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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Excellent

This is my first experience with pet insurance. I have been so happy with Trupanions service and quick payment. Telephone reps were helpful and easy to get to. They keep me updated by email on how the claims are going.
  • INSURER: Trupanion
  • POSTED: 03/12/2014
  • BY: Katie
  • BREED: Whippet
  • AGE OF PET: 0 - 3

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5

out of 5

GREAT INVESTMENT!

We have two giant Doodles and enrolled with Embrace when they were pups. They are two now and we are so glad we chose Embrace! It could not be simpler! Our claims are sent automatically from our vet and we usually recieve an email from Embrace within 24 hrs! When they review the claim, they use direct deposit to send our funds. It is all very quick and we have NEVER had to call and fight for a claim! No fine print, no tricks! Unbelievable!:) I was skeptical, at first, because of my experience with "human" health insurance but we are so impressed. If only our medical insurance was this great! We have definitely gotten our moneys worth. AND, we have peace of mind that in the unfortunate event of an illness or injury, we will be covered. This is truly one of the best run businesses that I have dealt with. Thank you EMBRACE!:):)
  • INSURER: Embrace
  • POSTED: 03/12/2014
  • BY: Denise
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Grateful for help with medical bills

Having Embrace for my 15 month old mixed yorkie rescue has been a lifesaver since I wasn't sure how I would come up with the money for her medical bills. Once I pay the vet and the bill is faxed to Embrace, the checks are processed from Embrace within a two week period and I use that money for the next medical test/office treatment she needs. We are getting closer to understanding my dogs medical issues, and I am very happy I took out this policy. I never had insurance for any of my pets in the past. We have a policy for medical issues not wellness plan.
  • INSURER: Embrace
  • POSTED: 03/11/2014
  • BY: Valerie
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Having the insurance was truly helpful.

Trupanion responded quickly to our claim. We were pleased with the detailed receipt. The check arrived about 10 days after the claim. I never had pet insurance before and I would recommend that everyone have it.
  • INSURER: Trupanion
  • POSTED: 03/11/2014
  • BY: B.Bowman
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Having the insurance was truly helpful.

Trupanion responded quickly to our claim. We were pleased with the detailed receipt. The check arrived about 10 days after the claim. I never had pet insurance before and I would recommend that everyone have it.
  • INSURER: Trupanion Canada
  • POSTED: 03/11/2014
  • BY: B.Bowman
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Glad I Made The Switch!

I have 2 dogs, both of whom had been insured under the ASPCA insurance plan since they were puppies. Time after time I had to "fight" with ASPCA over just about every claim. After extensive research of all of the other available options, I switched to Healthy Paws just under a year ago...and, I'm glad I did. One of my dogs was diagnosed with cancer (he's cancer free now!) and the bills, as you can imagine, were quite hefty. I was amazed that less than 24 hours after submitting my first claim I received an email that it has already been processed. My reimbursement check arrived in the mail a few days later. This wasn't a fluke...subsequent claims were processed within hours of submitting them. My only regret is that I didn't join Healthy Paws sooner!
  • INSURER: Healthy Paws
  • POSTED: 03/11/2014
  • BY: Jeff
  • BREED: Brussels Griffon
  • AGE OF PET: 7 - 10

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5

out of 5

Worth every penny!

Before getting Truepanion for my puppy, I had another insurance company. I won't name names, but it starts with an "E." That company did everything they could to get out of paying for my pup's claims. After four different claims being rejected I switched to Truepanion. Not only do they pay for the claims, but their customer service is very good. I just submitted a claim last week for my dog's $2,000+ surgery. They've already emailed me that they are processing the claim. I can't recommend them enough!
  • INSURER: Trupanion
  • POSTED: 03/11/2014
  • BY: Nicole
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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5

out of 5

Worth every penny!

Before getting Truepanion for my puppy, I had another insurance company. I won't name names, but it starts with an "E." That company did everything they could to get out of paying for my pup's claims. After four different claims being rejected I switched to Truepanion. Not only do they pay for the claims, but their customer service is very good. I just submitted a claim last week for my dog's $2,000+ surgery. They've already emailed me that they are processing the claim. I can't recommend them enough!
  • INSURER: Trupanion Canada
  • POSTED: 03/11/2014
  • BY: Nicole
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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5

out of 5

Made all the difference in my puppy's care!

I was a new pet owner when I got my puppy in August. I wasn't sure if pet insurance was really worth it. But my vet at our first appointment insisted that it was a good idea over the life of my pet. Well, it's been so worth it and my pup is still only 8 months old. Gia was diagnosed with elbow dysplasia at 6 months old. I had noticed she was limping and that it was worse after playing at the dog park. We got a couple of opinions (all covered by Embrace) and surgery was recommended by everyone. Gia had surgery 2 1/2 weeks ago - arthroscopic surgery on both elbows. But the surgeon found during her surgery that one elbow was worse than we had hoped. He had to do an osteotomy in order to realign the bone. He also recommended stem cell therapy to bring down the level of inflammation that she had been enduring. I got a pre-certification with Embrace before surgery and I can't tell you how delighted I was, not only with their quick response, but also with their "embrace" of alternative therapy. I went into Gia's surgery with a lot more confidence knowing what was covered and by how much - nothing had been excluded by Embrace. The surgeon's office sent the records and bill to Embrace on March 5th and today the 11th I already have the EOB and payment. Embrace is simply amazing! Gia and I will be with them for her whole life. And Embrace employees are great, too - always responsive, very nice and reaching out to show concern for my puppy. I can't give them a
  • INSURER: Embrace
  • POSTED: 03/11/2014
  • BY: Janice
  • BREED: Labrador Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

ACL and Thyroid Claim

They are on top of the claims and it is very easy to work with. I love them!
  • INSURER: Trupanion
  • POSTED: 03/11/2014
  • BY: Paula
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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