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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Embrace Pet Insurance has great customer service

Embrace Pet Insurance has been fantastic so far. On-line submission of claims makes it easy. Customer service responds quickly and according to the policy. Costs to visit the vet have steadily risen over the years. Embrace is affordable and gives me confidence to know that if anything major we're to happen, we would be covered. And...it has helped with the common issues. I'm not hesitant to see the vet when we need to. Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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1

out of 10

Terrible

Look all insurances, it's a scam. They make their money by denying claims. This insurance is garbage and worthless. Don't bother wasting money on it.
  • INSURER: PetFirst
  • POSTED: 09/05/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I tell everyone to go to Trupanion

I truly don't have a single complaint. I can't say it's the cheapest insurance but as they say, you get what you pay for. I insured my fur-baby days after she came home. She was diagnosed with a liver disease a mere 2 months later. Trupanion paid for everything as promised, fast and without any arguments about what was covered or not. They continued to do so test after test, procedure after procedure. They checked in on her. They fixed errors in reimbursement almost the second they were identified. Best of all, they didn't increase my rates exponentially because I dated to use the insurance I purchased. I have not been let down by Trupanion yet. As her disease progresses, I know I can at least have one less thing I need to worry about and I couldn't be more grateful. It's heartbreaking enough without having to think about the financial component.
  • INSURER: Trupanion US
  • POSTED: 09/05/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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3

out of 10

They pay less but we don't!

I just received an email from the company saying that after they did a 24 month review they are reducing their coverage from 80% to 50%. I called customer service and asked if I was being reduced because I was submitting claims and using the plan. They answered yes. Then I asked if it was true that I would not be getting a reduction in my premium. Again correct. I was told that in six months they would review it again and it may be changed again. I have had to switch companies before and now it looks like I will have to again which is too bad. For the most part they have not been unreasonable.
  • INSURER: Petsecure
  • POSTED: 09/05/2017
  • BY:
  • BREED: Shiloh Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Great Service

I have been using Embrace beginning with our first Berner, 7 years ago. They have always been very responsive and wonderful to work with. I would highly recommend Embrace for anyone with a pet!
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: Under a year

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10

out of 10

Worth the extra money

Was hesitant about getting insurance for my dog. Have never needed in the past and figured what the hell. What made my select these guys is the pay out with no limits. I got to put it to the test 8 months in when my pup ate two large socks and had a minor obstruction. $3500 later I get a check for 90% -$500 deductible. Currently I am using the insurance monthly due to allergies my golden has. Everything from his bathing supplies and medication and shots are all covered. I would not hesitate getting insurance again has saved me a boat load.
  • INSURER: Trupanion US
  • POSTED: 09/05/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: Under a year

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10

out of 10

Trupanion: shines light into dark times.

I completed a spreadsheet to calculate the amount I would spend on insurance premiums over 18 years and the amount actually spent on cats who have been pets in my family over the past 30 years. Even the cats who only went to the veterinarian during their last year of life, I discovered that bills for gum infection and other treatable conditions that are increasingly common in cats over age 10, cost more than insurance premiums alone over the lives of those cats. In other words, 10 years of premiums costs less than veterinary bills for treatable conditions in the 11th year. My cat, Freddy, was my family's first pet with health insurance. He received cancer treatment during his 16th year of life. He completed treatment. He lived for 13 months with zero vet visits and no obvious symptoms. He died at almost 18 years old. I have two cats now who also get all the care they need.
  • INSURER: Trupanion US
  • POSTED: 09/05/2017
  • BY:
  • BREED: Domestic Longhair
  • AGE OF PET: Over 8 years

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10

out of 10

Perfect Service in a Timely Manner

We have had Embrace for 1.5 years and they are absolutely fantastic. Our dog has had 2 knee surgeries which include X-rays, surgeries, medication, rehab, etc... and Embrace has handled our claims in a professional and very timely manner. Each time we've received our claim refunds in about 1 week. Not to mention, the customer service staff are friendly, outgoing, and very helpful.
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Relief for when you have vet expenses

I have the wellness on my cat who has allergies that pop up every year and he scratches his fur until his skin bleeds. So once a year he gets an allergy shot, in a couple of hours he stops scratching and I feel so much better. I know that the cost for the shot will be covered and Embrace keeps one informed and payment is quick which really matters because I live on Social Security. The other day my vet asked how I liked Embrace and I told them it was the best thing I have invested in. He has people asking for referrals to animal insurance companies. I told him to have his clients call me about Embrace. A very happy client so far! I can give my cat the medical care he needs and deserves because of Embrace. By the way, Embrace will even pay for nail clipping which my boy will not allow me to do!
  • INSURER: Embrace
  • POSTED: 09/05/2017
  • BY:
  • BREED: Domestic Longhair
  • AGE OF PET: Over 8 years

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10

out of 10

Best purchase I've made

I've had the ASPCA pet insurance for several years and it's one If the best investments ever. I have a Jack Russell who is an accident waiting to happen. The folks at the company follow up and check in her, claims are posted on their website And paid quickly. I recommend them to Family and friends.
  • INSURER: ASPCA
  • POSTED: 09/05/2017
  • BY:
  • BREED: Jack Russell Terrier
  • AGE OF PET: Over 8 years

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