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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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Satisfied Customer
I’m so satisfied with Spot pet insurance. It’s nice to know that my pets can get the care they need and Spot pays so quickly. I’ve had 2 claims and no problems. I would recommend them to anyone that needs insurance. 10 stars
Insurer: Spot
By: Char Younggren
Michaela
Michaela, who did the medical history report for my dog, was absolutely stellar. She was extremely knowledgeable, professional, and above all kind. She listened to all my questions and provided the best advice and support to helping my dog. I am so thankful for her patience and ability to go above and beyond.
Insurer: Embrace
By: Madeline R
Frustrating …
If you go back to edit anything or even to take a second look the information you have entered is not saved. Frustrating
Insurer: Nationwide
By: Kirsten
Carla was INCREDIBLE
Carla was INCREDIBLE. I was so confused about insurance options before I got on the phone with her. She walked me through so patiently and thoroughly. I feel so confident about the plan I purchased today, I have the right plan and protection for my fur baby!
Insurer: Fetch
By: Cosmo Fujiyama Ghaznavi
Wasted time
Representative was courteous. I submitted a claim twice because it was not legible. The claims were sent EXACTLY AS Embrace requested. After I was placed on hold for an extended time, the claim suddenly became CLEAR. Another issue I have is when Embrace factors in discounts I receive for other non- reimbursable items I purchase.
Insurer: Embrace
By: Mary M
Easy claim process and quick…
Easy claim process and quick reimbursement. Instructions were clear on what was needed to file a claim. Pleasantly surprised as I’ve had issues with reimbursements from previous companies. Very happy and satisfied with them!
Insurer: Spot
By: Alison
Embrace raised my rates significantly…
Embrace raised my rates significantly even though I had no claims the past year. I spoke with the Embrace representative about this rate increase and they could not/would not do anything. While the customer service was great, I decided to go to another company.
Insurer: Embrace
By: Gary
Amanda understood the whole issue and…
Amanda understood the whole issue and provided a clear solution and explained details clearly. Couldn't ask for more! Thanks
Insurer: Fetch Canada
By: Harsh
Amazing, they actually pay claims!
They are so easy to use and reimburse you with no troubles whatsoever!!!!
Insurer: Spot
By: Leonard Ford
Simple and fast claims, pleasant CS representatives
Filing claims is very, very simple and the payment turnaround is fast and easy with auto-deposit. I have been with Embrace for 11 years and counting with several generations of dogs. You can imagine some of the costs having "lost" some of my dogs in those 11 years to cancer or heart conditions but my claims were always fully (per my policy) and quickly paid. The one time I had a question about what my claim was waiting, their customer service reps were knowledgeable and personable. I provided the information and the claim was processed the next day.
Insurer: Embrace
By: Ann Nich