad. They paid less than 1/6 of the spay fee. I tried canceling the preventative part of the insurance — but then they do not allow you to cancel it. The racket is that once you sign up, you are in for paying all the bills yourself — and them. Sad. I am a physician and if human insurances did this — they would be sued and would not be in business.

Insurer: ASPCA

By: Diana Lev

Verified March 23, 2025

Filling a claim is very easy

Filling a claim is very easy. They let you know if any extra information is needed. Decision and reimbursement was made within a few days. I would highly recommend!

Insurer: Spot

By: Rebecca

Verified March 23, 2025

File a claim and was paid back very…

File a claim and was paid back very quickly. No hassle.

Insurer: Spot

By: Kelly Hotinger

Verified March 23, 2025

Plans for all budgets not pushy

Rep was very patient and informative

Insurer: Nationwide

By: MARLYN

March 23, 2025

System Issue Resolved I recently had…

System Issue Resolved I recently had an “system” issue that I couldn’t get resolved. System issues are frustrating BUT every rep I chatted with or spoke with was outstanding. The issue had to be escalated which I was totally fine with. It landed me in the right place with Clarissa & Naomi. They totally understood the situation and were very professional & kind. They worked to get it resolved. I will say every rep I spoke with was helpful and even took the time to ask me how Jackson was doing. Ty To all of you.

Insurer: Fetch

By: ADG

Verified March 23, 2025

It was easy to post and get my claim…

It was easy to post and get my claim evaluated.

Insurer: Fetch

By: Dr. Adam Propper, D.C.

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