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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

7

out of 10

Coverage and Costs

I adopted my dog Bene' two and half years ago from a shelter. She has filled my life with so much unconditional love I can't imagine her not in it. I got insurance for her immediately knowing the routine veterinary expenses can be costly. In August of this year, I adopted a kitten from a (what I found out afterwards to be) unreputable shelter. She came without being spayed and infested with ringworm. Both Bene' and I caught the ringworm as well. The kitten had to be quarantined for 3 months in my back bathroom. Some $3,000 later between vet, meds for Bene' and BooKaay compounded with Dermatologist and meds for me we all survived this ordeal. Thank goodness I had health insurance on Bene' at the time it eased some of the financial burden. I also have a policy on my kitten to cover her expenses with the vet etc. I would say overall the policy coverages are fair to good. The customer support people are wonderful and helpful. My only concern is what Hartville considers "fair and allowable". The vet expenses are somewhat higher here where I live versus somewhere else in the country. I feel that they should take less of a harder line with pet issues and related expenses than is now in place. Bene' was diagnosed with a luxating pitella at about 10 month old. I filed a claim only to be denied saying it was a congenital conditon that is not covered. My vet said that it was not the case. We both appealed the claim only to be told Hartville would not cover the expenses which
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

ASPCA is the best

When I adopted my first dog (Shamos)as a puppy, I asked my friends for some solid pet owners advice. What would they do over if they could do it again from the start as a pet owner? One friend told me - get pet insurance! Sure enough this has paid off, not only when poor Shamos ate rat poison from my building in NYC, but also when my second puppy, Belle, fractured her elbow joint. ASPCA has quickly and efficiently managed every claim and covered basic puppy exams and maintenance checkups as well as injury claims. They have a variety of plans based on your coverage needs and have a great online management system so you can easily submit and track your claims. You also get a discount for multiple pet coverage. Not to mention, this is an animal organization, not an insurance organization. They have a sincere interest in helping our pet community. I could not have afforded the vet costs to maintain my pups' health without them. Don't be fooled, you can't afford not to invest in pet insurance. Just do it! You'll thank me like I thank my friend every day!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Scottish Terrier
  • AGE OF PET: Under a year

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10

out of 10

Great!

I have nothing but good things to say about Embrace Pet Insurance. I have filed several claims and always received prompt, professional responses from the customer service representatives. They provide such an easy process for claims and of course if at any time I have a question, just a quick e-mail to them and I have a response usually within 24 hrs. I feel much more secure knowing that Chance (my Golden Retriever) is insured because he is just like my child. I want to be able to provide him with the best medical care, regardless of cost. Embrace provides a low monthly premium that does just that for me.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Life saver

This insurance was founded by a veterinarian. It is the best 37 dollars a month I have ever spent. So far it has covered 80% of emergency care due to seizures, surgery due to injury, monthly medications all costing into the thousands. Each seperate incident has a $100 deductible. This company has never taken very long to reinburse. Never longer than a month, usually within a few weeks. I find them very fair and consistent.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Springer Spaniel
  • AGE OF PET: 1 - 8

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10

out of 10

True Professionals and Caring People

It was Cloudys first Wellness Exam and they handled the claim in 3 business days and I had my money back in 5 business days. Embrace is a company full of the best professionals I have ever seen. They care about your pet as if it were their own. This is the best most outstanding compay I have ever dealt with. Embrace is the best insurance provided in the United States by far! I like them so much I sent them pictures of Cloudy! They Care that much!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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9

out of 10

Glad I have ASPCA PET INS.

Our 3 cats are now 11 and 12. I decided that now is the time to get health insurance for them. Many plans will not accept "older pets". ASPCA did! My Jeter vomited blood and I rushed him to the vet. ASPCA paid my claim promptly. I was very glad I had them
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Very Caring Company!

I had a miniature Dachshund, who was jumped on by a much larger dog and broke his back. He was in the Animal Hospital for a two weeks, and on many medications, but tragically succumbed to his injuries. Thank goodness for Pet Secure! They covered the majority of my costs for his vet stay, medications, even paid out a small life insurance sum when he died. They even sent out a handwritten card saying how sorry they were that I lost my pet.I haven't yet adopted another dog, but when I do, I will definitely be going with Pet Secure again!
  • INSURER: Petsecure
  • POSTED: 03/24/2018
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Embrace Treats Our Pup Like Family

The past eight months have been quite challengeing emotionally for my husband and I. Our 3 yr old boxer, Mable has been diagnosed with Kidney Disease, high blood pressure and they found a mass growing on her jawbone. Luckily we have a great vet and Embrace to help us through the many surgeries. Mable is like an actual child to us and we would do whatever it takes to keep her healthy. Thankfully, Embrace has helped us through financially without hassle. Not only have they not denied us on reimbursement but, they ask how she's doing and send belly rubs and kisses! Their support is warm and sincere and I couldn't recommend a better insurance provider for your child...I mean pet!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Great Insurer

Wow so many negative reviews. I have had Ins with Petcare since 2003 and have only had to submit 2 claims but everything was paid. The second claim was for emergency treatment and was taken care of right away.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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10

out of 10

Quick, personal,and professional service

Yeah to Embrace! I was surprised how quickly and efficiently my claim was handled. Being that I work in the health care industry (with people, not pets) myself and deal daily with the run-around that most often occurs before settling claims, I was expecting to have to fight for my reimbursement when my dog needed vet care. Embrace was so professional to work with; an agent was available to speak with upon one call, the claim form was easy to fill out, I received immediate feedback regarding the status of my claim, and reimbursement was in the mail within 2 weeks. I know some major Insurance companies that could learn a thing or two about customer service from Embrace. Keep up the good work!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED:
  • AGE OF PET: Under a year

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