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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Wish I had signed up the day I brought pup home

I have an active Lab pup who, at least for now, has no reliable "pause" or "stop" button. As a result, he frequently gets scrapes and scratches, some of which result in infections. My claims to Embrace are handled quickly and accurately -- their customer service is top notch! Just wish I had been savvy enough to insure him the day I brought him home, instead of waiting. Before I signed up, he developed a skin condition, which required intensive treatment and which then was categorized as pre-existing. I'm happy to refer all my friends to Embrace. I think they're doing a super job, and I'm glad I signed on!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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9

out of 10

Great coverage, great communication

I have not one but two kittens, and decided that the best thing I could do for them would be to have pet insurance. Embrace came highly recommended. This review is regarding a skin problem for one kitten: diagnosis and treatment of eosiniphilic granuloma. Embrace notified me immediately upon receipt of the claims related to my kitten's diagnosis and treatment. They took just over two weeks to make a determination, and are covering 80% of the bill after the annual deductible was fulfilled - leaving me paying less than $250 instead of more than $700! While I expect to wait another week or so for the reimbursement check, Embrace DOES offer the option of direct deposit - probably a faster option.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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1

out of 10

Unhappy with excuses.

I am not happy at all so far with Embrace. They began by requesting far more information about our new puppy than any other insurance company. I have a cat insured with VPI and they have paid all claims from the very beginning for that animal. Additionally, Embrace has a two week waitiung period after you sign up when there is no coverage at all. They have claimed that vet visits after the two week period were during the two week period, etc. Furthermore, you deal with several differnt people who all want more information on the same issues. Its like the left hand doesnt know what the right hand is doing. Very dissatisfied so far.+-
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Under a year

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10

out of 10

Wonderful insurance!

I have had this insurance for about 6 years and have been very happy with it. My pet recently had cancer, and I received almost 90% back from them every bill I submitted. The difference was because my vet charged more than they allowed for certain things. My dog passed away, but I will gladly buy insurance again in the future when I have another pet.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shetland Sheepdog
  • AGE OF PET: Over 8 years

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9

out of 10

Clearly explained, fair assessment of coverage

I have had experience with several other pet insurance companies. Yours is by far the best service so far. Katie's vaginal labial surgery came soon after we joined the plan. It was great to get a quick reassurance that you were working on our claim, a very clear summary of the costs we submitted, the costs you covered, and the reason for a small amount not allowed. There were no surprise reasons for noncoverage, no ambiguities, and no charges unfairly disallowed. I really feel that I can trust your company to live up to your promises and deal promptly and fairly with my claims. Thanks for great service so far! I will recommend you to others. I only wish you had plans for senior cats and dogs.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Best Dog Insurance ever!

Our dog was diagnosed with Pulmonary hypertension, PDA, Tricuspid Valve Dysplasia and other complications secondary to these over 6 weeks ago. His tests and medication alone have been about $20,000. Trupanian has been a lifesaving angel and have covered over $17500 of this amount.Before we got our first claim cheque, we thought that dog insurance was a joke and the company would cover barely anything. We were wrong! While Trupanian does not cover consultations, they have covered 90% of the cost of procedures and medication. We HIGHLY RECOMMEND Trupanian to all dog lovers and owners and are very grateful for their servces.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is wonderful so far

We decided to insure our new puppy after the experience of caring for a bone cancer victim who outlived her prognosis, which was great but very costly to us. Sifting through the possibilities Embrace stood out not only for the structure of their plans but the customer reviews really pointed to a company that stood apart from its competitors. We have not been disappointed. Wonder is only 18 weeks old now, but she has had the usual puppy troubles, an intestinal parasite and then a urinary tract infection. Embrace has been prompt and fair in handling our claims. Their Wellness benefits program which actually pays out more than your premium is a great incentive to give your pet the best care possible. I( hope to have a long, satisfactory relationship with Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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10

out of 10

Quality pet insurance at a reasonable rate

Submitted claim for foreign body ingestion and it was reviewd and paid within a week. The customer service staff is very helpful and polite.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Under a year

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10

out of 10

Satisfied

I had tried VPI for a couple of years and was very unhappy with the amount of their reimbursements. Shortly after I switched to Embrace my Mastiff was diagnosed with a bladder problem that will require medication for life. Embrace covers 80% of this each month promptly with no hassle. I would recommend them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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10

out of 10

Thank God we had Trupanion

We spent thousands on our Pomahuahua over her 13 year lifespan, and when she passed in 2009, we decided that, were we to get another dog, we would buy insurance. Our vet suggested Trupanion. I went online, read about it and signed up. Smart! Smart! Smart!Within the confines of our $250 deductible, Trupanion has saved us thousands, as our new, 16-month-old Pomahuahua (aka Pomchi) is truly an adventure dog and has been bee-stung (anaphylactic shock), eaten rat poison and this week, was bitten in the face by a rattlesnake. I cannot say enough good about Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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