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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Good coverage but they do raise premiums

I have had 4 dogs on Trupanion for about 1 year now. I specifically picked them over PetPlan because Trupanion does not raise monthly premiums as your dog ages - so imagine my surprise when I got an email saying two of my dogs premium were going up over 30% and the other two about 8%. If I want to keep the same monthly premium I would have to increase from a $0 deductible to a $200 deductible - BOGUS. I can totally understand a 8% increase, vet fees do increase, etc. But 30% (from $46 to $61) really does seem excessive to me. Plus no multiple dog discount may be enough for me to switch. On the good side they have paid out awesome - fast pay out. They do have a long waiting period which is something to be aware of.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

Bilaterial Hip Dysplasia - AWESOME PROVIDER

My sweet puppy has a diagnosis of severe bilateral hip dysplasia at the age of 6 month. I am ever so thankfully my Tucker is covered with Embrace Insurance. Not only did they allow me to get second opinions they approved surgery and the rehabilitation program to accompany Tucker’s recovery. I submitted the estimates and Embrace ever so promptly determined the procedure and rehab would be approved and have processed every claim so promptly – incredibly prompt! Having Embrace is allowing my Tucker to have best chance of recovery. These procedures and rehabilitation are expensive and with Tucker’s insurance my puppy can get the required surgery and treatments to give him the best pain free life he can have and that is thanks to the OUTSTANDING INSURANCE PROVIDER! Embrace does all of this with professionalism and compassion. This insurance is fabulous and I would recommend it to EVERYONE. You are safe with Embrace! Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Collie
  • AGE OF PET: Under a year

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7

out of 10

Greyhound emergency

I own greyhounds, 1 AKC Italian and 1 AKC Standard.I have been in dogs professionally for 35 years. I choose greyhounds to fancy partly because there are fewer health problems associated with the breed. Recently my big guy went to the vet for a intestinal blockage, I am fully aware of bloat in large deep chested breeds, but this was different and luckily the blockage disappeared. Not before many costly X-rays and late night weekend care. I chose ASPCA because they pay. While I do not agree with some of the organizations stands, I do know the level 3 coverage pays, is easy to file and I believe fair.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

Rehab Covered Too - WOW!

Words don't even begin to express the "WOW" that accompanies having your pet covered with Embrace. My pup suffered bilateral hip dysplasia. Not only did Embrace cover the FHO (surgery), they cover the rehab as well. This allows my pup (only 8 months old) to have the best shot of recovery available to him. Rehab is very expensive -- worth it clearly -- but no small claim. Not only is this covered the reimbursements are so prompt - in some instances less than 72 hours - WOW. Customer Service is awesome, every representative I speak to is knowledgable and kind as well as caring - another WOW! Then get this WOW -- they provide exceptional coverage. Not all providers cover the things that Embrace has. I did my homework when selecting this insurance. I had a very unfortunate experience with another pet insurance provider. So I learned a lesson the hard way with that other carrier. I know what I speak as to providers and Embrace - WOW -- they are AMAZING and offer a SUPERIOR product. This provider has allowed me to get the best care for my sweet pup and believe when I say -- not all insurance companies are that way -- THANK YOU EMBRACE!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Collie
  • AGE OF PET: Under a year

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9

out of 10

Great to have...

We decided to get pet insurance for our Yorkie. Being that they are smaller dogs, and quite possibly more prone to having issues, we thought it would provide us with the security of knowing we would never have to choose between our pet’s health and our pocketbook. As many of you know or will find out, dogs are really a part of the family…we see our dog like he is just another kid. With that said, we never want to compromise our ability to do what we can for him. Having pet insurance allows us to do just that. The ASPCA org. is very good in terms of customer service and we have been satisfied with the level of coverage that they provide.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

Simply the Best Pet Insurance

I have been with Pets Best coming up on 4 years. I have seven pets insured. Pets Best has definitely paid many times over for itself. I hear people say why not take the monthly fee (all of $30 or so) and save it for health care. Well that won't make a dent for a long-term illness that can cost thousands over the years. My cat Bandit has diabetes and Pets Best has already paid thousands on his illness. My dog Sadie had three MRI studies totaling about $3400, and we got 80% refunded to us within 10 days with direct deposit. There is not way I could have saved that kind of money in the bank, so I had to put it on my credit card and thank god we could pay it off with the insurance coverage. Some companies, as another reviewer mentioned, offer deductibles per year rather than per incident, but I would be careful with those companies as their per incident limits are usually quite low in comparison. Other insurances rarely have such high per incident limits, which is really most important. Pets Best make it so easy for me to get reimbursed because they cover almost everything unlike other insurances who have a schedule of benefits with strict limits. My only desire for the pet insurance industry in general is to have a program for people who do not always have the money up-front to pay thousands of dollars for a major illness.....we are stuck if you don't have any more credit. Thanks Pets Best for being there.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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9

out of 10

Thank God for Pet Insurance!

I adopted a little pomeranian that was in good health...but he was older. They estimated about age 8. I knew that his health would catch up with him and I knew that Pet INsurance would be a great idea. thanks GOD, I did it! My poor little guy has had several trips to the vet and tests, etc. If i didn't have this insurance I would be out a lot of money.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: Over 8 years

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9

out of 10

Excellent Service

Embrace was so helpful when my dog Bruiser needed an MRI and possible surgery on his spine. Every representative I spoke to was compassionate and extremely knowledgeable. I truly appreciate their stellar customer service, and genuine concern for my dog. Embrace covered most of my expenses, which I wouldn't have been able to afford on my own. I'd recommend Embrace to all loving pet owners.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Spanish Hounds
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing and quick service

When my puppy was injured and we took her to the emergency vet I had my reimbursement check back within 10 days - but I'm amazed that for her spay surgery last Monday, and turning in her claim on Tuesday, I had the check by Saturday. I also appreciated that I received a personal phone call from a customer service rep to let me know that I would be getting a premium reduction for an error that was made and it was just sent back to my credit card. I believe I will be with PetsBest for the rest of my pets lives!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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8

out of 10

Peace of Mind

We lost a pet at only 2 yrs old from AIHA after spending thousands to save her, even traveling to OSU for research. We knew we needed something to cushion such a large expense and found that with PetsHealth. We have had their plan since getting our latest dog who is now 7 yrs old. She was recently diagnosed with Diabetes and the offset of cost with the insurance has been quite helpful. I would suggest it for any pet owner who would ordinarily consider expensive treatments but would like a small portion of the expense covered.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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