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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

PetFirst works for us

We have 2 adult Dobermans, rescues, and both are covered by PetFirst. We paid $51/month for both dogs last year, and more than broke even on that fee with the reimbursements we received on our (large) vet bills. We haven't had any real accidents/illnesses yet, but I highly recommend PetFirst as a good value on routine care and the small incidents that dogs get themselves into. The omcpany's customer service is generally pretty helpful, and while it takes a while for claims to be processed, the wait is not usually overly long.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: 1 - 8

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8

out of 10

So glad Skippy is covered by PetsHealth.

I purchased PetsHealth Care Plan for Skippy, my Lhasa Apso when I got him 6 years ago. Skippy was recently diagnosed with glaucoma and PetsHealth has reimbursed 80% of his expenses. Having PetsHealth has been the best choice I've made in regards to Skippy's care. PetsHealth has always been there for Skippy and I'm able to provide the best care for him and it gives me peace of mind.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Lhasa Apso
  • AGE OF PET: 1 - 8

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9

out of 10

Great experience with this company

I have had this pet insurance on 2 dogs for 3 years. It has been very good, reimbursing me some amount for every vet appt I have taken my dogs to.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Great people to deal with

A friend of mine recommended Embrace to me, and after researching several other companies I decided that this were the company for me.When my dog was injured, I submitted the bill, and in no time at all a check was sent. They followed up to see that I recieved it, only to discover that it was missing, due to post office error. Another was issued with no delay, no hassle. Everyone I have dealt with at this company has been warm, helpful and friendly.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: 1 - 8

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1

out of 10

WORST CHEATERS EVER!!!!!

This company is highly corrupted. I called one year ago because apparently my insurance covered NOTHING within the first year of constant veteran visits with our new puppy. When I spoke to their representative she offered a more expensive plan however, I made it very clear that I was no longer interested in doing further business with them and I wanted to CANCEL the plan for other options with another company. Quite frankly the operator was VERY rude and snobby, she never informed me of a cancellation email, so I took her word for it and naively thought it was taken care of. Now a year later, I receive and email 'renewing' my already cancelled services. I am just frustrated by their need to swindle a common customer. If they can do it to me, then they can do it to whomever they please. Their business etiquette is very questionable and continuing any type of business with them is NOT recommended. VPI Insurance has been very help and that is a company I would recommend for pet insurance. I personally find it ironic that Pets Best also founded VPI, however their management is profoundly superior.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: Under a year

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10

out of 10

All Pets Need Health Insurance

After spending the cost of a new car on the medical bills of my last cat, because of various conditions throughout the years and the last months before she died her bills were extremely expensive. We got her at the age of two and she lived to be seventeen. When I got her,the Vet suggested Health Insurance. I was sorry I didnt get it. Don't let this happen to you. As soon as I purchased my Persian kitten, that was the first thing I did. We have used the insurance to cover his neutering and a bacterial problem. We have Health Insurance on ourselves, so why not our furry children. ASPCA claims are easy to submit and reimbursement is quick.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Persian
  • AGE OF PET: Under a year

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10

out of 10

Prompt and Courteous Service

Our Swiss Mountain Dog, Caly, was diagnosed with a likelihood of bone chips in her left elbow. Impossible to see, the only real way to determine the source of her lameness was surgery. Further the orthopedic surgeon recommended doing both sides because of the frequency to which this is a bilateral problem. The surgeons at Alpenglow offered a very fair price on the diagnostic of second elbow, and billed it as a seperate claim. The good folks at Embrace, without hesitation, included this billing in our claim, and promptly paid the 80% covered in our policy. Not only were they prompt and accurate in their handling of the claim, we have since received 2 inquiries from the Embrace staff as to Caly's recovery and condition. To us, this represents the manner in which our Embracers demonstrate their genuine concern for our pet.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greater Swiss Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Great Pet Insurance Plans

I initially purchased PetFirst Insurance for my Shih Tzu puppy 3 years ago. My experience thus far has been superb. While I have not had any serious medical issues with my furry friend, each of his routine medical visits, his neutering surgery, dental cleaning, etc have been covered without a hitch. The first year I was reimbursed more than the premium I paid, the second year it was pretty close. I recommend PetFirst very highly.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Absolutely Satisfied, Every time!

I have had all my cats insured by Pets Best for over two years now. I've used the insurance for both illnesses and emergencies, several times. My cat Bugsy has had some health problems since last October and had to go to the vet numerous times, including a trip to the ER. The claims are very simple to fill out, the process is quick and easy, the customer service is superb and usually within7 business days I get the money back deposited directly into my checking account by direct deposit. To this day, I have never had a problem with them... Never had a claim denied, a service that was not paid, a payment that was delayed... In fact, I don't think I was even on hold on the phone for over 2 minutes whenever I called in to talk about my plan or to check on a claim, which is rare nowadays. The claim is only one page long, it comes out of the computer almost completely filled out with my information, and all that is left to do is the vet to put in the diagnosis, date, sign and send it in, which can be done by uploading right in their site, by fax or by mail. They also have the option to pay straight to the vet if your vet accepts this arrangement, another nice feature I have not seen in other companies. I had nothing but great experiences with Pets Best, and highly recommend the company to anyone who is shopping for insurance... It is a huge peace of mind to know my babies will always be taken care of whenever they need medical attention!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Ragdoll
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome

Our dog Precious is a beagle and we have had her for 7 years. She is very smart and has brought us many years of happiness. My husband and I decided that as she grows older,we want to make sure that she has great care should she require serious medical care. She is very curious and loves to go camping with us. We chose the plan that met our needs and have submitted several claims that were processed in a timely manner.I was impressed at the different types of plans,coverage and affordability. I have called ASPCA and have always received courteous and helpful information regarding my needs and questions. I would recommend this insurance to anyone thinking about the importance of insuring their pets.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Beagle
  • AGE OF PET: 1 - 8

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