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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Excellent service

When Sweet Pea's eye was punctured by another cat, my regular vet said she would probably totally lose her eye. But he sent me to a vet eye specialist who told me he believed he could save her eye with immediate surgery, but the cost would be between $2,500 and $3,500. I called Trupanion to make sure it would be covered and to get pre-approval. They expedited the pre-approval and the vet did the surgery right then. He was not only able to save her eye, but also her vision in that eye! However, the clinic would not bill Trupanion directly, so I had to pay the charges up front. That pretty much wiped out my bank account and I still had bills to pay before my retirement check at the end of the month. I called Trupanion to see if they could expedite my refund and they processed my claim as quickly as they could. Thanks to the wonderful people at Trupanion, I was reimbursed in 2-3 days instead of the usual 1-2 weeks! Thank you Trupanion!
  • INSURER: Trupanion
  • POSTED: 11/27/2013
  • BY: Cheryl
  • BREED: Domestic Mediumhair
  • AGE OF PET: 7 - 10

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5

out of 5

Muchacho approved!

My boy, Muchacho, developed some problems breathing and needed to have his tonsils removed, palate trimmed, and nares widened. I was prepared to pay it out of pocket, but Embrace and my vet coordinated all the paperwork and saved me quite a chunk of change. Even my vet, who traditionally recommends another insurance company to his bulldog owners, looked at all the documentation from Embrace and was quite impressed (perhaps shocked) with what Embrace was willing to cover. I think you'll probably see him send a few clients your way in the future. Thanks, Embrace! Muchacho is completely back to his goofy active self, and I appreciate you sharing the financial load.
  • INSURER: Embrace
  • POSTED: 11/27/2013
  • BY: Ryan
  • BREED: French Bulldog
  • AGE OF PET: 7 - 10

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4

out of 5

Good coverage but slow claims processing

The people at Embrace are friendly and helpful, and the coverage is comprehensive and includes conditions other companies exclude, but it takes a couple of months to get a claim processed. (I received word today, 11/27, that my claim from 9/25 has been processed.) When I asked why, the answer was that they are training new employees. However, I submitted two claims over a 6 month period, and the wait time was close to two months both times, so that answer doesn't seem sufficient. Still, I appreciate the level of coverage and would recommend the company on the basis of that.
  • INSURER: Embrace
  • POSTED: 11/27/2013
  • BY: Claire
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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1

out of 5

Great company...if you never make a claim

Petsecure is happy to take your monthly premiums, but if you have to submit a claim - be prepared to be disappointed. Claims take over a month to be paid out, and then they get revenge on you having the audacity to submit a claim by increasing your premiums and decreasing your coverage. Our dog had a skin condition which required diagnostics and treatment, the claims were paid out (albeit slowly) and our dog made a full recovery. After being off medication with no claims for 7 months, we received a letter that our claims would only be covered at 60% going forward! They look at your previous 2 years of claim history - so if you have a large claim, expect to have your co-pay increased for a 2 full years after the claim. Not worth it!
  • INSURER: Petsecure
  • POSTED: 11/26/2013
  • BY: Beth
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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5

out of 5

Healthy Paws Insurance has given us peace of mind

I love Healthy Paws insurance! We have four terriers and cover them all. Recently the "good one" ingested a piece of chew toy, only we did not suspect he had eaten something because he is the "good one". There were trips to emergency clinic, vet office, specialists and ultrasound and surgery over 72 hours before discovering the problem followed by. three days in doggie ICU. All of this resulted in massive bills. Healthy Paws had multiple reimbursement checks to me in less than a week after filing the claims - which is so easy! We were incredibly grateful to not have to worry about the cost at the same time we were so worried about our little boy. The customer service folks are so nice and they even follow up just to check on him after paying the claims.
  • INSURER: Healthy Paws
  • POSTED: 11/26/2013
  • BY: Kim
  • BREED: West Highland White Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Wonderful service & company

These are great people!! We adopted a dog and different friends recommended pet insurance. We shopped around and went through the different reviews of pet insurance companies online. Healthy Paws had great reviews so we chose this company. Of course it's a big decision to pay just another monthly premium these days ... We had the same concern. We just thought it wise since our dog was not a puppy. We could not believe it when a short while later, our dog hurt her leg. Of course we took her to emergency care. Imagine our surprise when we submitted the bill and were promptly paid by Healthy Paws!' And add to that prompt processing, the people there sent caring follow up emails to check on our dog's progress in healing What great people!! I highly recommend this company!!
  • INSURER: Healthy Paws
  • POSTED: 11/26/2013
  • BY: Sandy
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Quick

Quick turn around for the claim, very helpful and personal with calls to check on my pet.
  • INSURER: Trupanion
  • POSTED: 11/26/2013
  • BY: Dallas
  • BREED: Poodle
  • AGE OF PET: 0 - 3

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5

out of 5

Quick

Quick turn around for the claim, very helpful and personal with calls to check on my pet.

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5

out of 5

Great nsurance for the price

My chihuahua was diagnosed with stones in her bladder. The staff at Healthy Paws gave me fast & courteous answers to any questions I had. They follow up on her recovery, and best of all I received the reimbursement check within 1 week of submitting my claim. I would highly recommend Healthy Paws Insurance to all pet owners.
  • INSURER: Healthy Paws
  • POSTED: 11/26/2013
  • BY: Lorraine
  • BREED: Chihuahua
  • AGE OF PET: 7 - 10

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5

out of 5

Attention to Detail and Customer Satisfaction

I have had Embrace Insurance for my Bull Mastiff she since was 8-weeks' old. The past 2-1/2 years w/Embrace standing behind her health and well-being have been very reassuring and comforting to me. They have been there for her routine canine well being and her mischievous acts affecting her health. Laura Bennett and the entire Embrace Team make having pet insurance well worth every dollar and are eager to make the process easy! I look forward to adding a new puppy to our policy come the end of December when a French Bulldog puppy arrives for Xmas.
  • INSURER: Embrace
  • POSTED: 11/26/2013
  • BY: Jon
  • BREED: Bullmastiff
  • AGE OF PET: 7 - 10

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