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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Peace of Mind and Convenience

After the challenge of attempting to manage the expense of both planned and unplanned vet bills with two other beloved dogs, when we got a new puppy last year we decided to enroll in a pet insurance plan. After much research and comparison we chose Embrace and have not our choice. The premiums are reasonable and the peace of mind is invaluable. We no longer have to postpone a vet visit and have our Bailey suffer needlessly because it is not in the budget. The plan we chose includes some routine wellness coverage. Although Bailey is currently healthy, those annual vet visits with tests and vaccines can add up. Simply download a preprinted claim form, have the vet sign it, submit and that's it. It was nice to get that $200 reimbursement check so soon after the appointment.
  • INSURER: Embrace
  • POSTED: 12/01/2013
  • BY: Kim
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent Experience

This is a copy of an email I sent directly to VetInsurance: I am almost two years late writing this email, but I hope better late than never! Our dog, Maverick, experienced a very sudden illness in December of 2011 and had to be hospitalized at the Atlantic Veterinary College in Prince Edward Island. We live in Halifax and had to leave him there and return home as it was Christmas time and we have four children. Maverick received incredible care while at the AVC; however, it was extremely expensive. During the time that we were making decisions on his case, I trusted that the policy we had for pet insurance through Trupanion (VetInsurance) was true to its word that there was no limit per condition. After a three week stay and a $15,000+ bill, we unfortunately lost Maverick to a cardiac arrest. It was devastating to our family. Once we got over the shock and sadness of losing him, I had to sit down and deal with the financial end of things. I was so absolutely relieved when I submitted my claim to Trupanion and they responded with an approval - no hassles or delays. During what was an extremely stressful time for us, both emotionally and financially, Trupanion put my mind to rest on the financial side of things right away. In particular, Brooke Pickett, if she is still there, was the person who helped me and she was wonderful. She was compassionate and caring and swift in her replies and action on our account. Everyone is always quick to send in the
  • INSURER: Trupanion
  • POSTED: 12/01/2013
  • BY: Sarah
  • BREED: Bullmastiff
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent Experience

This is a copy of an email I sent directly to VetInsurance: I am almost two years late writing this email, but I hope better late than never! Our dog, Maverick, experienced a very sudden illness in December of 2011 and had to be hospitalized at the Atlantic Veterinary College in Prince Edward Island. We live in Halifax and had to leave him there and return home as it was Christmas time and we have four children. Maverick received incredible care while at the AVC; however, it was extremely expensive. During the time that we were making decisions on his case, I trusted that the policy we had for pet insurance through Trupanion (VetInsurance) was true to its word that there was no limit per condition. After a three week stay and a $15,000+ bill, we unfortunately lost Maverick to a cardiac arrest. It was devastating to our family. Once we got over the shock and sadness of losing him, I had to sit down and deal with the financial end of things. I was so absolutely relieved when I submitted my claim to Trupanion and they responded with an approval - no hassles or delays. During what was an extremely stressful time for us, both emotionally and financially, Trupanion put my mind to rest on the financial side of things right away. In particular, Brooke Pickett, if she is still there, was the person who helped me and she was wonderful. She was compassionate and caring and swift in her replies and action on our account. Everyone is always quick to send in the
  • INSURER: Trupanion Canada
  • POSTED: 12/01/2013
  • BY: Sarah
  • BREED: Bullmastiff
  • AGE OF PET: 7 - 10

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5

out of 5

Healthy Paws Insurance is worth every penny!

Healthy Paws Insurance is worth every penny! Our dog recently needed emergancy surgery and knowing that the surgery would be covered helped us focus on getting our dog back to good health and not worrying about how we would be able to cover the costly $3500 vet bill. The staff was compassionate and completed the claim process promptly. The claim process is simple and the reimbursement check arrived within a couple days. The hospital staff also mentioned how convenient and affordable Healthy Paws is compared to other insurance companies they've dealt with. I recommend this insurance to anyone who wants the security of knowing they will be able to provide the best treatment for their pet if they should ever get hurt of ill.
  • INSURER: Healthy Paws
  • POSTED: 12/01/2013
  • BY: Michael
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Wellness

I took Layla in for her yearly check up and vaccinations. Thankfully, all went well and there were no surprises! The vet submitted my claim and within a couple days I received my reimbursement for the wellness visit. It was easy and quick.
  • INSURER: Embrace
  • POSTED: 12/01/2013
  • BY: Jaqueline
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace pet insurance for our English bulldog

Embrace has been nothing but fantastic. Great coverage, great customer service and great communication. We appreciate it all and because of this, are now loyal customers as well. We are thrilled to have gone with embrace and have had such a good experience as we were unsure of even getting any policy. Nothing but the best recommendation!
  • INSURER: Embrace
  • POSTED: 12/01/2013
  • BY: Melissa
  • BREED: English Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

Very Grateful for Healthy Paws

I am so so so happy I chose Healthy Paws. I've never encountered better customer service. Perhaps more importantly, Healthy Paws has followed through 100% on all that is promised in our plan. We insure both of our dogs, and through an unlucky run they've both needed a lot of medical help recently... starting only weeks after we signed up. One dog seems injury prone and the other has what is apparently an autoimmune condition that is causing her ACL's to deteriorate. We took her in a few weeks after we signed up for what we thought was a sprain in one of her legs. It turned out one ACL was gone and the other on its way out. The treatment requires two expensive surgeries. We've already completed one surgery and we'll be taking her back in for the other soon. All through this, Healthy Paws has been completely reliable, easy to work with, unbelievably prompt (e.g. I submitted one bill at 11 p.m. and I'd received an approval by the next morning), and caring. After they found out she had surgery, Healthy Paws sent me an email checking up on her. I assumed it was a computer generated email (perhaps it was), but I thanked them anyway for their concern and within a day I got a second, definitely not computer-generated, email about her well-being. Both applying for insurance and submitting claims is easy. The general tone from Healthy Paws has consistently been one of trust and concern. For example, when we needed to take our dog to a specialist, I called to check if that was okay,
  • INSURER: Healthy Paws
  • POSTED: 12/01/2013
  • BY: Dashal
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Healthy Paws exceeds all my expectations

My 7 month old Labrador Retriever was recently diagnosed with a very serious orthopedic problem that required surgery. From the diagnostics through surgery Healthy Paws was with us every step of the way. Each claim was processed quickly and a check arrived within days. The coverage through Healthy Paws is above average. Along with timely payment I've received personal messages from the staff checking on my dog and his recovery. I've used other Pet Insurance carriers in the past and none compare to Healthy Paws. I rate them a 10 because choosing 11 was not an option.
  • INSURER: Healthy Paws
  • POSTED: 12/01/2013
  • BY: Michelle
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Excellant claim handling

I have owned 6 wonderful dogs over the last 30 years, yet never believed in the need for pet insurance. A few months ago my 6 year old dog Spanky suddenly developed pancreatitis along with raised crusted lesions all over her body. After seeing her vet and then a vet dermatologist for a biopsy, and spending over $1,000.00 she is back to normal. But we still have no idea what caused this sudden illness!! Veterinary medicine has come a long way over the years, but it sure is costly. I am retired and a vet bill like that sure hurts. I researched and insured my 1yr old dog Honey with Healthy Paws. A small monthly payment is so much easier to handle, then a huge immediate bill. After making my 2nd monthly payment, Honey suddenly had 6 seizures in 1 hour. After all the testing, an overnight hospital stay, and medication...she is fine but the bill was over $1,200.00. The reimbursement was quick and the majority of the bill was paid! I sure wish I had this insurance for my other dogs.
  • INSURER: Healthy Paws
  • POSTED: 12/01/2013
  • BY: Dana
  • BREED: Havanese
  • AGE OF PET: 7 - 10

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5

out of 5

Dermatitis

Our bullmastiff has been scratching alot and has some small bumps all over him. We took him to the vet and he has some allergies which they prescribed antibiotics and a steriod. Embrace took care of the vet and med's.
  • INSURER: Embrace
  • POSTED: 12/01/2013
  • BY: Izzo
  • BREED: Bullmastiff
  • AGE OF PET: 7 - 10

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