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After several incidents of back leg lameness from our year old lab mix, that her sibling didn't show after the same type of activity, full run, playing in the snow, fetching, we decided to take her in for the vet to look at. Although, it usually just took a day to recoup we wanted to make sure there wasn't an underlying problem. After careful examination, it was determined she should have x-rays. Knowing we had insurance gave us the confidence to fully investigate the problem. Trupanion insurance, gave notice when they received the claim, when they mailed the reimbursement, and now a follow-up to make sure all was right. Lyla had no injury, and we just make sure she rests for a day or so if she shows limping, and make every attempt not to let her exert herself to lameness. This is our first time with pet insurance, and it's proven to be a great decision.

After several incidents of back leg lameness from our year old lab mix, that her sibling didn't show after the same type of activity, full run, playing in the snow, fetching, we decided to take her in for the vet to look at. Although, it usually just took a day to recoup we wanted to make sure there wasn't an underlying problem. After careful examination, it was determined she should have x-rays. Knowing we had insurance gave us the confidence to fully investigate the problem. Trupanion insurance, gave notice when they received the claim, when they mailed the reimbursement, and now a follow-up to make sure all was right. Lyla had no injury, and we just make sure she rests for a day or so if she shows limping, and make every attempt not to let her exert herself to lameness. This is our first time with pet insurance, and it's proven to be a great decision.

My dog had 2 overnights and emergency surgery for cancer. Luckily I had gotten insurance for him 1 1/2 years ago due to fear of another issue. Trupanion had a check to me for 90% of the surgery and overnights within a week. It was really nice to know as everything was falling apart that at least money was not a big deal!

My dog had 2 overnights and emergency surgery for cancer. Luckily I had gotten insurance for him 1 1/2 years ago due to fear of another issue. Trupanion had a check to me for 90% of the surgery and overnights within a week. It was really nice to know as everything was falling apart that at least money was not a big deal!

My dog had to have patella surgery. After submitting our claim, we were reimbursed quickly for all expenses excluding the initial exam and deductible. I am very pleased with this company and recommend them to others.

My beautiful boxer mix has had two ACL surgeries in two years....I have had no issues and I love the personal attention...emails from real people! I urge all mu friends to choose embrace!

We opted for Healthy Paws insurance after doing a fair amount of research online. We are so grateful that we chose Healthy Paws b/c after having the insurance for 4 months, our 7 month old Hound-mix (Maddy) had to go to the animal hospital for a severe GI bug/fever/diarrhea issue. When we took her to the vet, she was shaking uncontrollably and we didn't know what was wrong with her. She was kept overnight for IV fluids, antibiotics, X-rays, blood work, and stool samples. $1550 later, we were concerned about how much money we would be reimbursed. My fiance's car had died the week before and we were trying to plan/pay for our wedding in 2 months. So Maddy's illness came at a horrible time. Healthy Paws had a $1220 reimbursement check in the mail within a week!! It was an amazing relief. My fiance & I recommend that you get the 90% coverage plan; it pays off when you might need it the most. Maddy has made a full recovery and we will absolutely keep her insured with Healthy Paws for the rest of her life, as well as insure any other dog we might adopt in the future.

Embrace has accepted my first claim and applied it to my $500.00 deductible, and I am pleased about that. I don't have much experience yet with Embrace (as far as my pet getting sick), but I feel more secure about keeping my pet and not afraid of financial problems like I was before.

Big breed dogs generate large medical costs. I am very pleased to have found Embrace. Most recently, my male Dane started unusual gagging episodes. I was referred to a specialist who recommended further testing to eliminate the possibility of cancers. Thankfully, the latter was not the case and medication has helped greatly. ----Embrace offers a good insurance at a fair cost. It eases my mind in the event of possible future health issues.

After securing this insurance for my dog and paying my monthly premiums for a year, i submitted a claim for a torn cruciate ligament. This claim was denied citing the reason that i had not fulfilled the full 12 month period before filling a claim. I was 19 days short of a full 12 months. I continued to carry the coverage because it appeared the other leg might have the same trouble. After filling a pre certification, she was denied again because of it being a "bi lateral" condition that was previously denied. This coverage has done nothing but take money from my wallet!!! If you are considering this coverage, do not get it! It has been no help at all to me.