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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
4

out of 5

Good Experience using ASPCA Pet Insurance

Good Experience
  • INSURER: ASPCA
  • POSTED: 08/07/2012
  • BY: Charles
  • BREED: Italian Greyhound
  • AGE OF PET: Over 11 years

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5

out of 5

Best Decision We Made This Year

Embrace was recommended to me by my parents who has been using them for the past few years. I set up coverage for my 3 dogs about 4 months ago. One of my pit mixes stopped eating and was initially showing signs of abdominal pain along with intermittent vomiting. Over the course of 3 weeks we were back to the vet for various tests and treatments (including blood work, x-rays, and an ultrasound) until finally being referred to a surgeon for a possible foreign body obstruction. That ended up being the issue with the resulting surgery went extremely well. The claim submission process was so simple. Embrace covered all claims for all services and paid them out within the allotted time to do so. They even followed up to make sure we received payment timely. I am so happy to have gone with Embrace and strongly recommend getting coverage for your pets through them. Dealing with an accident/illness with your pet is stressful by itself, not having insurance to help offset the costs just adds to it. Knowing we were covered really helped us focus on our pet as opposed to the budget aspects.
  • INSURER: Embrace
  • POSTED: 08/06/2012
  • BY: Scott
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Ongoing Great Service!

Our "fur-kid" is a problem child but you'd never know it by the excellent and unwaivering service we receive from Embrace...Our claims are always handled quickly and completely, (even when I don't fill the form out correctly). Thank you Embrace folks for being so patient and courteous!
  • INSURER: Embrace
  • POSTED: 08/06/2012
  • BY: Stacey
  • BREED: Pembroke Welsh Corgi
  • AGE OF PET: 7 - 10

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5

out of 5

Very pleased so far!

We bought a Great Dane puppy (because we're apparently nuts) and had done extensive research on the breed beforehand. One of the things that kept popping up was the significant health problems they can have. We had heard about pet health insurance but had never looked into it. I'm a huge comparison shopper so I went back and forth among the leading pet health insurance providers' web sites comparing, getting quotes, etc. and finally decided to go with Embrace even though they were relatively new. In the first two months of owning our Great Dane he had a severe case of roundworms, a bladder infection and gastroenteritis. We submitted all the bills ($511.82) within a short time period and waited to see what we'd get back. In reviewing the Explanation of Benefits, they covered almost everything and rightly did not cover a few minor items. After deducting our 20% copay (which we selected at signup) we received in relatively short order almost $200 back even after the $200 annual deductible (which of course we hadn't paid yet given we just got the dog). I am very pleased with the coverage and the cost (only $48 per month). Our experience has me sold on pet health insurance generally and on Embrace specifically. They are very communicative via email (I haven't tried to call). I recommend them.
  • INSURER: Embrace
  • POSTED: 08/06/2012
  • BY: WTA
  • BREED: Great Dane
  • AGE OF PET: 0 - 3

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5

out of 5

Healthy Paws Member for LIFE :)

My husband and I welcomed the first addition to our family this past April, our handsome Golden Doodle, that we named Oodles! The only way I was able to get my husband to agree to the name is that his nickname is Oodes! He is the sweetest little six month old puppy. I knew that vet bills could get very costly, so I shopped around for about a month trying to find the best pet insurance I could. Needless to say, the best one I could find was Healthy Paws based on monthly cost, yearly deductable and percentage of coverage. I knew if the time came for our baby to go to the vet god forbid if anything happened to him, I would rather worry about his health, than the cost of the medical bills. This definetly came sooner than I had ever expected! Two weeks ago our pup had aweful issues with his belly. We had to bring him to the ER Vet then 5 days later back to the vet because he was vomiting over and over again. He had x-rays and our vet thought that he was going to need surgery. I was a mess, because my six month old puppy may need to have surgery, but not because the cost of the surgery was $2,800 on the low end! I knew I had Healthy Paws, I was not worried about the costs, I was worried about getting my baby boy better. The vet recommended they keep him overnight and try a more conservative route before surgery since he wasn't in much pain, so that is just what we did. The next day they took more x-rays and after fasting him and pumping him with fluids the linear object
  • INSURER: Healthy Paws
  • POSTED: 08/06/2012
  • BY: Nicole
  • BREED: Goldendoodle
  • AGE OF PET: 0 - 3

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5

out of 5

Healthy Paws rocks!

When we adopted a greyhound, I was aware that there would likely be times that health care was needed for non-life-threatening conditions that, all the same, could easily be quite expensive. So, I thought getting pet insurance would be a good idea. After a lot of research on different insurers, I decided on Health Paws. We chose a policy that costs $50/month, with a $50 deductible. A little over a month ago, our greyhound fell down a full flight of stairs and was immediately lame on her right rear leg. She couldn't bear any weight on it and, within an hour, it was terribly swollen and bruised. It was clear that she needed to be taken to the ER but, before doing so, I checked with Healthy Paws to make sure that such a visit would be covered. The Healthy Paws customer care person's first response was of care and concern for our dog. She assured me that, other than the office visit cost and our deductible, Healthy Paws would cover all procedures, medications, and diagnostic tests. It sounded to good to be true--surely, there was 'small print' lurking in these benefits--but, at the time, it was enough for me to feel secure about going to the hospital. X-rays showed that there wasn't a fracture, yet the swelling was really dramatic. Not only was her right hind leg swollen and discolored but, within a day, it had spread to her left hind leg. She was a deep, solid grape color throughout, and it kept spreading. First her legs, then her abdomen, up into her chest. It was a
  • INSURER: Healthy Paws
  • POSTED: 08/06/2012
  • BY: Cecily
  • BREED: Greyhound
  • AGE OF PET: 7 - 10

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5

out of 5

Competent and pleasurable experience

Ive never had pet insurance before.So happy I chose Trupanion as mine. Customer service, phone manners, helpfulness Call backs, claim service and timely payments IMPECCABLE!!! Don't look any further, TRUPANION ROCKS!
  • INSURER: Trupanion
  • POSTED: 08/05/2012
  • BY: EMMA'S
  • BREED: English Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

Competent and pleasurable experience

Ive never had pet insurance before.So happy I chose Trupanion as mine. Customer service, phone manners, helpfulness Call backs, claim service and timely payments IMPECCABLE!!! Don't look any further, TRUPANION ROCKS!
  • INSURER: Trupanion Canada
  • POSTED: 08/05/2012
  • BY: EMMA'S
  • BREED: English Bulldog
  • AGE OF PET: 7 - 10

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4

out of 5

Very happy with this pet insurance overall

Having this insurance helps to takes money out of the equation as I make pet care decisions (although no cost is too high, as far as my pets are concerned). I also like the idea that multiple pet owners pool resources through pet insurance, which means that more pets are likely to receive the care they require. ASPCA used a pdf form for claims, which is not set for saving. This makes the claim process unduly clunky; however, they say this is being changed.
  • INSURER: ASPCA
  • POSTED: 08/05/2012
  • BY: Bruce
  • BREED: German Shorthaired Pointer
  • AGE OF PET: Over 11 years

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5

out of 5

Efficient and Responsive

I have two labrador retrievers, one of whom is getting up in years and consequently has greater medical issues (some on an ongoing basis). I chose ASPCA insurance several years ago after a careful review of alternative products. The process for submitting claims is comparatively easy and claims are handled efficiently and reasonably. Very satisfied overall.
  • INSURER: ASPCA
  • POSTED: 08/05/2012
  • BY: Jeff
  • BREED: Labrador Retriever
  • AGE OF PET: Over 11 years

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