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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

1

out of 10

One of the WORST

I've been with PetCare since November 2006. First they raised my premiums, then they raised the deductible and guess what I got in the mail today? A letter stating that they are going to raise my monthly premium from $58.00/month to$83.00/month!!!! What the heck? They say the increase is due to increases in vet costs as well as the number of claims I've filed. I filed 3 claims this year but they were for a total of $210!!! I can understand a $5 or even $10 increase but a $25.00 increase is just robbery. I wish I had gone with another pet insurance company and not PetCare. This company is one of the worst ever. I will be spreading the word to every pet owner I know. Shame on you PetCare!!
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

peace of mind coverage!

Embrace had been such a blessing to our family. We own an english bulldog, should I say more? Our dog was born with a congenital disorder. If we didn't have Embrace we wouldn't of been able to give him a second chance at life. We appreciate the caring staff and there professionalism. We will always use Embrace for all of our future pets. You just never know when you'll need it.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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9

out of 10

No monkey-business reimbursement

I have had a policy through Petfirst for two years now and they have never disputed or tried to deny one of my claims. The policy has already paid out more to me than I had paid in, and have been equitable and helpfull at evey step
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Fast response to claim

Embrace's claim process is easy and fast! I was impressed by the easy of submitting a claim and the amount of communication regarding my claim. Everything I read about Embrace before coming a customer is true!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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8

out of 10

expensive possibly but pretty good

Our pet experience is to young yet as she is only 18 months old. We have the insurance to insure our peace of mind that we are taking good care of her.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

So Glad we had Embrace Pet Insurance!

I was glad we had Embrace when our dog Terra started to experience strange symptoms. It was late and we were about to go to bed, but we decided to take her to the Emergency Vet instead. Terra had developed pyometra and needed emergency surgery ASAP! If we had gone to sleep she probably wouldn't be with us today. She almost died in surgery when her infected uterus burst and another doctor who decided to stay and help came out to tell us it wasn't looking good. Luckily, she was a fighter and she pulled through and began healing surprisingly well. I couldn't help thinking while she was in surgery "I sure hope Embrace comes through for us" It was definitely NOT CHEAP! Terra's ordeal cost us 4,400 bucks and although we would have paid anything to get her better, we were not in a position to spend that type of money. Everyone thought we were crazy! Thanks to Embrace, we were reimbursed $3,009 after our deductable and copay, which sure was a relief. Embrace was great! I always knew what was going on with my claim every step of the way. An agent always emailed me with updates, when the claim was done, when the check was going out and even to make sure we received our check. We had our check before Terra was even fully recovered. I was VERY impressed with their customer service! Even got an e-mail just to see how Terra was doing weeks later, which was nice. I hope to never file another claim like that again, but I'm sure glad we had Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Norwegian Elkhound
  • AGE OF PET: 1 - 8

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2

out of 10

Not worth the money

I think it great to have pet insurance, especially when you first get a puppy and just to have it just in case something was to happen. I own a bichon frise, and he has gotten sick alot with allergies. ASPCA, only covers certain items and covers 80% of what they think a vet should charge. I found a great vet in my area, but she is pretty pricing, but I feel so comfortable with her. An example, my dog just had a heartworm test, $75, ASPCA, only covered $35, times that my 80%, I recieved $28 refund. I have had this insurance for 2 years, since my dog was 8 months old. I will not be renewing this insurance.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: 1 - 8

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10

out of 10

very happy that i have this ins

I'm so glad that we have insurance on Ruby..she was so sick that she needed 24 hours of care for aleast 3 days being in the hospital. I didn't care what it cost... cause i knew we had insurance on her...
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Airedale Terrier
  • AGE OF PET: Under a year

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10

out of 10

Very happy with Pets Best!

My baby had a dislocated disc and fortunately i have pets best insurance, they gave me 80% of what i paid less the deductible in 1 week!!! talk about being fast!!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

Awesome

Everyone was very friendly and helpfull! Walked me through as it was my first time filing a claim. Wad quick and detailed on responding through email. Very happy I choose embrace for my cat
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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