223,601+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 223,601 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

223,601 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,969 reviews

4.9
Healthy Paws

11,351 reviews

4.9
Fetch

5,880 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,308 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 11, 2026

DO NOT TRUST- very slow at responding and refuse to pay

DO NOT TRUST! They will find million excuses not to pay and blame pre-existing conditions even without actual proof. Extremely disappointing and frustrating experience. My claim was denied based on broad, generalized statements rather than a clear explanation supported by the actual veterinary records. I repeatedly asked the company to identify the evidence supporting its denial of each procedure, but those questions were never answered. Consumers deserve claim decisions that are transparent, evidence-based, and fully explained. I did not receive that. Also EXTREMELY long time to receive a response (months) but mostly there is ZERO response at all until you email/call multiple times. As for their ASPCA support: tiny, just for shows. This is an insurance company, not a "let's help animals" company.

Insurer: ASPCA

By: C P

Verified July 11, 2026

Trupanion is amazing

Trupanion is amazing. Their customer service is best in class. They make the claims process so easy and are very straightforward on the reimbursements.

Insurer: Trupanion

By: Rachel

July 11, 2026

Nadine was so helpful and kind

Nadine was so helpful and kind. Thank you so much for amazing service. She used Obi’s name and was genuinely a pleasure to sign up with. Thanks again Matt & Obi

Insurer: Fetch Canada

By: Matt & Obi

Verified July 11, 2026

My golden ate an onion

My golden tornado jumped up on the counter when we weren’t looking and ate a huge slice of Vidalia onion. Her breath confirmed it. The vet told us to come in right away. They induced vomiting, gave her fluids, took blood, and then gave her anti nausea medication. After we met the reasonable deductible, Trupanion covered all but the emergency vet charges. We will have follow-up bloodwork to rule out kidney or liver damage. But the vet believes they got all the onion and she will be fine. 😫

Insurer: Trupanion

By: Carla Faust Bare

Verified July 11, 2026

Claims and speed of refund

Claims and speed of refund

Insurer: MetLife

By: customer

July 11, 2026

Great

Great experience

Insurer: MetLife

By: Abdiel Ramos

Verified July 11, 2026

Quick pay outs but be careful in…

Quick pay outs but be very careful in giving your information or they will change things on you. I joined in the spring of 2019 and when you start you have to give all the proper information. On asking about which breed my dog is, there was no listing for it. My dog is a Puggle and there was no listing for that breed. There was pug and beagle. So I had to choose "small mixed breed". never heard anything about it. Did not make any claims for over five years. Fall of '24 and summer of '25 I had to make two small claims and they paid out with no problem. Suddenly fall of '25 they become "aware" of what breed my dog is, even though all of his records state his breed on it that I gave them a long time ago. Once I verified with them what his breed is, suddenly they changed my terms from $250 deductible/80% reimbursement to $500 deductible/70% reimbursement saying they would never have given the other payout numbers if they knew that he was a puggle. So yes they seem to review and pay out quickly, but be very specific everything that you do with them.

Insurer: Healthy Paws

By: Andrew Roberts

Verified July 11, 2026

My dogs specific breed mini bernedoodle…

My dogs specific breed mini bernedoodle wasn’t an option. It also wasn’t an option to do the same plan I have for my mini goldendoodle.

Insurer: Nationwide

By: Brandon Kulak

Verified July 11, 2026

Spot Pet Insurance is spot on!

It took my dog getting sick to realize what a jewel we have in Spot Pet Insurance. Every claim that I filed was acted upon promptly and I received the compensation that I expected. There was 1 claim that was not fully paid at first, but after I called and explained the situation, that claim was reopened and compensation was paid. I hope I never have to use this insurance again, but am so glad that we have it.

Insurer: Spot

By: GS

July 11, 2026

Easy to use.yeah

Easy to use.yeah

Insurer: MetLife

By: Don Meadows

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