154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 16, 2025

STAY AWAY

I have had Embrace for just over a year now. I have 3 claims, one was denied which is ok, it was within 14 days of getting the insurance, however the other 2 are still "on hold" even after giving ALL information requested. I have paid so much money to them and they refuse to honor my policy. STAY AWAY FROM THIS INSURANCE COMPANY

Insurer: Embrace

By: Kyle Egan

April 16, 2025

Can't recommend Figo Pet Insurance enough!

I can’t say enough good things about Figo Pet Insurance. When I got my kitten, I honestly didn’t think I’d need insurance—she was only 8 months old, and friends even told me it would just be a waste of money. But life happens, and sure enough, my sweet kitten ended up injuring herself. I was so relieved to have Pet Cloud. Not only did they come through when I needed them most, but the claims process was incredibly smooth and stress-free. Reimbursement was fast, communication was clear, and there were no frustrating delays or surprises. What really sets Figo Pet Insurance apart is the peace of mind they give you. Vet bills can be overwhelming, especially in emergencies, but thanks to this insurance, I didn’t have to choose between my finances and my kitten’s well-being. If you’re considering pet insurance—don’t hesitate, and definitely go with Figo Pet Insurance. I’m beyond grateful I did!

Insurer: Figo

Veterinarian: Mid-Peninsula Animal Hospital

By: Olga

Useful
April 16, 2025

Always thankful for Healthy Paws!

Kelsey will be eleven this coming July and we enrolled in Healthy Paws immediately upon her adoption in 2015. We always feel that we can seek out the best treatment options for her because we have HP to help us make those decisions for her care. She has been through surgery for soft tissue sarcoma, multiple ultrasounds to follow a splenic concern, a very recent run in with a porcupine - ouch! and is having another surgery soon. We couldn't do what we do for her without Healthy Paws and we highly recommend them. Thank you Healthy Paws for helping us keep our girl healthy!

Insurer: Healthy Paws

By: SheilaN

Verified April 16, 2025

Amazing Rep, Disappointing Options

My representative was absolutely great. Loved him. If I could review him separately, he'd get 5-stars without question. He was very personable and helpful throughout the whole process and took the time to explain anything I had questions on. However, I feel that the options for pet insurance plans have significantly dropped in quality and coverage, especially after having my grandfathered-in whole pet w/ wellness policies (3 pets) cancelled (like so many others did, I'm sure). Am I still going to insure my pets? Yes, because I love and care for them. But am I also greatly upset by the severe downgrade in coverage and care? Yes. I cannot express in words the sheer level of disappointed I am with this shift. This has definitely taken a shift toward accident-only coverage and it's highly disappointing that my pets are now treated more like a car than a living being.

Insurer: Nationwide

By: K.E.

April 16, 2025

Fast, fair and efficient claims process

The claims were processed quickly and efficiently. Can't say enough good things about Pets Best insurance. The claims process was fair and efficient.

Insurer: Pets Best

Veterinarian: Providence Veterinary Clinic

By: Ruth

Useful
Verified April 16, 2025

Excellent

Excellent, quick and compassionate service every time!

Insurer: Spot

By: Grace Medeiros

Verified April 16, 2025

My agent was Elaine and she was very…

My agent was Elaine and she was very thorough, very professional and very kind. I called to only get a quote, but after speaking with her, I purchased pet insurance for both of my birds. Elaine is an asset to your company. Very pleased!

Insurer: Nationwide

By: customerDelia Whitley

April 16, 2025

Beagle Cherry eye

Our Beagle had irritated cherry eye, Dr. recommended surgery which was done. Filed claim & paid promptly very easy.

Insurer: Pets Best

Veterinarian: Mount Laurel Animal Hospital

By: Ellen

Useful
April 16, 2025

Pets plus US easy to deal with so far!

We switched our provider around 6 months ago to Pets Plus Us and recently had to submit a claim. I hadn't realized that I had to possibly send in medical records once we became a client (which I didn't do) but the insurance company requested them directly and our claim was processed quickly and I received a payment in the mail within days. I'm very happy with the service and lack of red tape or any issues from the "small print".

Insurer: Pets Plus Us

By: Tim

Useful
April 16, 2025

Peace of mind at an uncertain time

"Our dog lost use of her hind limbs suddenly and knowing we had Pets Best insurance, assisted in making the decisions to get her the care she needed. Our claim was processed timely and we were reimbursed per our plan. Now we can worry about healing and recovery."

Insurer: Pets Best

By: Shannon

Useful

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