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Pet parents across the U.S. and Canada have left over 216,890 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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I regret being with Nationwide/VPI for 10 years!
I never insured any other pet before this dog, so I have had one insured dog for 10 years. He was just diagnosed with Cushing's disease and Nationwide has an $800.00 annual cap on this disease. We spent more than that just getting to the diagnoses. Now there is zero coverage for any medication or actual treatment of this disease. I am devastated to say the least. If I manage his disease well, he has the potential for many good years ahead. But I've never had a dog with a chronic condition before and here I am in that very position with pet insurance for the first time and I WON'T BE REIMBURSED FOR MOST OF HIS TREATMENT/NEEDS! The company likes to tout that the benefits renew each calendar year but the amount of coverage for his illness is actually less than what the plan will cost me for the year, much less the deductible so I am not better off with the insurance unless he gets sick or injured with something different. The whole reason I insured him in the first place was so I wouldn't have to be paying out of pocket for really big expenses if they happened, and now that is exactly what I'm stuck doing. Of course he now has a pre-existing condition and I am stuck with a company that has completely let us down.
Insurer: Nationwide
By: Mark
Thank you Healthy Paws!
We have had the pet insurance through Healthy Paws for almost 2 years now. And with a young healthy dog, you think...oh nothing will happen. But unfortunately we had 2 instances in the last year that made us thankful for the coverage. One our dog was attacked and required immediate care and then the major item was the tear of her ACL (aka TPLO procedure). It was almost a $5k procedure but Healthy Paws called in with a credit card to our provider for the balance that was covered. We were only out our deductible and coinsurance that we has agreed to on our policy.The staff has been very helpful anytime that I have called and always a quick return call or email. Thanks Healthy Paws.
Insurer: Healthy Paws
By: Sheila
I <3 Trupanion
When I got my dogs, the first thing I did was insure them. I thought that they meant so much to me that I never wanted to have to decide if it was too expensive to heal them. 3 years after starting, my dog Jake tore his CCL. My vet told me he could do a quick surgery for about $2000 and my dog would get about 20-30% of his leg back. One call to Trupanion and they said they would do whatever it took to get him all fixed up and now you can't even tell he ever had an injury. Two years later his other leg has gone, and it was even smoother. My boy is recovering sitting next to me and I am so grateful that I am not being hit with a $6000 vet bill.
Insurer: Trupanion Canada
By: Samson
I <3 Trupanion
When I got my dogs, the first thing I did was insure them. I thought that they meant so much to me that I never wanted to have to decide if it was too expensive to heal them. 3 years after starting, my dog Jake tore his CCL. My vet told me he could do a quick surgery for about $2000 and my dog would get about 20-30% of his leg back. One call to Trupanion and they said they would do whatever it took to get him all fixed up and now you can't even tell he ever had an injury. Two years later his other leg has gone, and it was even smoother. My boy is recovering sitting next to me and I am so grateful that I am not being hit with a $6000 vet bill.
Insurer: Trupanion
By: Samson
seizures
Embrace has certainly helped me with my canines. One of my girls Cherish had seizures staring at approx. 1 year old and needs meds daily to keep her from getting more. Embrace never questioned or tried to get out of paying from that issue or a major issue with my other girl HOPE who had pyrometra, a uterin infection. I recommend them to all and told several vets about them as well, even mentioned them in face book as I am a animal lover,70 years old but on limited income. Just having it gives you peace of mind knowing that if a major problem occurs , Embrace has your Back !!!!!!
Insurer: Embrace
By: henry
All-Around Excellent
I genuinely couldn't be happier with Healthy Paws Insurance. The price is competitive, and my first request for a reimbursement went through without any problem. The process is simple (entirely online, no claim forms), and the response is rapid.
Insurer: Healthy Paws
By: Adam
Ten more years of love!
After removing a Mast Cell Tumor we were told by vet that all margins clear, we got it all. Even though surgery, which Embrace covered, was deemed successful, vet asked if I wanted to send off tissue for further analysis. Most folks would not have done that but since I have Embrace I said why not. Well results came back very scary-very aggressive form of cancer with a 8 shot chemo protocol recommended. Only because I have Embrace which basically said when we cover the original diagnosis we cover EVERYTHING that's needed for recovery, our 4 year old white Lab Bella has a better than 90% chance of another good 10 years with us. Thanks Embrace!!!
Insurer: Embrace
By: Bill
The BEST Pet Insurance
I am so thankful that I have Pets Best Insurance. They are so easy to deal with and it is a relief to know that when my Oliver gets sick that Pets Best is here to help cover my expenses. It is also super easy to file a claim.
Insurer: Pets Best
By: Linda
Best pet Insurance
My 11 year old cat "Sunshine" was diagnosed with hyperthyroidism. Embrace promptly paid a claim ($700) for an innovative iodine injection treatment (T-131 therapy) to remedy her problem. 2 months ago Sunshine was diagnosed with intestinal cancer and is currently in treatment. Once again Embrace has stepped up and paid all claims so far for her treatment without hesitation. Claims paid have totaled around $3200.00. This company is the "real deal". Anytime I have called with questions they have promptly provided me excellent service and their diligence in fast claim payment is the best. I tell everyone how pleased I am with them and will continue to use them in the future.
Insurer: Embrace
By: Dr.
Excellent Insurance!
I've had Figo since July 2016 and they have been terrific. Unfortunately, I have had to make several claims since then for my 2yo new rescue dog due to various issues (thankfully, none life-threatening) -- and Figo has been absolutely wonderful. They are extremely professional, timely, great customer service and I receive the reimbursements that I am expecting to get, there has never been an unexpected missing amount, and I get those checks quite quickly. I used to be with a different pet insurance company for my last dog and, although they were good, still had a lot lacking. I was happy to come to Figo because they did their homework -- they looked at all of the competition and pulled all the best aspects from them AND then added things that the other guys had major shortcomings in (e.g., paying exam fees, providing a 100% reimbursement option, not getting dinged with a lower reimbursement for using specialists and university hospitals, and much more). To top it off, their premium was extremely competitive. I have been very impressed and have already referred my brother, best friend and people at the dog park to Figo.
Insurer: Figo
By: MERRICK