154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 16, 2025

This is my first time to get Pet…

This is my first time to get Pet Insurance for our new puppy and Joshua did an amazing job helping me pick the best plan. He answered all my questions and helped me through the whole process!! Thank you Joshua

Insurer: Fetch

By: Stephen Jones

Verified April 16, 2025

Easy!

Very easy process!

Insurer: Prudent Pet

By: aaustin.hpcgmail.com

Verified April 16, 2025

Ease of submitting a claim and…

Ease of submitting a claim and reimbursement was fairly quick.

Insurer: Spot

By: Vinsan

Verified April 16, 2025

I love working with Spot

I love working with Spot, If I call they have immediate answers and if not they are quickly to return may call with what I need. Website is easy to use. The insurance is a good price, I shopped around also and found this to be a better value.

Insurer: Spot

By: Shawnna Rovegno

Verified April 16, 2025

Quick and easy to submit claims

I've had a great experience with Spot so far for my two rescue dogs. Fortunately we haven't had any accidents or illnesses, so I've only made claims for preventative care. Submitting claims is easy and Spot has always processed my claims quickly. They recently reimbursed me more than I expected when the receipt I submitted for a heartworm test also included a vaccine that I didn't realize was covered. Spot reimbursed me for the shot even though I hadn't listed it on my claim.

Insurer: Spot

By: Carly W.

Verified April 16, 2025

Quick & Painless (well, kind of!)

This was a very quick process for us and our furry family member. The app made it clear where we were in the process!

Insurer: Spot

By: Brooke Knopp

April 16, 2025

Pick EMBRACE PET INSURANCE

I very highly recommend Embrace for your pet insurance needs. I've invested in Embrace for five & half years and they have been EXCELLENT in customer service and handling claims.

Insurer: Embrace

By: FJ

April 16, 2025

Embrace Will Cheat You - Do Not Use Them

After 10 YEARS With Embrace, I Can Honestly Say, They Will Come Up- With Excuses Not To Pay You For Your Dog's Seminal Check Up! Since December 2024, I Have Been Paying $110 MONTHLY for My Dog Insurance. They Raise My Monthly Payment every 3 1/2 Years. My Last Vet Checkup Bill was roughly $464.00, but Embrace Only Paid Me FOUR DOLLARS AND NINE CENTS! When I Complained, They Said I Filed Two Days Too Early Before My Next Payment Date. Ths is The Second Time Embrace Has Cheated Me Out of Hundreds of Dollars. I Have Always Paid Them on Time and Have Not Had Any Major Dog Surgery Problems. You need To Go To The Vet Within The Dr. Time Frame For Seeing Your Dog. I Have Complained To The State Insurance Agency That Overseas Embrace Dog License. I also Sent In two Letters From The Embrace Portal Showing i was Told I Would GET MORE MONEY. They Gave Embrace 165 Days To Respond. I Am Still Waiting To Hear The Response From (Sorry A$$) Embrace. By The Way, Embrace Is Owned by USAA LiFE IINSURANCE Which I have Been With For Over 50 Years. USAA Did Not Give Me The Time Of Day When I Complained To Them. For The Last 7 Years, New Management Has Taken Over. USAA and Run It Into The Ground! USAA Used To Be An Excellent Company--Not Anymore.

Insurer: Embrace

By: Raymond Marine

Verified April 16, 2025

Very good service very fast response

Very good service very fast response

Insurer: Spot

By: Kin Yeung

Verified April 16, 2025

Nationwide Con Artists

Our dogs policy was cancelled supposedly due to not being cost effective. Therefore, I had to enroll her as a new policy and now they will not cover pre-existing conditions that they themselves had already covered for the last 4 years. I have been a loyal customer with all of my pets for over 15 years. I believe this was a scheme they made up so all existing customers pets would no longer be covered and save them money. The coverage is the exact same as what my dog had before with just a different name, and no pressure-existing conditions of course. I am now canceling and going with another provider who will cover her and will care about my pet. Nationwide I think conned everyone, when really it was all to get more money.

Insurer: Nationwide

By: Lee

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