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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

WOW! REALLY GREAT PET COVERAGE!!!

Hi Everyone, I just submitted 3 claims of Aniella's to Healthy Paws Pet Insurance. The policy that I chose to purchase reimburses %90 on procedures they okay. I submitted this today and tonight I got notified that the claims were complete and checks were on the way. I am so pleased to tell you that out of a total of $1492 paid to Left Hand Animal Hospital, Healthy Paws is reimbursing me $1108. This is REALLY GOOD. I've had other insurance that paid pennies on the dollar and only sometimes. Please, if someone asks for a recommendation on a good pet insurance company, please feel free to share my story and pass on my definite thumbs up for Healthy Paws. hannah
  • INSURER: Healthy Paws
  • POSTED: 09/05/2017
  • BY:
  • BREED: Spinone Italiano
  • AGE OF PET: Under a year

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3

out of 10

Premium Increases

Never had to make a claim yet. However be warned each year rate increases exceed 10%. Ask for proof of costs rising to determine justification they refused. Imagine cost of policy in 5 years. Our wellness plan through Banfield has never increased.
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Cockapoo
  • AGE OF PET: 1 - 8

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10

out of 10

Affordable Care Act for Pets!

Toby and Eddie, blond Pomeranians, are healthy because of ASPCA Pet Insurance. I have peace of mind when I take my boys to the pet hospital for an illness or accident. ASPCA Pet Insurance actually pays for itself when I am reimbursed for Toby and Eddie's medical claims to ASPCA. ASPCA reimburses fast without any complications. ASPCA Pet Insurance really is The Affordable Care Act for pets!
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Over 8 years

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1

out of 10

Unfair

My cat had expensive tooth surgery done and I did my research. Was told by Sarah prior to surgery "Yes would be covered" Waited 10 days for any answers and was told by Adrianna supervisor that she would reach out to Brianne adjuster to see if she would pay as goodwill? I was shocked as I had not been notified that they were not going to pay. Apparently Brianne spent five minutes making decision! Madison Serwold Senior Partner could not explain anything about coverage and kept trying to look up information. I asked her why she was not familiar with policies she set and she would not answer! Instead of informing me about denial of claim they informed my vet. Terrible way to do business and I find this too be a waste of money. No more insurance as this was my first try and the worst experience. Rather save money for this type of problem. And no they do not direct bill as my vet tried and was told no everything must be emailed??
  • INSURER: Trupanion Canada
  • POSTED: 05/15/2018
  • BY:
  • BREED: Ragdoll
  • AGE OF PET: Over 8 years

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10

out of 10

Saved our bacon

Let me start by saying that I never believed in pet insurance. I thought it was one of those hokey, snake oil types of deals. In 2015, I lost two dogs and ended up spending close to $12,000 for their care that year alone. When I looked into Healthy Paws, and what my cost COULD have been, I honestly felt a little sick to my stomach. I researched all of the companies out there and found that Healthy Paws has the best coverage, best price, and easiest system to use. It was a complete no brainer. I have it for my two new rescues and have already reaped the benefits. My husband is currently out of work and our poor guy had to lose an eye to glaucoma. We NEVER would have been able to afford this had we not invested in Healthy Paws. It literally saved our financial bacon. I am a firm believer in the product. Do not hesitate to get Healthy Paws for your pets. Your financial freedom and your pets well being are not mutually exclusive anymore!
  • INSURER: Healthy Paws
  • POSTED: 09/05/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Thank goodness for coverage

Our dogs are covered by ASPCA insurance and that coverage has been a blessing. We have had some large bills due to injury and/or illness. Having coverage allows us to get the best care available for our furry family members. I am very pleased to receive the reimbursement.
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED: Whippet
  • AGE OF PET: 1 - 8

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10

out of 10

Great, caring service!

My Lulu is a sensitive one. Her belly has always been sensitive and about a month ago she got really sick. I had to take her to the emergency vet in the middle of the night and it took nearly a month and 4 sizeable claims to get her back to her old self. ASPCA has not only paid out a significant amount, they have called to check on Lulu to make sure she was feeling better--and it never felt as though they were calling to ask if she was feeling better so they could stop paying out claims! It felt like they were genuinely interested in her wellbeing. I tell everyone I know with a pet about my ASPCA Heath Insurance and always recommend they at least look into it. You just never know and when you need it, it's a huge help and worth the quarterly investment!
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED: Flat-coated Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Great Company

I filled out the claim form, took it to my vet with the attached payment statements, they faxed the required info to Embrace. Several weeks later I get a check for the amount over my deductible! Couldn't ask for any better service. I would definitely recommend them.
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Fast claim refund

Hi Team Embrace!Star Lady's eye was irritated and nearly closed. The vet performed a stain and gluacona test. Turned out something must have gotten blown in her eye during these last few windy days. I'm so grateful that it was covered and a refund coming to me in about a week. Fantastic! Thanks again!
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Extremely Long Reimbursement Times

Have had no problems, I've liked dealing with the company, they've covered all problems and been a stress reliever when it comes to getting good care for my pet. However I was just told to expect a 15-20 business day turnaround for a claim to be processed, which is ridiculous. Especially when other large competitors offer direct billing so you are never out of pocket. Would likely not insure another animal under this company for this reason.
  • INSURER: Pets Plus Us
  • POSTED: 09/05/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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