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As a consumer protection attorney with over 20 years experience I am very attuned to whether or not a business performs as promised. Healthy Paws offers pet insurance with an annual deductible that pays a percentage of the price your vet charges you for services. There is no argument about the value or the cost of the services provided so long as they are provided by a licensed vet. They process claims which can be submitted directly on line quickly and hassle free. Plus they have a caring attitude. I am a satisfied customer.

I reviewed a lot of insurance companies and also talked to my friends about which insurance to choose. Finally I choose Healthy Paws and I am so glad that I did this. My dog Zaza has a very serious skin problem. Many trips to the dermatologist vet at UC Davis where needed. Healthy Paws handle my claims very promptly and in addition it is very pleasant to deal with them.This insurance is just great and I recommend it to all of my friends.

I have had other pet insurance, but will now only use Pets Best. Our dog has allergies and we see specialists along with our regular vet. There has never been an issue with the number of visits. Payment is easy at 90% for our policy. None of the reasonable and customary stuff. Filing a claim is so fast and easy. I use the on line service. Payment is also fast and easy. I have told all my pet owner friends about Pets Best. When your pet is ill your do not want to worry about what is covered, filing a claim and when will you be paid. The representatives I have spoken with are so knowledgeable and understanding.

Embrace may be a bit costly up,front but is ABSOLUTELY WORTH IT!!! They process claims quickly, are fair, follow their guidelines and the customer service is excellent. If you have a breed prone to issues, insure them with Embrace ASAP. I have had 2 Yorkies with knee and hip problems and it has been worth every penny. Not to mention, the insurance has allowed me to,get help,for,my dear ones when I did not have enough savings to cover the costs.

Belle had a terrible stomach ache that lasted for many days with diarrhea and vomiting. She ended up very dehydrated and needed veterinary care. She spent two nights in the hospital on IV fluids and antibiotic. Her tests did not show any GI obstructions but she did show overgrowth of the natural bacteria in her stomach. She came home with more antibiotics and probiotics. At home she did well for a couple of days and then the symptoms returned. She went back to the vet for a half day of observation and some subcutaneous fluids. She slowly recovered over another week at home and is now back to her normal goofy self.

Belle had a terrible stomach ache that lasted for many days with diarrhea and vomiting. She ended up very dehydrated and needed veterinary care. She spent two nights in the hospital on IV fluids and antibiotic. Her tests did not show any GI obstructions but she did show overgrowth of the natural bacteria in her stomach. She came home with more antibiotics and probiotics. At home she did well for a couple of days and then the symptoms returned. She went back to the vet for a half day of observation and some subcutaneous fluids. She slowly recovered over another week at home and is now back to her normal goofy self.

The love of my life, my male black lab, Raven (13.5 yrs, blind due to retinal degeneration, "old dog vestibular" imbalance, Stage II Mast Cell tumor removal,and Canine Cognitive Dysfunction/"Doggie Alzheimer's"). All of this except blindness within the past 6 months. With all the stress of moving from KY to NC and changing vets to finally now having one that does hospice and house calls, ASPCA has not only worked with me on claim submission and called when they haven't seen a claim for a while, but they have called twice just to ask how Raven is, how I am, etc. They are genuine - as are the dogs I hear in the background that the employees bring to work with them; love that. It's almost impossible to insure a dog over 10 years. ASPCA insured Raven at the highest level of coverage available at a very reasonable cost. My submissions last week to them (inc. imaging at UT) was over $3,000. The woman on the phone didn't comment on my waiting to submit so many at once except to say that if there was any way ASPCA could help as I deal with the knowledge that my baby is dying, don't hesitate to say so. As a nurse, it was rare that I saw people treated this well - and definitely not from our health insurance or the hospital business office. Raven's 7-yr-old sister Emily (yellow lab with ITP) is also insured with ASPCA. What I have written still doesn't describe the depths of my gratitude for them. I've had other insurances and they have been nightmares. ASPCA is a dream com

We went to France for 5 months and took our German Shepherd dog with us. When she got bronchitis and had severe problems breathing, we took her to 3 different vets. We weren't sure if our Embrace policy would cover us abroad, but thankfully it did. The staff was very helpful and fast in processing our claim. Merci beaucoup!

I have had Embrace since my dog was a puppy, six years ago. Seems I pay my policy but it never pays me for claims. Maybe time to investigate other pet insurance carriers. Service us great but disappointed in the policy.

Healthy Paws Pet Insurance is a God send to us and our dog Annie. After owning a dog with many health issues and no pet insurance, we were very aware of the costs that can add up in the lifetime of a pet. When we adopted Annie, we researched this site for the highest rated pet health insurance. Healthy Paws was the highest rated and seemed to be the easiest to navigate. After owning Annie for only one year, a mammory tumor was found. We knew that she needed surgery right away, along with tests, X-rays and biopsies. With Healthy Paws, paying for her care was never a concern. I tell all of my pet parent friends about Healthy Paws Pet Insurance!