218,219+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,219 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,219 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,822 reviews

4.9
Healthy Paws

11,134 reviews

4.9
Fetch

5,473 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,922 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified September 17, 2025

The insurance was extremely fast at…

The insurance was extremely fast at reviewing and refunding my claim.

Insurer: Spot

By: Terri Hardin

Verified September 17, 2025

Very prompt reimbursing for Maisie’s…

Very prompt reimbursing for Maisie’s dental extractions.

Insurer: Spot

By: Dee Terry

Verified September 17, 2025

I find owning a dog a tremendous expense and having insurance has helped in that regard. Thank you for your assistance.

I find owning a dog a tremendous expense

Insurer: Spot

By: Sandra Potts

September 17, 2025

Reliable and easy

Super easy to file a claim—it takes under a minute. And so far (4.5 years) they have always reimbursed me for everything I expected them to!

Insurer: Pets Best

By: Caitlin M.

September 17, 2025

I’ve had nothing but a good experience…

I’ve had nothing but a good experience with Pets Best. My dog recently went into Bloat and needed immediate hospitalization and surgery. The estimate was $9-14k and I was able to make the decision instantly knowing they had my (and his) back. The claim paid out as expected and my boy is home with us. I absolutely recommend to everyone.

Insurer: Pets Best

By: Craig Blum

September 17, 2025

easy to submit claims

easy to submit claims

Insurer: Embrace

By: Samish Beach House

September 17, 2025

Be prepared for lonnnnggggg delayyyyysss

For starters, I've been with PB now for over 3 years, this is a systemic problem! I recently submitted a claim for my dogs ongoing internal inflammation treatment. While Pets Best's policy coverage is straightforward and the premiums are reasonable, the claim processing time is a major problem. It takes an average of 2-3 weeks (or up to 2 months in some cases) for reimbursement, even when all documentation clearly outlines that the claims stem from one condition. My friends with other providers like Healthy Paws get paid out in as little as 24=48 hours after approval, or Lemonade in 24-48 hours—that's the kind of efficiency Pets Best needs to adopt to stay competitive. Overall, 2 stars; great potential, but the slow turnaround is unacceptable for pet parents dealing with urgent health issues

Insurer: Pets Best

By: Eric W

September 17, 2025

Embrace is a scam

Embrace is a scam - they keep your "wellness" contributions if you dont' use it within the fiscal year. The wellness savings is marketing as a savings plan for your pet, but they don't give customers any warning about using the funds timely. They claimed they give customers verbal notice only of it. They not have over $200 of my money that is just for their own pockets. Cancelled my insurance with them

Insurer: Embrace

By: Bharati Narumanchi

Verified September 17, 2025

They have great customer service

They have great customer service, the agent gave me all the answers I needed in regards to my policy and assisted me in obtaining the documents I needed.

Insurer: Sonnet

By: Peter Schleicher

September 17, 2025

Handling a Claim by Embrace.

Embrace handled my recent claim within 72 hours which is extremely fast compare to other insurance companies. Thank you

Insurer: Embrace

By: Paul S

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