154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 18, 2025

Easy to file a claim.

Easy to file a claim.

Insurer: Fetch

By: Paul

April 18, 2025

Annual increase from $90/month to $249/month

I've used and appreciated Healthy Paws for my (now senior) dog (aged 12) since 2016. Every year they've had to increase rates slightly; I understand, the cost of care increases, etc. Today I got an email they're increasing my monthly cost from $90.63 to $249.87 - a 2.75x increase. While previously they've offered to adjust your annual deductible or reimbursement percentage to help you find a monthly cost that works for you, they've throttled the options available so the lowest this can get is $201/month. An absolute RACKET. Everyone would be better off putting $90 (or whatever you can afford) into a high yield savings account every month.

Insurer: Healthy Paws

By: KG

Verified April 18, 2025

Chad was awesome

Chad was knowledgeable patient and personable. He took me through the process, explained everything easily and professionally.

Insurer: Nationwide

By: Mark Burnett

Verified April 18, 2025

I was adding another pet to my policy

I was adding another pet to my policy, and Rosie was excellent at explaining to me the new policy and how I get a discount for multiple pets.

Insurer: Nationwide

By: Danielle

Verified April 18, 2025

User Friendly Website

Website was very easy to understand and all of the relevant information was accessible.

Insurer: Nationwide

By: Sharon M.

April 18, 2025

One less worry

Our beautiful 3 1/2 yr old boy was diagnosed with nasal osteosarcoma after a horrific nosebleed. Alleviating financial worries over care expenses has made it so much easier to choose the best care options for Taz.

Insurer: Pets Best

Veterinarian: Summit Veterinary Referral Center

By: susan

Useful
Verified April 18, 2025

Easy claim process through app

Easy claim process through app, quick reimbursement.

Insurer: Spot

By: Don C.

April 18, 2025

Felt protected — until pup got sick

We chose Fetch because it promised peace of mind. For years, we paid our premiums without issue. But after our dog was diagnosed with a chronic condition and we submitted a large claim, our coverage was downgraded at renewal—with no option to keep the plan we originally signed up for, even if we were willing to pay more. Now we’re left trying to afford ongoing medical care for a condition we assumed would be covered for the life of our pet. We can’t switch insurers because of pre-existing condition exclusions, so we’re essentially trapped with reduced coverage and rising costs. Fetch may offer decent coverage when your pet is healthy—but if your dog actually needs long-term care, don’t assume your plan will stay the same. I would advise anyone considering them to read the fine print carefully and ask specific questions about how renewal decisions are made.

Insurer: Fetch Canada

By: Alicia

Useful
April 18, 2025

Life saver

We've had two pets covered by Embrace for nearly a decade. We have never had an issue making claims or getting reimbursements. I have also seen the app and website evolve over time to make it super easy to upload claim information. They are a compassionate and caring company, and I could not imagine dealing with our pets medical issues without their help.

Insurer: Embrace

By: Anthony

April 18, 2025

Overall good experience

Overall good experience

Insurer: Fetch

By: Greg Gilmour

Compare top pet insurance providers plans.