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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

No problems so far

I have two giant breed dogs (a Great Dane and a St. Bernard)insured with them and have had no problems with coverage for anything. I chose the most extensive plans to ensure as much benefit as was necessary in case of problems. As with all contracts, you should READ THE FINE PRINT for the coverage start date and what exactly will be denied (existing conditions, age-related dz, etc.). It's not difficult to mull through or understand. Insurance is definitely worth the money if you have dogs that weigh 150+ pounds and every medication is weight-dosed. :)
  • INSURER: AKC
  • POSTED: 08/30/2007
  • BY: Amy
  • BREED:
  • AGE OF PET: 0 - 3

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2

out of 5

Sneaky renewals add exclusions each year.

I paid for AKC petpartners for 3 years & everything was OK until I had claims. It took 2 months to process my first claim, they limited coverage to "reasonable & customary", and their deductible & copay creeped up since I started with them. Most frustrating were added exclusion clauses when I renewed. Bottom line for over $1,200 in treatments I was reimbursed less then $300. Don't do it - This wasn't worth the paper work hassle, years of monthly payments & claims frustration. You are better off to start a monthly savings bond direct deduct to cover unplanned vet expenses in lieu of the monthly payment. Their exclusions are extensive.
  • INSURER: AKC
  • POSTED: 08/26/2007
  • BY: LF
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

My first claims experience

I just received word that my first two claims were accepted toward my deductible. After many hours of researching the topic of pet insurance and pondering the cost vs. benefit, loopholes, etc. the Embrace staff answered every question and helped me to make this important decision. A word of caution to consumers! Do your homework, visit the Embrace website, and give them a call before chosing an insurance carrier and policy. I look forward to a long relationship with Embrace!
  • INSURER: Embrace
  • POSTED: 08/20/2007
  • BY: Emily
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Well worth the price of admission!!!

This product has literally saved myself and many I know who are insured by Pets Best 10's of thousands of dollars in costs which in many persons financial situations would be prohibitive to them affording to save and maintain in good health their loved one and pet companion.
  • INSURER: Pets Best
  • POSTED: 08/13/2007
  • BY: Brett
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Pets Best is Best

Having been a frustrated VPI customer for several years, it was a pleasant surprise to find Pets Best and to have claims paid quickly and fairly. With VPI, I got pennies on the dollar. With Pets Best I am seeing most of my bills covered.
  • INSURER: Pets Best
  • POSTED: 08/13/2007
  • BY: Richard
  • BREED:
  • AGE OF PET: 0 - 3

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4

out of 5

Over priced - but good customer service

The policy I bought was overpriced, but the customer service was wonderful. Easy to terminate during the 30 day money back guarantee; one e-mail and the policy was terminated and full refund applied. I would consider them if the premium was affordable.
  • INSURER: AKC
  • POSTED: 08/10/2007
  • BY: Ed
  • BREED:
  • AGE OF PET: 0 - 3

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1

out of 5

Don't do it

It is easy to setup a policy on the website, but try to terminate a policy; it's like pulling teeth. If you e-mail them, they don't respond, when you call them, the customer service extension has a long queue. If you call and speak to the sales department they are clueless and only try to upsell you on a product you don't want to begin with. Once you get through to cancel the policy, they try to talk you out of it and tell you they are best company cause they cover more than all the others. WRONG!! If your dog is diagnosed with a hereditary illness, they will cover the loss the first time and at renewal, it will be a pre-existing condition and you won't get a dime. Pet Plan US - www.gopetplan.com offers a Guarantee for Life Policy which covers hereditary conditions and will not consider it a pre-existing condition in the future; plus great customer service!!
  • INSURER: ASPCA
  • POSTED: 08/10/2007
  • BY: Ed
  • BREED:
  • AGE OF PET: 0 - 3

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1

out of 5

Don't use ASPCA!!!!!!!

I do not recommend ASPCA. They do not return my phone calls and half the time do not answer their phones. We recently sumbitted a claim that should have been covered by our plan, but they denied it for no reason. After we called to dispute, they completely changed our claim, from an injury to an illness. My dog was injured not sick! Shop around before using them!! Also, they were supposed to get back to us and they still haven't. We are canceling immediately and looking for other coverage.
  • INSURER: ASPCA
  • POSTED: 08/10/2007
  • BY: Heather
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Simple, Fast, and Easy to understand

I have a large unusual breed dog that has had three surgeries and Pets Best has come through each time and paid exactly what they said they would, and did it on time. Without Pets Best, it would have been a hard effort to pay the thousands of dollars it would have cost me. Their staff was very helpful in answering my questions and unlike other policies, Pets Best policy is very simple to understand and use.THANK YOU PETS BEST for being there for me and my best friend.
  • INSURER: Pets Best
  • POSTED: 08/06/2007
  • BY: LS
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Really Happy So Far

My husband and I have been with Pets Best for about a year and have nothing but good to say about them. We feel comfortable and confident in our purchase and have recommended them to friends and family. Understanding that it works on a reimbursement process -- much like a flex plan -- has been helpful and also learning that it's not doggy dental insurance. Even with that, I would recommend Pets Best without hesitation.
  • INSURER: Pets Best
  • POSTED: 08/03/2007
  • BY: Susan
  • BREED:
  • AGE OF PET: 0 - 3

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