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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
3

out of 5

Buyer beware on "pre-existing" pet health issues

We have had three cats covered by the ASPCA Pet Insurance plan since 2008. In general the plan has provided the type of insurance support advertised. Most years we had no claims or claims less than the cost of purchasing the insurance. However in 2013 we have had a major challenge with the insurance plan. We submitted an insurance claim for a $2,500 procedure and it was denied because we had crossed 11 days into a new coverage year and because the pet’s illness had begun earlier it was now considered a “pre-existing condition”. After discussing on the phone with the ASPCA Pet Insurance claims individual and the supervisor, who were professional in their interactions, their answer was still to deny the claim. Even though we have been continuously covered for 5 years for all three cats and had not submitted any claims for the earlier veterinary assessments and felt that there was a change in diagnosis prompting the major assessment, it was considered “pre-existing”. In fact, no matter what the diagnosis or how slow the progression of a disease if the ASPCA can prove that at any time (even a day) earlier in the previous covered year there was any indication of illness then its “pre-existing” and not covered. Anyone signing up for ASPCA Pet Insurance should be fully aware that if their pet becomes ill at any point in a covered year and they do not fully resolve the illness in that year they will not be covered when the new policy year begins, no matter the reasoning. We obvious
  • INSURER: ASPCA
  • POSTED: 02/28/2013
  • BY: Dale
  • BREED: American Shorthair
  • AGE OF PET: Over 11 years

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5

out of 5

Amazing Service

This is my second claim from Embrace. The service is fast and reliable and the explanation of benefits is easy to read. I told my vet that they should recommend Embrace and I recommend it to everyone I know who has or is thinking about getting a pet!
  • INSURER: Embrace
  • POSTED: 02/28/2013
  • BY: Kathryn
  • BREED: Bullmastiff
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent

Any expected chronic illness of Addison's disease has left us with long term health care commitments with our puppy Hailey. We never know when an Addison's crisis will occur. Or unexpected bloodwork, hospitalizations or medication interventions during stressful periods. Trip anion helps offset the medical expenses. If not for pet insurance Hailey may not be us
  • INSURER: Trupanion Canada
  • POSTED: 02/28/2013
  • BY: Debbie
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent

Any expected chronic illness of Addison's disease has left us with long term health care commitments with our puppy Hailey. We never know when an Addison's crisis will occur. Or unexpected bloodwork, hospitalizations or medication interventions during stressful periods. Trip anion helps offset the medical expenses. If not for pet insurance Hailey may not be us
  • INSURER: Trupanion
  • POSTED: 02/28/2013
  • BY: Debbie
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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4

out of 5

Wisers developed eye problem

Wisers had problems with his eye which were treated by out Vet and he was followed carefully and eventually the eye had to be removed, but today he is doing great and adapting very well
  • INSURER: Trupanion Canada
  • POSTED: 02/28/2013
  • BY: Lisa
  • BREED: Great Dane
  • AGE OF PET: 0 - 3

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5

out of 5

Wisers developed eye problem

Wisers had problems with his eye which were treated by out Vet and he was followed carefully and eventually the eye had to be removed, but today he is doing great and adapting very well
  • INSURER: Trupanion
  • POSTED: 02/28/2013
  • BY: Lisa
  • BREED: Great Dane
  • AGE OF PET: 0 - 3

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5

out of 5

This insurance is better than people insurance

It's great it's simple it's fast not a lot ofPaperwork no long conversations About nothing it's great and I'm very Happy to know Chanp and Buster Are being taken care of as needed
  • INSURER: ASPCA
  • POSTED: 02/28/2013
  • BY: Fred
  • BREED: Shih Tzu
  • AGE OF PET: Over 11 years

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4

out of 5

Broken leg

My puppy fell off the bed and broke her leg. Trupanion was quick and very kind. We had a few complications because they didn't have all her history at the time. Once it they had all the infomation on her the other claims went quickly.
  • INSURER: Trupanion Canada
  • POSTED: 02/28/2013
  • BY: Rebecca
  • BREED: Papillon
  • AGE OF PET: 0 - 3

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5

out of 5

Broken leg

My puppy fell off the bed and broke her leg. Trupanion was quick and very kind. We had a few complications because they didn't have all her history at the time. Once it they had all the infomation on her the other claims went quickly.
  • INSURER: Trupanion
  • POSTED: 02/28/2013
  • BY: Rebecca
  • BREED: Papillon
  • AGE OF PET: 0 - 3

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2

out of 5

Overcharge

One of my two insured dogs had a cancerous lump removed from his leg. When I recieved the report of my claim for this illness, Trupanion broke it up into several different incidents and instead of paying the $250.00 deductable, I actually was charged, inaggregate of $288.00, all for the same illness.
  • INSURER: Trupanion Canada
  • POSTED: 02/28/2013
  • BY: Bruce
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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