207,035+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,035 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,035 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,187 reviews

4.9
Trupanion

58,957 reviews

4.9
Pets Best

14,600 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified August 11, 2025

Best decision

It is one of the best decisions I made when we got our new puppy. It has been very easy to submit claims and receive reimbursement.

Insurer: MetLife

By: Shannon Z.

August 11, 2025

Great Pet Insurance

Pets Best makes it easy to file claims. They respond quicky to a claim. They pay out when they should, and in a timely manner,

Insurer: Pets Best

Veterinarian: DePorre Veterinary Hospital

By: Sharon

Useful
Verified August 11, 2025

It was simple to obtain this pet…

It was simple to obtain this pet insurance. There was only a difficulty with some settings. So far so good though.

Insurer: Prudent Pet

By: snymsaj

Verified August 11, 2025

The 2 Stephanie's I worked with today…

The 2 Stephanie's I worked with today were very friendly!

Insurer: Prudent Pet

By: tawnyajacocksgmail.com

August 11, 2025

They are always speedy with claims …

They are always speedy with claims Appreciate them

Insurer: Embrace

By: Jean

Verified August 11, 2025

This was my first time putting a claim…

This was my first time putting a claim through ~ was easy to navigate on the app . Had a full response within the week! Thank you

Insurer: Spot

By: DONNA

Verified August 11, 2025

Your team members are always on top of…

Your team members are always on top of everything with all the answers. Much appreciated. Does not take but a few minutes to get CLEAR answers.

Insurer: MetLife

By: Phyllis Earley

Verified August 11, 2025

Not a cosmetic procedure!

My dog has a problem expressing her anal glands. We've been to the vet multiple times and will continue to do so on a regular basis. The Vet wrote a letter explaining that my dog has a medical condition and that this is NOT a cosmetic, elective procedure. Even after submitting that letter to MetLife, you continued to deny my claims.

Insurer: MetLife

By: Lynda Sorensen

Verified August 11, 2025

Excellent customer service, but lacking in transparency and goodwill.

I will say that the customer service reps are fantastic. I’ve never had a negative experience when I’ve had to call. With that being said, I’ve had to call them way more than I think is necessary. The turnaround times between filing a claim and receiving the money is ridiculous. I have waited months for my money before. If that’s how long it takes then you need to be transparent about it and not advertise on the app that it will take 3-5 days. I also have had issues with the insurance reps denying things that shouldn’t have been denied, things that were blatantly missed on the forms, and making up diagnoses for my dogs that weren’t present. For example, one of my dogs who has since passed was on comfort care for cancer and for AVN of the hip. They didn’t approve any of his treatments for pain because they put a blanket statement saying it was DJD which was a preexisting condition (which that dog had never gotten any treatment for, it was only one line one time on a SOAP note for a yearly exam). I also had many issues with them delaying payment claiming that my vet had never sent them SOAP notes despite them being faxed, emailed and called about several times. I now get my SOAP notes emailed to me to submit with the invoices because my vet was so frustrated with this company. There are times I’ve had no issues at all but the issues I’ve had have been really bad and I’ve called and had to use my mean voice on the phone (which I never enjoy doing). I get a really good discount through my work so I’ve stuck with them, but when I consistently feel like people are trying to play games with my money and my fur babies I spend a lot of time and energy fighting back. Not trying to be negative, but if this company hopes to improve, I want to give honest feedback on my experiences.

Insurer: MetLife

By: customer

Verified August 11, 2025

Highly recommended!

Pumpkin Insurance has saved our family a lot of financial heartache. They were very quick with responses and understood what we were going through with our fur baby. I would highly recommend Pumpkin insurance to anyone looking to care for their babies

Insurer: Pumpkin

By: Ketha

Compare top pet insurance providers plans.